# Advantage Access Banking > Mobile banking app for managing credit union accounts, transfers, and payments. (iPhone/iPad app by Piedmont Advantage Credit Union.) - Source: https://appshunter.io/ios/app/advantage-access-banking/id1325169867 (this page in markdown: same URL + `.md`) - Developer: [Piedmont Advantage Credit Union](https://appshunter.io/developer/762598271) - Category: Finance - Price: Free - Rating: 4.80/5 from 2,117 App Store ratings · 19 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 106 MB - Languages: American English - Released: 2018-01-18 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/advantage-access-banking/id1325169867/reviews.md ## What is Advantage Access Banking? Piedmont Advantage Credit Union’s free Advantage Access Mobile Banking application gives you the flexibility to do your banking securely from the conveniences of your home or where ever you may be from any mobile device. With PACU’s mobile app, you have nearly all of the same features as you currently do with PACU’s online banking, plus more. Highlights of these features are: • Instant Balance, view your Piedmont Advantage Credit Union account balance prior to logging in • Facial ID, use facial recognition instead of your password to log in • Deposit checks • Transfer cash and payments between PACU accounts and external accounts • Pay bills • Chat with or call a PACU agent • Locate Piedmont Advantage Credit Union branches throughout North Carolina • Locate PACU ATMs throughout North Carolina • Find branches and surcharge-free ATMs within the Shared Branching and CO-OP networks respectively • Stay informed when you enable alerts Download the Advantage Access Mobile app for convenience banking with Piedmont Advantage Credit Union. Must be a Piedmont Advantage Credit Union member and enrolled in PACU’s online banking | Federally insured by NCUA ## Key features - Instant balance viewing - Facial ID login - Mobile check deposit - Fund transfers - Bill payment - Branch and ATM locator - Customizable alerts ## What do users think of Advantage Access Banking? Overall sentiment: negative **Pros** - 👍 Easy to use - 🚀 Reliable and fast - 💡 Helpful upgrades to mobile app **Cons** - 🐛 Frequent app crashes - 🕰️ Slow and outdated UI - 🔒 Security and login issues - 🔍 Limited functionality compared to website **Commonly reported bugs** - App not opening or connecting - Compatibility issues with older devices - Frequent password resets required **Most requested features** - Restore missing account details and information - Improve mobile deposit process - Integrate website features into mobile app ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/advantage-access-banking/id1325169867/reviews.md ### 5/5 — Learning *2026-01-28, version 25.1.70* Getting easier to do ### 1/5 — They deserve 0 Stars *2025-09-06, version 25.1.30* This is the worst app i’ve ever had. It’s lacks the basic info that other banking apps offer and still has UI from the 90’s. Half the time it won’t even open so you can’t even see your own money, anything they try to do to “help” will only make things 10 times worse because most of their member services are 3rd party so you have to transfer to some other company that will just tell you to call the original number and nothing gets fixed. ### 1/5 — Worst CU in North Carolina!!! *2025-07-08, version 24.2.50* They are the slowest bank I have ever been a member of. I will be closing my accounts because their ATM on Battleground has been down for more than a month!!! They allow fraud charges to charge to your card and then when you have to cancel your card they DO not send you a new one. You have to go to the slow branch and get it from One of their incompetent people that will take 50 minutes and 4 people to print the card. I’ve waited over an hour before for a withdrawal!!! Slow slow slow and rude too. ### 5/5 — Skeptical! *2024-12-13, version 24.2.50* I was on the fence about using this app back when it 1st came out. Sit back and waited for a while to make sure all bugs were worked out! Been using it flawlessly for 4 years now. Makes transactions and bill payments sooo much easier. ### 3/5 — Need to bring back All in one *2024-08-31* NOTE : Amount due, Due date and interests rate hidden on app. It used to be there years ago. Also Due date missing now on line of credit and interest rate missing. Also cannot view card from same login like before. I’m disappointed ### 4/5 — Happy *2023-10-16, version 23.1.70* Always reliable ### 5/5 — Long Time Happy *2023-04-07, version 22.2.200* Been a member here since I got hired to fly for Piedmont Airlines in 1978. PACU has been accessible and honest ever since. Times change, people and staffing change, but if the name Piedmont is on it, you can take it to the “bank”!