# Achieva Credit Union

> Mobile banking for managing accounts, transfers, bill pay, and locating branches/ATMs. (iPhone/iPad app by Achieva Credit Union.)

- Source: https://appshunter.io/ios/app/achieva-credit-union/id520605410 (this page in markdown: same URL + `.md`)
- Developer: [Achieva Credit Union](https://appshunter.io/developer/520605413)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 5,114 App Store ratings · 94 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 129 MB
- Languages: American English
- Released: 2012-04-25
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/achieva-credit-union/id520605410/reviews.md

## What is Achieva Credit Union?

Using the Achieva Credit Union Mobile banking app, our members can view account balances, transaction history, transfer money, pay bills, and easily locate our nearest branches and ATMs. Plus much more! 

• View balances and transaction history of checking, savings, and credit card accounts
• View balances and transaction history of mortgage, auto loans, and other lines of credit
• Manage notifications of account activities
• Transfer money between your Achieva Credit Union accounts
• Securely send and receive money to and from accounts out of Achieva Credit Union
• Mobile bill pay allows you to schedule, edit, cancel payments, and set-up e-bills
• Mobile check deposit using your phone’s camera
• Contact us easily for help or question about your account
• Find the nearest branch or ATMs

## Key features

- View account balances and transaction history
- Transfer money between accounts
- Securely send and receive money externally
- Mobile bill pay with scheduling
- Mobile check deposit
- Locate branches and ATMs

## What do users think of Achieva Credit Union?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 👍 User-friendly interface
- 👍 Good for managing accounts
- 👍 Mobile deposit works well (sometimes)
- 👍 Card manager alerts and controls are good
- 👍 Personable and welcoming staff
- 👍 Smooth loan processes

**Cons**

- 🐛 Frequent app crashes
- 🐛 Constant login issues
- 🐛 App is slow and unresponsive
- 🐛 Bill pay is problematic
- 🐛 Mobile deposit errors
- 🐛 App not updated frequently
- 🐛 Lacks basic functionality
- 🐛 Inconvenient login process
- 🐛 Features removed after updates
- 🐛 Poor UI/UX design
- 🐛 Unreliable performance
- 🐛 Customer service issues

**Commonly reported bugs**

- App logs out frequently
- Cannot access loan information
- Encountered an error when trying to pay loan
- App is not opening
- Cannot deposit checks
- Blurred screen and message hangs then errors out during check deposit
- Cannot pay loan through app from external account
- App crashes when trying to take a picture of the check
- App is buggy when signing in and clicking on accounts
- App signs out unexpectedly
- Cannot see transactions other than spare change transfers
- Have to sign in every time
- Cloudflare widget spins endlessly
- Cannot get past the spot to put in email
- Bill Pay tab not working (ERROR 505)
- Cannot schedule payment or transfer through notifications
- Cannot pay car loan through 'My Accounts' tab
- Constant crashing when logging in
- Disclosure not accepted error, nothing pops up to accept
- Cannot change phone number in the app
- App crashes frequently
- Cannot add memo to a transfer
- Loan transfer option needs to be more noticeable
- Bill pay page says 'Opps something went wrong'
- App switches to portrait mode and cannot be changed
- Face ID access shows up only 1/5 times
- App resets fields when logging in with username/password
- Unable to authenticate with Face ID
- Unable to retrieve accounts
- Registration process never sends temporary pass
- App stopped working, cannot log in
- Cannot use Touch ID after update
- Authentication error during check scanning
- App crashes when trying to do mobile deposit
- App freezes after login
- App asks for security question every time
- New update makes the app useless
- Cannot deposit check on mobile
- Won't let me pick account to deposit
- App works differently on iPhone and iPad
- Constantly gets stuck on loading screen
- Asks to re-validate password almost every time
- App crashes when trying to deposit a check
- Cannot access check images or deposit information for mobile deposits
- App is 10 years behind in services/convenience/performance
- App locks users out frequently
- App has generic error messages
- App is not compatible with Plaid
- App requires visiting a branch for most major functions
- App is slow and full of useless features
- App has a disgusting UI
- App only opens vertically
- App is not intuitive
- App is broken, Face ID not working
- App underperforms
- App crashes frequently
- App fluctuates so much
- App is constantly down for maintenance
- App has errors on mobile deposit service
- App has limited features
- App crashes when trying to do mobile deposit
- App is not customer friendly
- App is painfully slow
- App kicks user back to dashboard
- App is almost completely useless
- App has 'Invalid login' error message
- App has 'Blank Statement 2.0', 'Infinite Load', 'Platinum-Login-Denial' features

