# ACU Mobile Banking

> Mobile banking app for convenient account management and financial tasks. (iPhone/iPad app by America's Credit Union.)

- Source: https://appshunter.io/ios/app/acu-mobile-banking/id430559051 (this page in markdown: same URL + `.md`)
- Developer: [America's Credit Union](https://appshunter.io/developer/430559054)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,987 App Store ratings · 68 written reviews indexed
- Age rating: 4+
- Requires: iOS 16 · 30 MB
- Languages: American English
- Released: 2011-04-24
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/acu-mobile-banking/id430559051/reviews.md

## What is ACU Mobile Banking?

ACU Mobile Banking offers members a quick and convenient way to manage their finances anytime, anywhere.

## Key features

- Manage finances on the go
- Quick and convenient access
- Anytime, anywhere banking
- Account management
- Transaction viewing

## What do users think of ACU Mobile Banking?

Overall sentiment: negative

**Pros**

- 🚀 Convenient app
- 🔒 Secure banking
- 👍 Easy to use
- 👍 Helpful customer service

**Cons**

- 🐛 Frequent crashes and bugs
- 🐛 Unreliable app functionality
- 🐛 Difficult navigation after updates
- 🔋 High battery consumption

**Commonly reported bugs**

- Login screen freezes
- Accounts not syncing properly
- Mobile deposit not working consistently
- App frequently goes down for maintenance

**Most requested features**

- Add option to dispute credit card charges
- Improve account transfer process
- Restore previous app layout and features
- Add quick balance and biometric login options

## Recent user reviews (10 of 68)

All indexed reviews: https://appshunter.io/ios/app/acu-mobile-banking/id430559051/reviews.md

### 1/5 — Terrible app DONT DOWNLOAD

*2025-08-21, version 5.13.96*

This app is so bad and has screwed me over countless times. It won’t let you transfer money between shares, the Zelle barely works, and their AI they use instead of an actual person, doesn’t help whatsoever. Whoever designed this app is braindead

### 1/5 — Ruined it

*2025-03-01, version 5.10.109*

The app used to be just fine. Now, not so much. 
-I have all my accounts nicknamed. The names of the account now say my full name and there’s no room left on the screen to show the nickname. 
-transfers take extra steps now
-I just transferred money to all my accounts and the balance changed, but none of the transfers are showing up. Did I forget one? I won’t know until they all post. 
-I deposited a check and there’s nothing showing me it was done. My balance didn’t change, the check isn’t listed as pending. Guess I have to just wait. 
-the routing number isn’t listed in the account details anymore. I had to go hunt down a check to find it.
-I’m suddenly getting daily emails with a balance alert. My husband has set up a daily text and has gotten it for years. I’m now getting his text as an email and there’s no way to stop it because it doesn’t exist in my account.

### 1/5 — Please change it back.

*2025-02-22, version 4.41.114*

Booo on app

### 1/5 — A beautiful mess.

*2025-02-20, version 5.10.109*

This recent upgrade is a quite nice, that is once I’m able to access it.

### 1/5 — Had a good app but now……

*2025-02-18, version 5.10.109*

Recently updated their app. The new app is complete Garbage. Made everything way more difficult than it needs to be. Just transferring money within your own accounts went from just seconds to now you have to jump through hoops to make transfers It’s crazy. I’m not sure why they did such a drastic change but I hope they come up with something quick to fix it.

Update: 
Have found out that there are multiple ways to transfer fund still more difficult than previous app.

### 2/5 — Not satisfied

*2025-02-16, version 5.10.109*

Not happy with the new app. Also there’s no option to even turn on quick balance. I’ve checked every where.

### 5/5 — New update

*2025-02-13, version 5.10.109*

Looking good so far! Gonna take a while to get used to the new layout but I like that I don’t have to retype whole password whenever I make a mistake.

### 1/5 — 2/12/25 Update makes app harder to use

*2025-02-12, version 5.10.109*

They updated the app and it’s awful. The list of charges has never looked more crammed together and it’s much more difficult to read than it was before. Also took me about 3 minutes to figure out how to turn on biometrics when it used to be in the main menu. I also bank with WSECU and have several credit card banking apps and ACU after this update is by far the worst. Updates like this always make me feel bad for older people, if I have a hard time with it at 28 I’m sure it’s difficult for someone 70+. Do better.

### 5/5 — Needed an update!

*2025-02-11, version 5.10.109*

App was due for a design update. Now it’s more cleaner of a look and navigating the app is more simpler.

### 5/5 — M

*2025-02-11, version 4.41.114*

Great app

## Frequently asked questions about ACU Mobile Banking

### What does the ACU Mobile Banking app do?

The ACU Mobile Banking app allows members to manage their finances quickly and conveniently from their mobile devices. It provides anytime, anywhere access to banking services.

### What are the key features of this app?

Key features include quick and convenient financial management, anytime and anywhere access to your accounts, and the ability to view transactions. It's designed for on-the-go banking.

### Is this app free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, in-app purchases, or advertisements.

### Who is this app designed for?

This app is designed for members of ACU who want a fast and convenient way to manage their finances remotely. It caters to users who need to perform banking tasks on the go.

## Version history (last 5 releases)

### 5.17.136 — 2026-08-20

-Improved performance and bug fixes

### 5.16.113 — 2026-05-06

-Improved performance and bug fixes

### 5.15.92 — 2026-01-20

-Business invoicing
-Improved performance and bug fixes

### 5.14.93 — 2025-11-10

Improved performance and bug fixes

### 5.13.96 — 2025-08-12

Improved performance and bug fixes

## Apps similar to ACU Mobile Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Openland CU Mobile Banking](https://appshunter.io/ios/app/openland-cu-mobile-banking/id576492421) | 4.9 (6,715) | Free | Finance |
| [Connection CU Card Boss](https://appshunter.io/ios/app/connection-cu-card-boss/id1463920565) | 4.4 (33) | Free | Finance |
| [Harborstone Mobile](https://appshunter.io/ios/app/harborstone-mobile/id418248045) | 4.8 (4,360) | Free | Finance |
| [CardNav](https://appshunter.io/ios/app/cardnav/id844413062) | 4.4 (982) | Free | Finance |
| [America's Credit Union](https://appshunter.io/ios/app/americas-credit-union/id1526152338) | 4.7 (2,536) | Free | Finance |
| [Associated Credit Union](https://appshunter.io/ios/app/associated-credit-union/id402775463) | 4.8 (8,827) | Free | Finance |

## More apps by America's Credit Union

- [ACU Cards](https://appshunter.io/ios/app/acu-cards/id1233844954)
- [ACU Business Remote Deposit](https://appshunter.io/ios/app/acu-business-remote-deposit/id1547286994)
- [ACU Business RDC](https://appshunter.io/ios/app/acu-business-rdc/id6737488348)

All apps by America's Credit Union: https://appshunter.io/developer/430559054

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*