# Acorns Early: Kids Money App — user reviews

> 426 indexed App Store user reviews of Acorns Early by Acorns Grow Incorporated, rated 4.60/5 from 9,791 ratings.

- Source: https://appshunter.io/ios/app/acorns-early-kids-money-app/id6566186346/reviews
- App overview in markdown: https://appshunter.io/ios/app/acorns-early-kids-money-app/id6566186346.md
- Rating breakdown: 5★ 8,216 · 4★ 750 · 3★ 245 · 2★ 126 · 1★ 454

## What do users think of Acorns Early?

Overall sentiment: mixed

**Pros**

- 👍 Engaging and fun for kids
- 💡 Teaches financial responsibility
- 🚀 Easy to use and user-friendly
- 👍 Helpful for introducing money concepts
- 💡 Motivates kids to do chores
- 👍 Allows kids to have their own debit card

**Cons**

- 🐛 Buggy and unreliable app
- 🔒 Poor customer support and account management
- 🔍 Lacks flexibility for managing multiple kids
- 👎 Difficult to use, especially for parents with multiple children
- 👎 Educational content not engaging enough for kids

**Commonly reported bugs**

- Login and password reset issues
- App crashing and not functioning properly
- Inability to manage and delete family members

**Most requested features**

- Allow more flexible chore scheduling options
- Improve direct funding to kids' cards
- Add more engaging educational content and rewards for kids
- Implement dark mode and customization options

## Newest reviews (13 of 426)

### 2/5 — Difficulty setting up accountss

*2026-08-31, version 9.7.0*

I had a lot of issues having to re-create passwords unnecessarily for this app

### 3/5 — Inconsistent

*2026-08-30, version 9.7.0*

Was great when it was GoHenry. Since changing to Acorns app, we have had quite a bit of trouble with the card functioning.

### 3/5 — Poor navigation - Great app though

*2026-08-25, version 9.7.0*

I couldn’t find a way to get in touch with the developer. They just have Automated AI tools. The biggest thing this app needs to improve it and would probably give it. Five stars for me is if the daily task list was collapsible and if it auto scrolled to the current day. Or even simpler put Saturday through Sunday tabs at the top of the task list and only show those days on the page. My kids have 10 or more tasks every day that they can check off and having to scroll through 100 tasks by the end of the week is just really poor design.

### 3/5 — Multiple account linking can be improved

*2026-08-12, version 9.6.1*

Adding more than one bank account, and labeling them properly is difficult or impossible.  Small thing, unless you need it for multiple kids

### 2/5 — Customer service

*2026-08-12, version 9.6.1*

You would expect this so called bank for children to provide excellent customer service because they will be interacting with children, but unfortunately, they do not. They fail to provide any information. FYI, make sure your children do not make any default purchases.

### 5/5 — Great app

*2026-08-09, version 9.6.1*

Easy to use

### 3/5 — Just Ok

*2026-08-09, version 9.6.1*

I don’t love how only one parent can add or deduct from the parent wallet. I also have to create a parent code and enter it twice every time I enter the app which is annoying. The app itself works pretty well, easy to use for kids.

### 4/5 — Pretty good, a few frustrating things

*2026-08-08, version 9.6.1*

I love that my kids have a debit card and can look at their balance to analyze if they have money for purchases.
It is very frustrating how long it takes when depositing money into my account. Three business days seems to be too long. It should be direct transfer. Because typically I’m needing to fund my account to send my kids their money in the same transaction. Now I have to schedule out three business days a reminder and it usually takes three full business days.
The other irritating thing is every time I transfer money. It pops up and asks me to set up recurring transfers. I don’t want to that is why I choose know each time, it would be great to turn this pop-up off.

### 5/5 — Peak

*2026-08-08, version 9.6.1*

Cool

### 3/5 — Declines

*2026-08-05, version 9.6.0*

My daughter has money in her account but still gets declined and at some stores . It does not work .

### 5/5 — Fat

*2026-08-03, version 9.6.0*

Fat

### 3/5 — Pay Out

*2026-08-02, version 9.6.0*

I Like The App. It’ll Be Better If Ya’ll Would Take The Money As Soon As I Send The Money Instead Of Waiting Days Later. Everything Comes Out Of My Bank On Autopay And Its Messing Up Mh Daughter’s Allowance Because Ya’ll Wait So Damn Long To Take It Instead Of Taking It Immediately.

### 4/5 — Would recommend

*2026-07-30, version 9.6.0*

It cost a lot of money but like I can’t afford to pay so but it is good for kids older than six years old

## Most critical reviews (10 lowest-rated)

### 1/5 — Slow transfers

*2026-08-26, version 9.7.0*

Not a bad idea, but the transfer from accounts is ridiculously slow, and items are not tracked weekly/monthly. Not worth the $8 a month in my opinion.

