# Actuali — iOS app for Actual Budget

> iOS client for self-hosted Actual Budget personal finance management. (iPhone/iPad app by Matthew Farrell.)

- Source: https://appshunter.io/ios/app/actuali/id6764063765 (this page in markdown: same URL + `.md`)
- Developer: [Matthew Farrell](https://appshunter.io/developer/1872851717)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 9 MB
- Languages: American English
- Released: 2026-06-23
- Data updated: 2026-08-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/actuali/id6764063765/reviews.md

## What is Actuali?

Actuali is a native iOS client for Actual Budget, the local-first, open-source personal finance app. Connect to the Actual server you already self-host and budget from your phone, online or off, using the same CRDT sync protocol as Actual's desktop client.

Budgeting
• Category budgeting: budgeted vs. spent for the month, no month-end surprises
• Move money between categories or cover overspending in a tap
• Quick math in the amount field (+, −, ×, ÷)
• Split transactions, with a live remainder as you enter lines
• Notes on accounts and categories

Accounts & transactions
• Create accounts, log expenses, deposits, and transfers
• Reconcile balances and hide cleared transactions
• Hide balances app-wide when you don't want amounts on screen

Reports
• Net worth and spending reports, with multiple dashboards to switch between

Automate with Shortcuts
• Log a transaction automatically, e.g. the moment you tap to pay with Apple Wallet
• Open a prefilled add-transaction form from a Shortcut
• Pick transactions to import from Apple Card, Cash, or Savings
• Remembers where you transact, so it can suggest nearby payees

Connect your way
• Sign in with OAuth or a password
• Full support for encrypted budget files
• Switch between multiple budget files in one app

Works offline. Every budget lives locally in SQLite. Record a transaction with no connection and it syncs the moment you're back online, background refresh and on-device notifications keep things current without you opening the app.

Your data, your server. Actuali talks only to the Actual Budget server you configure, nothing else. No analytics, no personal data collected.

Try it first. No server yet? Open Settings and tap "Try the demo budget" to load a fully populated sample budget and explore every feature offline.

Also included: iPad support, Light & Dark mode.

Requirements: your own Actual Budget server (actualbudget.org) to sync. Actuali is an independent companion client and isn't affiliated with the Actual Budget project.

## Key features

- Budget at a glance
- Category budgeting
- Log expenses, deposits, transfers
- Net worth and spending reports
- Offline functionality
- Light & Dark mode

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/actuali/id6764063765/reviews.md

### 5/5 — At last!

*2026-08-04*

The app that Actual users have been waiting for! This is a fantastic start. Being able to automatically input transactions from Wallet is a game changer.

## Frequently asked questions about Actuali

### Does Actuali have ads?

Actuali is completely ad-free. As a companion client for a self-hosted budgeting service, it focuses on providing a clean and uninterrupted user experience without advertisements.

### What devices does Actuali support?

Actuali is designed exclusively for iOS devices, specifically iPhones. It leverages native iOS features for a seamless budgeting experience on your iPhone.

### How often is Actuali updated?

The latest version, 1.0.6, was released on July 17, 2026. While specific update frequency isn't detailed, the app has seen recent updates, indicating ongoing development and support.

### Is Actuali secure for my financial data?

Actuali prioritizes user data privacy by connecting only to your self-configured Actual Budget server. The app itself collects no analytics or personal data, ensuring your financial information remains under your control.

### Can I use Actuali without a server?

Yes, you can try Actuali without your own server by selecting 'Try the demo budget' in the settings. This loads a fully populated sample budget, allowing you to explore all features offline.

### What is the age rating for Actuali?

Actuali has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals, due to its straightforward and non-sensitive financial management features.

### How does Actuali sync my transactions?

Actuali uses the same CRDT sync protocol as Actual's desktop client. This ensures that any transaction logged on your phone, even offline, will sync back to your Actual Budget server once you are back online.

### What are the benefits of using Actuali offline?

Actuali's offline functionality means your entire budget lives locally in SQLite. You can record transactions, check balances, and view reports without an internet connection, with all changes syncing automatically when you reconnect.

## Version history (last 5 releases)

### 1.0.8 — 2026-08-12

- iPad support
- Move money between categories and cover overspending, right from the budget screen
- Quick math in the amount field (+, -, ×, ÷)
- View and edit category notes
- Account creation and account notes
- New app icon, designed by the community
- Payee Locations screen to review and clear recorded coordinates
- Reconciled balance shown directly on accounts; option to hide cleared transactions
- Clearer overspent badge that explains which categories are affected
- Report dashboards now shown separately with a switcher
- Fixed transfers and off-budget transactions displaying and categorizing correctly
- Fixed incorrect report totals and multiple-dashboard ordering
- Clearer error messages when your server can't be reached
- More reliable background sync and scheduled transaction posting

### 1.0.7 — 2026-07-29

- Enable Background Sync & Notifications
- Hide Amounts toggle
- Import Apple Card/Cash/Savings transactions from Wallet via FinanceKit picker
- Post scheduled transactions on app open
- Notify on foreground-synced transactions
- Add more currencies, and add symbol only display option

### 1.0.6 — 2026-07-17

- Shortcut enhancement & fixes to stop failing after app update / long background idle
- Add support for split transactions
- Budget tab displays badge for overspent categories, can toggle in Settings
- On Budget tab, tap category name to view all transactions in that category
- On Budget tab, tap category amount spent to view all transactions in that category for that month
- Add Start Page setting
- Match Budget tab icon to Actual Budget
- Add search field to category and uncategorized transaction lists
- Paginate transaction lists with DB-backed search; raise page size to 500
- Fix Add Transaction keyboard; Done bar on amount field, drag down to dismiss on text fields
- Location controls; settings toggle, per-save opt-out, swipe-delete nearby suggestions
- Account Reconciliation added
- Tap cleared/uncleared dot in transaction lists
- Compacted Budget Tab

### 1.0.5 — 2026-07-09

- Rename Net Worth to All Accounts & open combined transaction list
- Add uncategorized transactions view
- Add in-app editing of budgeted amounts, & progress bars
- Add "None" option to the currency picker
- Fix sync on pull-to-refresh for Budget/Transactions/Reports & on launch
- Add Apple Wallet automation guide in Settings
- Add Payee Locations, suggests nearby payees & auto-record location on save
- Prompt budget selection after connecting & remove "None" picker default
- Add search bar to individual account view, & search by amount
- Accept text amounts in the Log Transaction shortcut
- Tapping a failure notification opens a prefilled add-transaction form
- Fix notification-tap crash; success notification opens All Accounts
- Show income in Budgets tab
- Show To Budget in the budget tab summary, Spent excludes inflows

### 1.0.4 — 2026-07-03

• Fix incorrect account balances from double-counted split transactions
• Update transfers showing an empty payee instead of the other account
• Fix incorrect budget balance/spent/available
• Fix incorrect reports
• Lower minimum deployment target to iOS 26.0

## Related topics

[gsd report 2](https://appshunter.io/ios/topics/gsd-report-2)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*
