# Achieve MoLO - Money Left Over — user reviews > 22 indexed App Store user reviews of Achieve MoLO by Freedom Financial Network, rated 4.70/5 from 554 ratings. - Source: https://appshunter.io/ios/app/achieve-molo-money-left-over/id1645182043/reviews - App overview in markdown: https://appshunter.io/ios/app/achieve-molo-money-left-over/id1645182043.md - Rating breakdown: 5★ 477 · 4★ 39 · 3★ 16 · 2★ 9 · 1★ 13 ## What do users think of Achieve MoLO? Overall sentiment: mixed **Pros** - 👍 User-friendly and easy to use interface - 💰 Free budgeting solution - 📊 Helpful spending tracking and visualization - 🎯 Useful roadmap and debt consolidation features - 👀 Consolidated view of multiple accounts - 💡 Simple and delightful design - 📈 Effective money management tool **Cons** - 🐛 Frequent loading screen freezes and crashes - 🔒 Data loss and account deletion issues - ⚠️ Verification and identity confirmation failures - 🔐 Security concerns with personal data handling - 📱 App becomes unusable after updates - 🔄 Data synchronization and update delays - ❌ Poor customer service responsiveness - 🏦 Limited bank/account integration support **Commonly reported bugs** - Infinite loading screen on login - App crashes when logging out - Data deletion after loading screen errors - Account linking causes app to stall - Failed identity verification despite correct information - Spending and earnings data not updating for days - App malfunction after software updates - Missing bank options in search functionality **Most requested features** - Ability to edit and customize account names - Better differentiation from similar apps (icon design) - Separate categorization for groceries vs dining - Improved account unlinking functionality ## Newest reviews (2 of 22) ### 4/5 — Looking good! *2023-03-14, version 1.1.2* Interesting experience. It has the same app icon as GOOD. Any chance this is getting updated to provide more differentiation? ### 4/5 — Lots of Potential *2023-02-06, version 1.0* I think the concept here. Working pretty good so far but only using a few days so far. ## Most critical reviews (10 lowest-rated) ### 1/5 — Was nice for awhile *2026-04-25, version 2.0* Eventually I got stuck on the loading screen for about a week once I was able to enter the app again everything had been deleted. All linked accounts gone. Every manually added bill schedule gone and credit score suddenly 0 and it never updated again. Eventually couldn’t get past the loading screen again. Do not recommend wasting your time or effort on this one. ### 1/5 — App thinks it knows me but won't identify me *2025-03-08, version 1.4.18* Answered every question 10+ times only for it to tell me it can't identify me. Was very wary about entering my social security number. Then to answer very personal identifiers only to be told they couldn't verify makes me think they stole my info. Not saying they did but useless if they think they have info on you yet that info is so inaccurate it won't even let you use app. ### 1/5 — Garbage *2025-02-12, version 1.4.18* Junk. Don’t waste your time ### 1/5 — Crash *2025-02-06, version 1.4.18* Crashes when you try to log out of account ### 1/5 — My bank isn’t listed. *2023-07-15, version 1.2.11* There are no other options then to search for the bank but it’s not coming up. 🤷‍♀️ What can I do? ### 1/5 — App doesn’t work! *2023-06-17, version 1.2.10* I tried to login but the app only keeps loading and doesn’t login to my account! What is the problem? ### 2/5 — Not Accurate *2023-07-05, version 1.2.11* The app seemed to have been working fine at first. I’ve been checking every day since I was paid last and it still hasn’t posted to My MoLO yet. Earnings, Spending, etc. has not updated in several days. Please fix this issue. I really do like the concept of this app. ### 2/5 — Fix the Bugs *2023-06-18, version 1.2.10* It was working fine until it wasn’t! What is wrong with your app? Whatever update you did do didn’t work! It’s a good app, but it has to work every time in order for people to want it. Fix the issues! ### 3/5 — Seems Cool but it crapped out on me *2025-03-10, version 1.4.18* After I was connecting accounts, it stalled and now when I login it’s stuck loading forever. I’ve tried uninstalling and installing again, not using Face ID to login, etc but seems I’m locked out now after I gave it all my data. ### 3/5 — How to unlink accounts? *2023-04-04, version 1.2.1* Emailed CS but never heard back. Does anyone know how to unlink an account from the app?? ## Most praised reviews (10 highest-rated) ### 5/5 — Free & Easy Budgeting *2025-12-26, version 1.4.22* Free & Easy Budgeting ### 5/5 — The whole team at Avhieve *2024-12-15, version 1.4.17* The application is perfect!!!! ### 5/5 — LOVE me some MoLO! *2024-06-20, version 1.4.12* This app is the best. It makes it so easy to keep track of my spending and keep my debt under control. Plus I love the spending gauge and the roadmap feature - so simple and delightful. Thanks, Achieve, for the awesome app. ### 5/5 — Budgeting, debt consolidation and a money roadmap that’s awesome *2024-03-13* I’ve been using Achieve MoLO for over a year and it was good and now it’s great. A great way to simplify money management and doing my budget plus now it added a debt check up and debt consolidation options. Loving it and excited for what’s next. **Developer response:** So glad you're finding MoLO easy to use and of course we agree - it is the best budgeting app! ;) Feel free to drop us detailed feedback or ask for new features at molo@achieve.com! ### 5/5 — Suggestion *2023-12-03, version 1.2.22* Achieve MoLO is exactly what I needed to see all of my accounts at the same time and see a running total. I’ve never used an app before to help me budget. My only suggestion is a few of my credit cards just come up with the name “account”. My suggestion is a way to edit the name of the account to the actual name of that credit card. Other than that it’s a good app plus it’s free. Thank you. ### 5/5 — What a relief *2023-03-13, version 1.1.2* It’s so nice to be able to see my money like this, past and future! Tying those two things together is so much more useful. I’m looking forward to being able to break my groceries out from dining, but it almost doesn’t matter. At the end of the day, this shows in and outs. ### 5/5 — Better budgeting *2023-03-12* It’s easy to use and is the best budgeting app. **Developer response:** So glad you're finding MoLO easy to use and of course we agree - it is the best budgeting app! ;) Feel free to drop us detailed feedback or ask for new features at molo@achieve.com! ### 5/5 — moneys going? into investments!!!! *2023-02-06, version 1.0* I have always shopped gleefully and never saved. This is everything I have ever needed to see where I blow my extra cash, so then I know just how much cash I just waste , If I want to buy that electric hummer next year.. stop splurging girl!!! Duh. ### 5/5 — Great developer *2023-02-02, version 1.0* The team that made this app is genius 10/10! ### 5/5 — MoLO is the best budgeting app I’ve used *2023-02-02, version 1.0* I love how easy it was to get started and to get my cash flow and money left over (MoLo!) right out of the gates. Simple interface, easy to use and I’ve already found a few easy ways to save and best my monthly money goal. Pretty slick and it’s fun to actually get my MoLO right. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*