# Accumula - Net Worth Tracker — Track your net worth today

> Track your net worth today (iPhone/iPad app by MOHD AZRUL ABDULL RAHIM.)

- Source: https://appshunter.io/ios/app/accumula-net-worth-tracker/id6751108733 (this page in markdown: same URL + `.md`)
- Developer: [MOHD AZRUL ABDULL RAHIM](https://appshunter.io/developer/1833462161)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 69 MB
- Languages: American English
- Released: 2025-08-18
- Data updated: 2026-08-05
- User reviews in markdown: https://appshunter.io/ios/app/accumula-net-worth-tracker/id6751108733/reviews.md

## What is Accumula?

Expense tracking is tedious. Who has time to track every cents and pennies. Instead, I propose that you keep track of a more meaningful metric, your net worth! 

# Accumula - Net Worth Tracker

Take control of your financial future with simple, private net worth tracking.

Accumula helps you build wealth by tracking what matters most - your total net worth over time. See the big picture of your financial health with manual entry that puts you in complete control.

## Key Features

• Beginner friendly
   - Guided onboarding for new users.
   - Especially helpful for those coming from expense-tracking apps.

• Simple & Focused - Track assets and debts with clean, intuitive design. 
   - multiple asset/debt categories.
   - monthly data update.

• Asset tracker
   - track your investment portfolio
   - support multiple asset types such as cash, property, investment and collectables
   - specify asset's liquidity and expected return for future projection

• Debt tracker
   - support various debt types such as mortgages, credit card, personal loan and other
   - user can specify debt's interest rate and monthly commitment to have clear picture of debt servicing commitment
   -

• Completely Private - All data stays on your device, no accounts required.
   - no data sync to external server
   - export it if you like

• Visual Progress - Beautiful charts show your wealth building journey.
   - show, month-by-month growth chart
   - show assets/debt in value and percentage breakdown by category
   - bar, dotted and area chart visualisation supported.

• Smart Update - Submit update with natural language and have the system automatically process it.
• Multi-Currency - Support for RM, USD, EUR, GBP, JPY, CAD, AUD and more.
• Local-First  - Works offline, internet connection optional.

## Perfect For

- Building your first emergency fund
- Tracking investment portfolio growth  
- Monitoring debt payoff progress
- Understanding your complete financial picture
- Anyone serious about building wealth

## Why Manual Entry?

Unlike apps that connect to your bank, Accumula encourages mindful money management. By manually updating your net worth monthly, you stay actively engaged with your financial goals and see exactly where your money is going.

**Privacy-first. Simple. Effective.**

Start tracking your path to financial freedom today.

## EULA
Please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Plan | $4.99 | per month |
| Annual Plan | $44.99 | per year |



## Version history (last 5 releases)

### 1.6.0 — 2026-08-01

- Get all supporting libraries up to the latest version
- Screenshot processing is out of the experimental stage
- Dot and area chart types are available to all.
- Higher trial limits

### 1.4.4 — 2025-12-11

• Simpler onboarding flow. Currency and country will be prefilled.
• You can now "Archive" unused asset/debt. Historical data remains, but it won't clutter current view.
• Line chart for asset/portfolio with sufficient data.
• Trial user can test the portfolio feature.

### 1.4.2 — 2025-12-02

• Force iCloud backup to sync the data upon backup completion
• Fix: New month pre-fill works correctly
• Fix: Toggle button styling have better contrast

### 1.4.0 — 2025-12-01

• iCloud Backup & Restore
• Fix chart cache not fully updated
• Fix asset name collision issue
• Default onboarding to non-US sample data
• Explainer is dismissable

### 1.3.10 — 2025-11-26

• More Dark mode refinement, with better images.
• Fix aggresive paywall popups.
• Add experimental portfolio mode with live update.
• Recommendation to add older data.

## Apps similar to Accumula

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Spending Tracker AI](https://appshunter.io/ios/app/spending-tracker-ai/id6748661066) | — | Free | Finance |
| [Spendora Finance](https://appshunter.io/ios/app/spendora-finance/id6461728276) | — | Free | Finance |
| [Netbook: Net Worth Tracker](https://appshunter.io/ios/app/netbook-net-worth-tracker/id6746138644) | — | Free | Finance |
| [MoneyLah - Budget & Expense](https://appshunter.io/ios/app/moneylah-budget-and-expense/id6466561147) | — | Free | Finance |
| [Net Worth Tracker & Analytics](https://appshunter.io/ios/app/net-worth-tracker-and-analytics/id6751551402) | — | Free | Finance |
| [DuitAI](https://appshunter.io/ios/app/duitai/id6745753166) | — | Free | Finance |

## More apps by MOHD AZRUL ABDULL RAHIM

- [AfterRead - Reading Quiz App](https://appshunter.io/ios/app/afterread-reading-quiz-app/id6752212738)
- [Viral Keyboard](https://appshunter.io/ios/app/viral-keyboard/id6756334154)

All apps by MOHD AZRUL ABDULL RAHIM: https://appshunter.io/developer/1833462161

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*