**Most requested features**

- Option for Spanish language
- Visible account number in full
- Pay loan through the app
- Payoff letter available online
- Show balance after each transaction for credit card
- Remember login information/facial recognition
- Allow users to change phone number in the app
- Allow users to edit scheduled transfers
- Add Touch ID/Face ID for login
- Allow users to log on without answering security questions every time
- Allow users to remember the device
- Revert to showing balances without logging in
- Add dark mode
- Improve Zelle integration
- Allow users to download statements
- Allow users to link to budgeting apps
- Allow users to use the app in landscape mode
- Restore e-bill feature for bill pay
- Restore email reminders for bill due dates

## Recent user reviews (10 of 94)

All indexed reviews: https://appshunter.io/ios/app/achieva-credit-union/id520605410/reviews.md

### 2/5 — This app sucks

*2026-07-08, version 4021.2.0*

Can’t use the pay bill and wants me to confirm that I’m paying my loan… it’s only me who is paying for it and to call me the verification code when it doesn’t even send me, happens more then once

### 5/5 — Great Credit Union

*2026-06-30, version 4021.2.0*

I’m relatively new to Achieva but they treated me as if I had been there for 20 years! Recently I applied and received a loan for a new motorcycle, it was painless and simple! Thank you Achieva!

### 3/5 — Purchasing issues

*2026-06-22, version 4021.1.3*

Purchases declined for no reason regularly

### 1/5 — Horrible app

*2026-05-12, version 4021.0.2*

I use this app for my loan and it never works. It always logs me out and I can never access my loan information.  I do not recommend to anyone

### 5/5 — Opción en español ‘

*2026-05-08, version 4021.0.2*

Buena me gusta pero opcion también en español!

### 1/5 — Making bill paying IMPOSSIBLE

*2026-04-27, version 4020.2.0*

Want to pay your loan? “Sorry we encountered an error” this app sends me to the moon with frustrations EVERY MONTH. I HATE THIS COMPANY! Why do you make it so hard to take my money????

### 3/5 — Zelle

*2026-04-04, version 5020.1.1*

I have been enrolled in Zelle for years now all of a sudden I am in - enrolled ???

### 4/5 — Visible Account

*2026-04-03, version 5020.1.1*

Need to be visible in whole and not in part.

### 1/5 — Lacks basic functionality.

*2026-04-03, version 5020.1.1*

I have a car loan with Achieva, but for some reason I am not able to make a payment on that loan through the app.  You’d think that would be a basic function, but I guess not.

### 1/5 — App currently not working

*2026-04-02, version 5020.1.1*

Can’t open the app!

## Frequently asked questions about Achieva Credit Union

### What can I do with the Achieva Credit Union mobile app?

The app allows you to view your account balances and transaction history for checking, savings, credit cards, mortgages, and loans. You can also transfer money between your Achieva accounts, send and receive money externally, pay bills, deposit checks using your phone's camera, and manage account notifications.

### Is the Achieva Credit Union mobile app free to use?

Yes, the app is free to download and use for Achieva Credit Union members. There are no subscription fees associated with accessing your accounts and performing transactions through the mobile application.

### How do I find the nearest Achieva Credit Union branch or ATM?

The app includes a feature to easily locate the nearest branches and ATMs. Simply open the app and navigate to the branch/ATM locator function to find directions and operating hours.

### Can I pay bills through the Achieva Credit Union mobile app?

Yes, the mobile bill pay feature allows you to schedule, edit, and cancel payments. You can also set up e-bills for a streamlined payment process directly from your mobile device.

### What if I need help with my account while using the app?

The app provides an easy way to contact Achieva Credit Union for help or questions about your account. Look for the contact information or support section within the app to get assistance.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-18

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 5022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.0 — 2026-06-25

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
