# Accrue: Send. Spend. Sell. — user reviews

> 165 indexed App Store user reviews of Accrue by Accrue DCA Limited, rated 4.60/5 from 1,569 ratings.

- Source: https://appshunter.io/ios/app/accrue-send-spend-sell/id1604973055/reviews
- App overview in markdown: https://appshunter.io/ios/app/accrue-send-spend-sell/id1604973055.md
- Rating breakdown: 5★ 1,236 · 4★ 165 · 3★ 73 · 2★ 26 · 1★ 69

## What do users think of Accrue?

Overall sentiment: neutral

**Pros**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 💰 Good rates and minimal fees
- 🔒 Secure transactions
- 💳 Useful virtual card feature
- 💸 Convenient for cross-border payments
- 🌐 Supports multiple currencies and countries

**Cons**

- 🐛 Account restrictions and suspension issues
- ⏱️ Slow virtual card issuance
- 💳 Problems with card usage and funding
- 🤖 Inconsistent customer support responses
- 💰 High charges for some services

**Commonly reported bugs**

- Login and password reset issues
- Delayed or missing fund transfers
- Compatibility problems with older devices
- Unexplained account restrictions

**Most requested features**

- Direct bank deposit and withdrawal options
- Expanded cryptocurrency support
- More investment and savings options
- Improved account verification process
- Better agent protection and dispute resolution

## Newest reviews (18 of 165)

### 4/5 — Great experience

*2026-07-28, version 5.0.5*

Very easy to access

### 4/5 — Relabel

*2026-07-27, version 5.0.5*

Fast making

### 4/5 — Fast and reliable

*2026-07-16, version 5.0.4*

Good app, flexible and stable to use

### 4/5 — Virtual Card works

*2026-07-16, version 5.0.4*

i don’t have much to say. App looks cool and works perfectly. their virtual card is the best

### 4/5 — Very good

*2026-07-12, version 5.0.4*

Great app

### 4/5 — Virtual Card works

*2026-07-02, version 5.0.2*

i don’t have much to say. App looks cool and works perfectly.

### 5/5 — Perfect

*2026-05-29, version 4.9.50*

Very good

### 5/5 — Review

*2026-05-22, version 4.9.37*

100% secured and fast

### 5/5 — Made payment easier and faster

*2026-05-20, version 4.9.36*

I have used many remittance and other apps that claim to enable you to receive funds reliably. Only Accrue works: you have to provide proof of the payment once, and you will be able to receive payment from that person reliably, without delay. And the exchange rate is superior you can choose the agents yourself I am truly happy with everything so far.

### 5/5 — A good way to use virtual cc’s in Ghana

*2026-05-18, version 4.9.36*

Awesome 😊

### 5/5 — Great App

*2026-05-16, version 4.9.36*

I have being using the platform as an agent for about a month now. Every thing is smooth and the customer support is outstanding. Highly recommended.

### 5/5 — Good

*2026-05-11, version 4.9.35*

Great and fast

### 5/5 — Highly recommend

*2026-04-27, version 4.9.34*

This is my first time using the app, and I won't lie, I had a great experience with it. Best fintech app this is a life-changing app, especially for us Africans, we’re benefiting a lot from the services the app offers. Thank you to the genius behind it!

### 5/5 — The best

*2026-04-25, version 4.9.34*

Very good to receive and send your at ease.

### 5/5 — Best & easy to use

*2026-04-14, version 4.9.33*

Love it

### 3/5 — Virtual Card

*2026-04-13, version 4.9.33*

Great service low fees I’ll highly recommend this app, but I truly believe you should improve on your euro bank service so we can receive money from anyone not just our selfs

### 5/5 — Accrue

*2026-04-10, version 4.9.32*

Very nice and easy to use

### 5/5 — Nice app

*2026-03-31, version 4.9.30*

This app is so good _ makes it easy for me to send money to Nigeria

## Most critical reviews (10 lowest-rated)

### 1/5 — No way to chat with agent

*2026-05-16, version 4.9.36*

Why is there no way to chat with the agent? I made a deposit and sent the agent a screenshot of the payment, but I can’t find the chat with the agent. He also keeps asking me to send proof of payment, which I already did. I really needed the money at that moment and up to now it’s still pending. Tbh I don’t even know why I’m leaving a review. I’m not using this app again

### 1/5 — DO NOT USE PLEASE

*2026-03-30, version 4.9.30*

Please don’t use this app they took my money after paying for their dollar account.. please and please use Taptap or transfer wise. This app will ruin your business. I was sent some money, they deduct 30$ first and when they ask me who the sender was I said a friend and they blocked my money saying I lied and they aren’t comfortable giving me my money and they will reverse it and also take out 30$ again .. PLEASE DO NOT USE

### 1/5 — Be Careful

*2026-03-05, version 4.9.24*

They’re worst and there network are slow beside if you transact often there they would suspend your account for no reason and try to get off with your money

### 1/5 — My Money

*2026-01-07, version 4.9.12*

When u deposit in your account u can’t withdraw for sometime I hv deleted the app .

### 1/5 — Cash revamp Issue

*2025-12-12, version 4.9.9*

I have been restricted because I have complained about the cash revamp issue give me back my money

### 1/5 — Cash revamp Issue

*2025-12-08, version 4.9.9*

I have been restricted because I have complained about the cash revamp issue

### 1/5 — 🔴 Detailed Warning

*2025-09-09, version 4.8.1*

Accrue is not safe for deposits/withdrawals. I was forced to use an agent instead of my bank, and when the transaction bounced back, the agent (Samson O.) kept my funds. Support has asked me to email for resolution. Until Accrue provides direct bank deposits/withdrawals and stronger agent protections, I cannot recommend this app

### 1/5 — SCAMMERS

*2025-06-28, version 4.3.2*

Don’t wait your time downloading this app. It’s a scam. Your account will be restricted without any cause, no support team or email to contact

### 1/5 — Scammers

*2025-06-18, version 4.3.1*

Scammers

### 1/5 — Issue

*2025-06-07, version 4.2.5*

There’s an issue with the platform, immediately you deposit the 3$ and request for US account, the account will be suspended immediately.

## Most praised reviews (10 highest-rated)

### 5/5 — A good way to use virtual cc’s in Ghana

*2026-07-23, version 5.0.5*

Awesome 😊

### 5/5 — Loving it

*2026-07-12, version 5.0.4*

Love this app

### 5/5 — This Accrue app is faster and reliable. I love these.

*2026-07-11, version 5.0.4*

Wow

### 5/5 — Accrue

*2026-07-10, version 5.0.4*

Accrue is the best❤️

### 5/5 — Scientist

*2026-07-10, version 5.0.4*

I enjoyed the app since I registered with them

### 5/5 — Best App ever

*2026-06-18, version 5.0.0*

This is my first time reviewing an app, I’m so impressed by their faster costumer service, update, how fast they act when there’s an issue. Guess what this the best app ever I’m so impressed.

### 5/5 — F.B

*2026-06-12, version 4.9.53*

Best rates

### 5/5 — Excellent

*2026-05-31, version 4.9.50*

Works perfectly

### 5/5 — Fast

*2026-05-31, version 4.9.50*

The best

### 5/5 — Wish I had met this app earlier

*2026-05-31*

Seamless transaction, very fast … and i recommend to anyone else who is missing out

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
