# Accurately Finance Calculator — TVM, Amortization

> Financial calculator for TVM, amortization, and memory functions. (iPhone/iPad app by Changgull Song.)

- Source: https://appshunter.io/ios/app/accurately-finance-calculator/id418165048 (this page in markdown: same URL + `.md`)
- Developer: [Changgull Song](https://appshunter.io/developer/418165055)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 11 App Store ratings · 31 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.2 · 1 MB
- Languages: American English
- Released: 2011-02-10
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/accurately-finance-calculator/id418165048/reviews.md

## What is Accurately Finance Calculator?

Financial Calculator

- Time Value of Money calculations
- Periods/Year set [12, 4, 1] for monthly, quarterly, and annual payments
- Amortization Schedule
- Memory functions
- Operations as close as possible to a hardware calculator such as BA II Plus

For manual and more information, please visit http://stonecress.com/accurately

## Key features

- Time Value of Money calculations
- Amortization Schedule
- Adjustable Periods/Year (monthly, quarterly, annual)
- Memory functions
- Hardware calculator emulation

## Recent user reviews (10 of 31)

All indexed reviews: https://appshunter.io/ios/app/accurately-finance-calculator/id418165048/reviews.md

### 3/5 — Button stop working

*2024-03-03*

Used to be a fantastic little app, and a few OS upgrades ago it stopped working saying it was “out of date” was very happy when I saw the developer create an update but ever since then buttons do not work, so you can’t input any information. Every couple months I check back to see if there has been an update to fix the input problem; so far nothing.

### 4/5 — Not working!

*2023-07-26*

I’ve used this app for years. Please fix it.

### 5/5 — Perfect. I’d pay for it! Just tell me how!

*2023-03-16, version 2.1*

The simplest and easiest to use of any financial (TVM) calculator. Thank you, thank you, thank you to the developer for updating to the current version of iOS!

**Developer response:** I am glad that you’re enjoying the app. Sorry that it took some time to come back on this. Let me know if you find any bug!

### 5/5 — An App worth saving

*2021-05-15, version 1.2*

Excellent App. Hope you will be able to rewrite the App to work with the latest iOS.

### 5/5 — Wish there was a paid version

*2020-05-10, version 1.2*

Simple calculator with only the most essential functions, but I’ve used it for years and find it perfect for a quick calculation. Developer deserves to make a little from it!

### 5/5 — Great APP- Easy to use

*2017-04-15, version 1.2*

Fabulous app!  We use it in our financial coach training classes and it works beautifully.  Easy to teach, easy to use. Many thanks to the developer!

### 5/5 — Great free app!

*2017-01-12, version 1.2*

Bravo!!

### 1/5 — Doesn't calculate negative/positive correctly

*2014-06-17, version 1.0*

All calculations for FV come out negative, irrespective of whether or not the PV amount was negative (standard) or positive.

### 1/5 — Cant get a payment

*2013-08-12, version 1.0*

Waste Of time

### 5/5 — Stop. Read the "how to" and love it!

*2013-04-12, version 1.0*

Great app. Thanks for putting this together. Contrary to my nature, I read the instructions first and it works great. Thanks.

## Frequently asked questions about Accurately Finance Calculator

### What kind of financial calculations can I perform with this app?

This app allows you to perform Time Value of Money (TVM) calculations, which are crucial for understanding the present and future value of investments and loans. It also generates detailed amortization schedules for loans.

### How does this app compare to a hardware financial calculator?

The app is designed to emulate the operations of popular hardware financial calculators, such as the BA II Plus, providing a familiar interface and functionality for users accustomed to those devices.

### Can I set different payment frequencies?

Yes, you can easily set the Periods/Year to 12 for monthly payments, 4 for quarterly payments, or 1 for annual payments, allowing for flexible financial analysis.

### Is this app free to use?

Yes, the application is available for free. There are no in-app purchases or advertisements mentioned, suggesting a completely free experience.

### What are the common use cases for this financial calculator?

Common use cases include calculating loan payments, determining the future value of savings, analyzing investment returns, and understanding the total cost of a loan through its amortization schedule.

## Version history (last 4 releases)

### 2.1 — 2023-03-05

- Rewritten with better button automata and new iOS compatibility
- Better ergonomic for bigger screen phones and iPads by keeping the buttons small and within reach of finger tips

### 1.2 — 2015-11-19

Amortization Schedule - calculate PMT > press OPT > Amortization Schedule
- You can copy the entire amortization schedule and paste on your favorite cloud document tool or email client

### 1.1 — 2015-10-16

- Fixed the launching issue with iOS 9
- Rewritten calculator automata
- Comma grouping for readability
- Improved layout to fill up different screen size from iPhone 4 to iPhone 6 Plus (no more dead space!)
- Added semiannual payments option

### 1.0 — 2011-02-10

No release notes.

## Apps similar to Accurately Finance Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Financial Calc Pro](https://appshunter.io/ios/app/financial-calc-pro/id1543614541) | 4.4 (7) | Free | Finance |
| [BA Financial Calculator (PRO)](https://appshunter.io/ios/app/ba-financial-calculator-pro/id1481719060) | 4.8 (352) | $3.99 | Finance |
| [Financial Calculator++](https://appshunter.io/ios/app/financial-calculator-plus-plus/id579421435) | 3.9 (113) | $2.99 | Finance |
| [BestCalc Financial Calculator](https://appshunter.io/ios/app/bestcalc-financial-calculator/id1229348639) | 4.2 (6) | Free | Finance |
| [TVM:Financial Planning Toolkit](https://appshunter.io/ios/app/tvmfinancial-planning-toolkit/id399203837) | 5.0 (1) | $0.99 | Finance |
| [NPV Calculator by ND, calc](https://appshunter.io/ios/app/npv-calculator-by-nd-calc/id1496500153) | 4.1 (37) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
