# Acorns: Save & Invest Money — ETF, Stock Investing & Savings

> Automated savings and investment app for financial wellness. (iPhone/iPad app by Acorns Grow Incorporated.)

- Source: https://appshunter.io/ios/app/acorns-save-and-invest-money/id883324671 (this page in markdown: same URL + `.md`)
- Developer: [Acorns Grow Incorporated](https://appshunter.io/developer/883324674)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.70/5 from 957,353 App Store ratings · 1,056 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 324 MB
- Languages: American English
- Released: 2014-08-26
- Data updated: 2026-08-30
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/acorns-save-and-invest-money/id883324671/reviews.md

## What is Acorns?

INVEST SPARE CHANGE ®: 
Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and financial wellness.

At Acorns, we believe that financial wellness and finance education are for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have through better finance decisions. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.
More than 14,000,000 Americans have invested over $27,000,000,000 with Acorns. 

SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.

INVEST:
- INVEST SPARE CHANGE®
Your money is automatically invested into our expert-built, diversified ETF portfolios. You can Invest Spare Change® each time you make a purchase with the Round-Ups® feature or set up automated recurring investments starting as low as $5.
- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your diversified portfolio towards a Bitcoin-linked ETF.
- PERSONALIZE YOUR PORTFOLIO
Add individual stocks and ETFs from the largest 100+ public US companies to your Custom Portfolio.
- INVEST FOR RETIREMENT
Save for retirement with an Acorns Later account and work toward your future finance plans. Get a 3% IRA match on new contributions during your first year with Acorns Gold.
- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1% — exclusively on Acorns Gold!

SAVE:
- EMERGENCY SAVINGS
Build savings for life’s unexpected hiccups, including a 3.35% APY to help your money grow.
- CHECKING
Invest Spare Change® when you spend, and automatically invest a piece of each paycheck to support your daily finance habits with Acorns Checking.

- MONEY MANAGER
Put your money on autopilot with Money Manager, which smartly splits your money across investing, saving, and spending.
- KIDS & TEEN DEBIT CARD
Teach your kids smart finance habits and financial wellness with an Acorns Early debit card, included in Acorns Gold.
- EARN BONUS INVESTMENTS
Shop 10,000+ brands and earn bonus investments and exclusive deals. Plus, earn limited-time referral bonuses of up to $1,200.
- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to improve your finance knowledge and learn all things money.

SUBSCRIPTION PLANS
Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Bronze ($4/mo)
Investing tools to get you started on your financial journey
Round-Ups® feature
Expert-built diversified portfolio
Retirement account
Checking account

Silver ($8/mo)
Level up your saving and investing skills
Everything in Bronze
1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver
Emergency Savings
Courses and videos to help you grow your money knowledge
Live Q&As with investing experts

Gold ($12/mo)
Full suite of saving, investing, and learning tools 
Everything in Silver
Smartly split your money across investing, saving and spending with Money Manager
3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold
Investment accounts for your kids with a 1% match
Acorns Early smart money app and debit card for kids
Ability to add individual stocks and ETFs to your portfolio
$10,000 life insurance policy
Complimentary tax filing, will, and more
Disclosures are available in the images above and at www.acorns.com/disclosures

## Key features

- Automated investing
- Invest spare change
- Recurring investments
- Bitcoin ETF investment
- Retirement investing
- Kids' investment accounts
- Emergency savings

## Chart rankings

- #78 in Top Free · Finance (US App Store)

## What do users think of Acorns?

Overall sentiment: positive

**Pros**

- 🚀 Exceptionally remarkable and highly impressive cryptocurrency recovery technology solution!!
- 🚀 Professional and highly efficient cryptocurrency recovery services!
- 🚀 Most extremely effective well experienced crypto recovery service expertises!
- 🚀 Helping people make good decisions about recovering their cryptocurrency lost funds.
- 🚀 Amazing way to recover your stolen funds!
- 🚀 Full lost coin recovery
- 👍 A Great Way To Save Spare Change:
- 👍 Incredible!!!!
- 👍 Acorns is AWESOME

**Cons**

- 🐛 You may never see your money again
- 🐛 Lack of non automated assistance, a real person would be nice.
- 🐛 Terrible when you need it most
- 🐛 Unnecessarily Complicated
- 🐛 I don't even know man
- 🐛 Horrible customer support.
- 🐛 Only good for investing
- 🐛 Pathetic Business Practices
- 🐛 Useless if you don't have a mainstream bank.
- 🐛 Worst customer experience
- 🐛 More like a weed then an oak this app is a joke
- 🐛 Transaction Dispute
- 🐛 Do not use this Company
- 🐛 Retrasos intencionados

