# Advancial

> Mobile banking and financial management tool for Advancial customers. (iPhone/iPad app by Advancial FCU.)

- Source: https://appshunter.io/ios/app/advancial/id527208374 (this page in markdown: same URL + `.md`)
- Developer: [Advancial FCU](https://appshunter.io/developer/527208377)
- Category: Finance
- Price: Free
- Rating: 2.10/5 from 57 App Store ratings · 101 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 58 MB
- Languages: American English
- Released: 2012-05-25
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/advancial/id527208374/reviews.md

## What is Advancial?

With the Advancial App, you can:

·         Quickly view account balances and transaction history

·         Deposit checks from your phone

·         Schedule recurring or one-time payments to your Advancial credit cards or loans from another financial institution, credit card or debit card

·         Pay bills

·         Transfer funds between eligible accounts

·         Instantly connect with Advancial via phone or email

·         Locate the nearest Advancial branch, ATM or shared branch

·         Mobile alerts management

·         And much more!
 
Your security is important to us. The Advancial App utilizes robust SSL security to give you confidence to transact while on the go. 

Advancial does not charge a fee for this app, but messaging and data rates may apply from your carrier.

## Key features

- View account balances and transaction history
- Deposit checks from phone
- Schedule payments
- Pay bills
- Transfer funds
- Locate branches and ATMs
- Mobile alerts management

## What do users think of Advancial?

Overall sentiment: negative

**Pros**

- 🔒 Strong security features with biometric authentication
- 💳 Zelle integration for money transfers
- 🎨 Improved visual design and interface
- 💬 Responsive customer service with video chat support
- 🔐 Card lock/unlock functionality
- 📱 Mobile check deposit capability
- ⚡ Fast transaction processing when working

**Cons**

- 🐛 Persistent login errors and failures
- ⏱️ Extremely slow app performance and loading times
- 🔐 Two-step verification causing access issues
- 📵 App crashes frequently during use
- 🖥️ Poor UI/UX design with unresponsive buttons
- 🔄 Requires constant app reinstallation to function
- 📊 Display rendering issues and zooming problems
- 🚫 Account lockouts from failed login attempts
- ⚠️ Error messages appearing constantly
- 🔘 Non-functional buttons and navigation elements

**Commonly reported bugs**

- Login button non-functional or greyed out
- System error messages on every login attempt
- OTP (One-Time Password) not working for verification
- App freezes and becomes unresponsive
- Calendar/date picker missing for transfer setup
- Zelle functionality disabled or unavailable
- Check deposit process timing out mid-transaction
- Biometric authentication not appearing or working
- App zooms in uncontrollably and cannot zoom back out
- Display columns shift to left side making content unreadable
- Session timeout during check deposit uploads
- Account marked as inactive despite working on web browser
- Security questions appearing that user never created
- Login screen elements transparent and inaccessible
- App crashes when using back button
- iPad compatibility issues with e-documents and statements
- Top menu buttons difficult to access on newer iPhones
- Password manager compatibility issues requiring manual character deletion
- App won't respond after entering credentials
- Check deposit back-side photo rejection despite correct orientation

**Most requested features**

- Debit card ordering directly from app
- Charge dispute functionality within app
- Widget for balance checking without opening app
- Auto Face ID for login without manual button press
- Remote check deposit visibility improvement
- Calendar date picker for transfers
- Improved navigation with better back button placement
- Dark mode option
- Simplified login process without password visibility requirement

## Recent user reviews (10 of 101)

All indexed reviews: https://appshunter.io/ios/app/advancial/id527208374/reviews.md

### 3/5 — Needs a modern redesign

*2026-07-23, version 5.2.3*

The app works, but the design feels extremely outdated. It honestly looks like something from the 90s. The interface is cluttered, the graphics and fonts feel old, and it doesn’t follow modern mobile app design standards. I hope the developers consider a complete redesign with a cleaner, more modern look. Banking apps should feel polished and inspire confidence, and this one definitely needs a refresh.

### 5/5 — Love this app!

*2026-06-18, version 5.2.3*

Easy and very convenient to use.

### 5/5 — Service

*2026-05-19, version 5.2.3*

I absolutely love this app! The ease of use is amazing. Developed to get you through the process quickly. Banking is important to most people. Customer service and support are essential. The customer is always protected on this app. I have been using this app for years. Hope you enjoy it too.

### 1/5 — App always stop working

*2026-02-15, version 5.2.2*

Never can login on the App😡

### 1/5 — The worst banking app ever!!

*2025-10-20, version 5.1.2*

I have been with this bank for years. The app has to be the worst app I’ve ever used. It’s almost impossible to log in, check balances, transfer, or perform any services. It never loads. No matter how many times they update it, NONE of the issues are ever resolved. Please fix the issues so the app can actually be function-able for your customer base.

### 1/5 — No visible calendar seen when transferring

*2025-08-17, version 5.1.2*

Noticed a few weeks now that the option to input date when setting up a bank transfer is not available. I cannot see a calendar as per usual way.

### 1/5 — Hot Garbage

*2025-07-22, version 5.1.1*

This app is absolute garbage and has me considering changing credit unions.

### 1/5 — Don’t work with Zelle

*2025-07-19, version 5.1.0*

Transfer money through Zelle was deactivated. The application is also very bad designed.

### 5/5 — i like it!

*2025-06-16, version 5.1.0*

could really use a fresh coat of paint with a new ui and maybe a way to do things like ordering a new debit card from the app or disputing charges without having to leave the app. but all else is good!

### 1/5 — Barely works

*2025-03-27, version 5.0.4*

The app gives an error message when I try log in. I usually have to try at least 5 times before it MAY work. Once you actually get logged in, it may work or not. Though it’s less convenient, just log in through the browser.

## Frequently asked questions about Advancial

### What can I do with the Advancial App?

The Advancial App allows you to quickly view your account balances and transaction history, deposit checks from your phone, schedule payments, pay bills, and transfer funds between eligible accounts. You can also connect with Advancial, locate branches and ATMs, and manage mobile alerts.

### Is the Advancial App free to use?

Yes, Advancial does not charge a fee for this app. However, standard messaging and data rates from your mobile carrier may still apply.

### How secure is the Advancial App?

The app utilizes robust SSL security to ensure your transactions are confident and secure while you are on the go. Your financial security is a priority.

### What are the main benefits of using the Advancial App?

The main benefits include convenient access to your accounts, the ability to perform essential banking tasks like deposits and payments from anywhere, and features like mobile alerts and branch/ATM locators for enhanced financial management.

## Version history (last 5 releases)

### 5.2.3 — 2026-02-17

UI Improvements
Updates for Latest iOS

### 5.2.2 — 2025-11-18

UI Improvements

### 5.2.1 — 2025-10-29

UI Improvements

### 5.2.0 — 2025-10-22

UI Improvements
Updates for Latest iOS

### 5.1.2 — 2025-08-12

UI Improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*