### 1/5 — No notification option’s

*2026-08-25, version 9.7.0*

Having a really hard time liking this app. Unlike GoHenry, this app does not appear to have any ability to send parents notifications. It does not appear in my notifications settings on my phone and within the app settings itself. It has no options to turn on parent notifications.

### 1/5 — Why do you want my address? Why?

*2026-08-21, version 9.7.0*

I’m seven and they need my Social Security number my address WTH

### 1/5 — Won’t refund money…don’t use this app

*2026-08-11, version 9.6.1*

I rarely write reviews, but I feel I must share my experience to help other parents avoid this app. We had this app for several years and my kids are now older teens so we don’t need it. (Honestly after the first week or two they lost interest.) Regardless, I kept putting in an allowance every week for them and they had over $600 in the accounts when we decided to cancel the app. It’s been over a month and we still can’t get our money back! The first time I called they said it would be 3-5 business days. Then a week later they sent an email stating they needed my bank account information in order to refund our money from the account. (Initially they said it would be refunded to the card on file.) I reluctantly gave them that info and 4 phone calls later, and 3 more weeks have went by with no money returned to me. Yesterday I called again and they said they would have a manager call me by the end of the day. Guess what…still no phone calls! Please save yourself the hassle and don’t use this app! Your kids won’t get their saved money back!

### 1/5 — Baddest app ever

*2026-08-07, version 9.6.1*

They charge you way too much just to use the app and it glitches out. Sometimes I suggest cash app for 13 and older.

### 1/5 — Steal your Child’s Money

*2026-08-01, version 9.6.0*

After Go Henry was bought by Acorns there was a $10 fee per month for the service. So we decided to open accounts through our credit union instead. Acorns makes it nearly impossible to get your child’s money back once it’s in the Acorn account. You have to withdraw it from an ATM. Even the ATMs they say they have a fee free relationship with will charge you per transaction and you are limited to how much you can withdraw at a time, so I’ll have to make several withdrawals and pay a fee each time. This is my 12 year kid’s money that she’s been working hard to save but now it’s being siphoned off by this company. Real nice, jerks!

### 1/5 — Login and Verify Bugs

*2026-07-30, version 9.6.0*

Stuck in a recursive loop where MFA just keeps sending emails and opening the app but never sending code. Support team responded with unhelpful generic form letter. Cannot login or update account or cancel. Have to revoke authorization through the bank.

### 1/5 — Horrible

*2026-07-29, version 9.6.0*

Takes money from me even tho I have no subscriptions

### 1/5 — Do not waste your money

*2026-07-28, version 9.6.0*

Horrible app and service, no safety features. My child’s card got hacked and was used and they refused to help, you’re on your own if your card gets stolen. I canceled all my kids cards and will be going with Cash App instead. Not only did I waste money with their monthly charge to use the app, they didn’t protect the account nor care about the stolen charges.

### 1/5 — Better options

*2026-07-26, version 9.5.0*

Had this card for my daughter for almost 2 years and had no issue until it came time for her to go on a trip. She wasn’t able to use her card at multiple stores. Couldn’t use it on PayPal to transfer her money back so she could access it. Now she has money stuck on the card that she can’t even use. We are trying to close the account and it still is keeping money trapped because you can only withdraw so much from an ATM.

## Most praised reviews (10 highest-rated)

### 5/5 — Easy to use.

*2026-08-30, version 9.7.0*

Have three kids on this app. Easy to give them an allowance, spending limits , and track their spending.  Been using it for four years now, very happy!

### 5/5 — Great!

*2026-08-24, version 9.7.0*

No issues!

### 5/5 — Excellent for teaching about money!

*2026-08-23, version 9.7.0*

Excellent for teaching about money!

### 5/5 — Great app

*2026-08-21, version 9.7.0*

Kids are teaching me about money

### 5/5 — Z kids

*2026-08-20, version 9.7.0*

My kids Love it

### 5/5 — Why?

*2026-08-17, version 9.6.1*

It is so hard to login 😒😒😒😒😒😒😒

### 5/5 — Acorn

*2026-08-14, version 9.6.1*

Amazing app for kids and a great way to trader funds from your account into your children’s. Amazing app 8/10

### 5/5 — Not Good but Not Bad/ Perfect for parents who want chores to be done!

*2026-08-12, version 9.6.1*

🤍 I got this app because I wanted to earn more money. First it was super fun! But present time now, no matter how much chores I check off, I still can’t seem to earn any money on my paycheck day. Developer, please let me know how I can fix this!!🤍

### 5/5 — I love the app make my life more easy and for my kids

*2026-08-11, version 9.6.1*

I m don’t have to worry no more my kids with out money

### 5/5 — Amazing

*2026-08-10, version 9.6.1*

Amazingly so it taught my children to save and teach them skills that aren’t taught in school

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*