**Commonly reported bugs**

- Login screen freezes
- Incompatible with older devices

**Most requested features**

- Dark mode option
- Advanced analytics dashboard

## Recent user reviews (10 of 1,056)

All indexed reviews: https://appshunter.io/ios/app/acorns-save-and-invest-money/id883324671/reviews.md

### 2/5 — Can be frustrating

*2026-08-25, version 4.208.0*

Trying to Upload requested documentation, but getting error message that’s says “oops something went wrong, try again or contact us.”  Cannot contact you unless I’m able to log in, which I can’t into I’m able to upload requested documents

### 1/5 — Suspended my account for no reason

*2026-08-25, version 4.208.0*

Everything was working fine, already submitted my documents and then my account gets suspended. Customer support sucks you don’t even email me back and I already submitted the required documents as proof of who I am. What a joke of a company and app thanks for nothing.

### 5/5 — Making money

*2026-08-24, version 4.208.0*

This is a great idea the loose change goes into my account and I have

### 5/5 — Excelente

*2026-08-24, version 4.207.0*

Excelente

### 1/5 — Worst app I’ve used by far

*2026-08-23, version 4.207.0*

This app will not make us an easy process to pull your money out or close the account will not be using again the process was so difficult for no reason at all

### 5/5 — Appreciate

*2026-08-21, version 4.207.0*

Thank you

### 1/5 — Cancelled with email proof

*2026-08-21, version 4.207.0*

I cancelled this maybe 2 months back and in that time y’all reopened my account and are now demanding payment??? I’ll be getting legal advice.

### 1/5 — Be careful

*2026-08-20, version 4.207.0*

When making an investment with acorn make sure they understand you weren’t allowing them to pilfer from your checking account, but with the money you had already invested with them.

### 5/5 — So far so good

*2026-08-20, version 4.207.0*

This thin is making me money without me knowing much!

### 3/5 — Not If you ned your money on time

*2026-08-19, version 4.207.0*

Acorns is great to stash money away but it takes way too long t pull it out. It’s free loan and their debit card is wonky; too many digits, tap does not work. Go with Schwab

## Frequently asked questions about Acorns

### What does Acorns do?

Acorns helps you save, invest, and grow your money for the future through automated tools. It allows you to invest spare change from purchases, set up recurring investments, and manage your financial wellness.

### What are the key features of Acorns?

Key features include automated investing with Round-Ups®, the ability to invest in Bitcoin ETFs, personalized portfolios, retirement accounts (Acorns Later), kids' investment accounts (Acorns Early), and emergency savings with APY.

### How much does Acorns cost?

Acorns offers subscription plans starting at $3 per month. There are no hidden costs or transaction fees, just a transparent monthly payment for access to their money tools.

### What are the security features of Acorns?

Acorns is committed to security with 2-factor authentication, fraud protection, 256-bit data encryption, and digital card lock. Investment accounts are SIPC-protected, and checking accounts are FDIC-insured.

### Who is Acorns for?

Acorns is for anyone who wants to improve their financial wellness by saving and investing automatically. It's designed for both beginners and those planning for long-term goals like retirement or their children's futures.

## Version history (last 5 releases)

### 4.208.0 — 2026-08-24

We made some small changes so it’s even easier to help your money grow, because we believe small changes adds up. Grow your oak!

### 4.207.0 — 2026-08-18

We made some small changes so it’s even easier to help your money grow, because we believe small changes adds up. Grow your oak!

### 4.206.0 — 2026-08-13

We made some small changes so it’s even easier to help your money grow, because we believe small changes adds up. Grow your oak!

### 4.205.0 — 2026-08-03

We made some small changes so it’s even easier to help your money grow, because we believe small changes adds up. Grow your oak!

### 4.204.0 — 2026-07-27

We made some small changes so it’s even easier to help your money grow, because we believe small changes adds up. Grow your oak!

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## More apps by Acorns Grow Incorporated

- [Acorns Early: Kids Money App](https://appshunter.io/ios/app/acorns-early-kids-money-app/id6566186346)

All apps by Acorns Grow Incorporated: https://appshunter.io/developer/883324674

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*