😂 ### 4/5 — Great app *2022-09-07, version 22.1.51* Great app, works wonderfully. But is missing some aspects that the website offers like checking messages. Instead of directly emailing me they have there own encrypted internal messaging system on the website that i cannot access from the app. ### 5/5 — Great App *2022-05-22, version 21.3.40* Easy to use. Easy to navigate. Everything at your fingertips ### 5/5 — Loyalist Bank *2022-04-27, version 21.3.40* Treats you will and always on time and very mindful and helping ## Frequently asked questions about Advantage Access Banking ### What can I do with the Advantage Access Banking app? The app allows you to view your account balances instantly, deposit checks, transfer funds between accounts, pay bills, and locate branches and ATMs. You can also log in using facial recognition and set up alerts for important account activity. ### Is the Advantage Access Banking app free to use? Yes, the Advantage Access Mobile Banking application is free to download and use for members of Piedmont Advantage Credit Union. There are no additional charges for using its core banking features. ### Who is eligible to use this app? To use the Advantage Access Mobile Banking app, you must be a member of Piedmont Advantage Credit Union and enrolled in their online banking services. The app provides access to your PACU accounts. ### How does the facial ID login work? The Facial ID feature allows you to log in to your account securely using facial recognition technology instead of a traditional password. This provides a quick and convenient way to access your banking information. ### Can I use this app to find ATMs outside of North Carolina? The app can help you locate Piedmont Advantage Credit Union branches and ATMs throughout North Carolina. It also allows you to find branches and surcharge-free ATMs within the Shared Branching and CO-OP networks, which may extend beyond North Carolina. ## Version history (last 5 releases) ### 26.1.20 — 2026-07-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.2.100 — 2026-02-25 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.70 — 2025-12-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.30 — 2025-08-13 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 24.2.50 — 2024-12-09 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ## Apps similar to Advantage Access Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Advantage Credit Union Mobile](https://appshunter.io/ios/app/advantage-credit-union-mobile/id1071861640) | 3.4 (5) | Free | Finance | | [Piedmont Federal Bank](https://appshunter.io/ios/app/piedmont-federal-bank/id1175194156) | 4.6 (183) | Free | Finance | | [Allegacy Financial](https://appshunter.io/ios/app/allegacy-financial/id470170471) | 4.8 (2,718) | Free | Finance | | [Summit CU Digital Banking](https://appshunter.io/ios/app/summit-cu-digital-banking/id575258564) | 3.0 (22) | Free | Finance | | [Advantage Plus FCU](https://appshunter.io/ios/app/advantage-plus-fcu/id1343322482) | 4.8 (1,473) | Free | Finance | | [Nova CU eBranch](https://appshunter.io/ios/app/nova-cu-ebranch/id6444110658) | 4.8 (994) | Free | Finance | ## More apps by Piedmont Advantage Credit Union - [MyPACUCard](https://appshunter.io/ios/app/mypacucard/id1539038512) All apps by Piedmont Advantage Credit Union: https://appshunter.io/developer/762598271 ## Related topics [piedmont advantage credit union](https://appshunter.io/ios/topics/piedmont-advantage-credit-union) · [advantage access banking](https://appshunter.io/ios/topics/advantage-access-banking) · [pacu](https://appshunter.io/ios/topics/pacu) · [advantage cu cardnav](https://appshunter.io/ios/topics/advantage-cu-cardnav) · [advantage one credit union](https://appshunter.io/ios/topics/advantage-one-credit-union) · [advantage federal credit union](https://appshunter.io/ios/topics/advantage-federal-credit-union) · [advantage credit union](https://appshunter.io/ios/topics/advantage-credit-union) · [coldwell banker advantage](https://appshunter.io/ios/topics/coldwell-banker-advantage) · [alfabeto banking](https://appshunter.io/ios/topics/alfabeto-banking) · [members advantage credit union](https://appshunter.io/ios/topics/members-advantage-credit-union) · [share advantage credit union](https://appshunter.io/ios/topics/share-advantage-credit-union) · [secured advantage federal credit union](https://appshunter.io/ios/topics/secured-advantage-federal-credit-union) · [jp morgan access](https://appshunter.io/ios/topics/jp-morgan-access) · [allegacy financial](https://appshunter.io/ios/topics/allegacy-financial) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*