# Advizmo. Auto-Invest & Save — Expert Portfolios, Tax-Smart

> Automated investing and cash management to grow wealth by optimizing excess funds. (iPhone/iPad app by Advizmo.)

- Source: https://appshunter.io/ios/app/advizmo-auto-invest-and-save/id6447766520 (this page in markdown: same URL + `.md`)
- Developer: [Advizmo](https://appshunter.io/developer/1682527050)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 18 App Store ratings · 12 written reviews indexed
- Age rating: 9+
- Requires: iOS 17.0 · 105 MB
- Languages: American English
- Released: 2024-09-05
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/advizmo-auto-invest-and-save/id6447766520/reviews.md

## What is Advizmo. Auto?

ADVIZMO. AUTOMATED INVESTING & CASH MANAGEMENT

Put your excess cash to work. Advizmo monitors your checking and invests the surplus in expert-built, tax-optimized portfolios with daily tax-loss harvesting.

THE PROBLEM. Idle cash. Missed tax-loss opportunities. Manual math. Forgotten rebalancing.

WHAT ADVIZMO DOES. Calculates ready-to-invest amounts, invests them in diversified ETF portfolios, applies daily tax-loss harvesting, uses tax-optimized sales on withdrawals, rebalances with each purchase, alerts you if checking runs short.

AI FINANCE ASSISTANT. Ask money questions—"How much did I spend on dining last month?"—and get answers from your financial picture. Educational only, not investment advice.

HYPOTHETICAL ILLUSTRATION (educational, not predictive). At an assumed 7% gross return, $10,000 would grow to about $13,862 over 5 years, net of 0.25% fee. Returns vary, may be negative, aren't guaranteed.

HOW IT WORKS (illustrative). 
1. Connect accounts. 
2. Set target checking balance ($3,000). 
3. With $7,500, roughly $4,500 may be ready to invest. 
4. Automatic investment. 
5. Ongoing monitoring, rebalancing, tax-loss strategies.

TWO WAYS TO USE ADVIZMO.
Automated Financial Assistant + Cash Management. Subscription from $2.99 to $14.99/month, or $29.99 to $99.99/year. 30-day free trial. Waived when auto-invest balance reaches $1,000.
Auto-Invest Account. Free to open, no minimums. 0.25% annual advisory fee on invested assets, deducted quarterly in arrears. Custody by Interactive Brokers LLC, member FINRA/SIPC.

Start your 30-day free trial today.

IMPORTANT DISCLOSURES.

Advisory services through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor (SEC File No. 801-133876). Registration does not imply a certain level of skill or training. Advizmo is not a bank, tax advisor, attorney, or CPA.

The AI Finance Assistant provides educational information and account analysis only. Not personalized investment, tax, or legal advice. Responses may contain errors. Advisory services are governed by your advisory agreement and Form ADV Part 2A.

Tax-loss harvesting and rebalancing may help offset capital gains but effectiveness depends on your full tax and investment profile. Not tax advice.

Hypothetical illustration assumes $10,000 at a constant 7% gross return over 5 years, less the 0.25% fee (6.75% net). Not a prediction. Actual returns will vary and may be negative. Past performance does not guarantee future results. All investing involves risk, including possible loss of principal.

Illustrative dollar amounts do not represent actual client accounts or results. Investment amounts are gross of advisory fees.

Subscription waiver applies to the subscription fee only. The 0.25% advisory fee continues regardless. Full fee details in Form ADV Part 2A.

Custody and brokerage by Interactive Brokers LLC, member FINRA/SIPC. IBKR accounts are SIPC-protected up to $500,000 ($250,000 cash) plus excess SIPC from Lloyd's up to $30M per account ($900K cash sublimit), subject to a $150M firm-wide aggregate. SIPC covers broker-dealer failure, not market losses.

Securities are not FDIC insured, not bank guaranteed, and may lose value.

For Form CRS, Form ADV Part 2A, and full disclosures, visit advizmo.com/disclosures.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

© 2026 TalkAboutHealth, Inc. DBA Advizmo.

## Key features

- Automated excess fund identification
- Tax-optimized portfolio investing
- Real-time account monitoring
- Automatic portfolio rebalancing
- Low balance alerts
- Tax-loss optimization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $49.99 | per year |
| Monthly | $14.99 | per month |
| Yearly | $99.99 | per year |


## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/advizmo-auto-invest-and-save/id6447766520/reviews.md

### 5/5 — Love the app

*2026-04-11*

The automation of transactions is super helpful.

### 5/5 — Great concept!

*2026-04-03*

App is easy to use and I subscribe to the philosophy of holding less cash and maximizing investments.

### 5/5 — Incredible!

*2026-04-03*

Extremely helpful and easy to use personal finance app. Still amazed how automated Advizmo makes everything - truly a game changer and excited to watch my portfolio grow!

### 5/5 — Time Saver!

*2026-02-22*

Great App. Saves me time!

### 5/5 — So helpful

*2026-02-17*

Such a helpful app to automate and optimize managing your personal finances and savings. I used to manage multiple accounts and had to manually move money to each after each paycheck and now can do it all automatically in a tax efficient way. Lifesaver!

### 5/5 — Advizmo review

*2026-02-16*

So easy. No problem to set up.

### 5/5 — Amazing app

*2026-02-12*

Really helps figure out long term actionable financial goals and take steps towards it

### 5/5 — Set It & Forget It

*2026-02-11*

Now I don’t have to worry about having enough funds to cover my monthly expenses, and my excess cash is not sitting idle anymore but being automatically invested instead.

### 5/5 — Love that it does the math for me and automatically invests my extra money for me.

*2026-01-22*

Saves me a lot of time and I am confident I am getting all the passive income I can.

**Developer response:** Thank you so much for the review! Let us know what additional features we can add.

### 5/5 — Money Management

*2026-01-21*

It’s so much easier to manage my money using this app.

**Developer response:** Thank you so much for the review! Let us know what additional features we can add.

## Frequently asked questions about Advizmo. Auto

### What is Advizmo?

Advizmo is an SEC-registered investment advisor that automatically monitors your finances, identifies excess funds, and invests them in tax-optimized portfolios. It aims to help users grow their wealth and save on taxes.

### How does Advizmo identify excess funds?

Advizmo analyzes your checking account in real-time, considering upcoming bills and your target checking balance to determine how much cash is safe to invest. This process is automated.

### What are the pricing options for Advizmo?

Advizmo offers two main ways to use the service: an Automated Financial Assistant + Cash Management for $14.99/month or $99.99/year with a 7-day free trial, and an Auto-Invest Account which is free to open with a 0.25% annual advisory fee on invested assets.

### Is Advizmo secure?

Advizmo connects to your accounts securely and uses Interactive Brokers (IBKR) for brokerage services and custody, which is an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC.

### Does Advizmo offer a free trial?

Yes, Advizmo offers a 7-day free trial for its Automated Financial Assistant + Cash Management service. Some subscription plans also include a 1-month free trial.

### What devices does Advizmo support?

Advizmo is available on iPhone and iPad, as indicated by its supported devices list.

### How often is Advizmo updated?

The latest version of Advizmo is 2.4.0, released on March 25, 2026. This suggests regular updates to improve functionality and security.

### What is the age rating for Advizmo?

Advizmo has an age rating of 9+, making it suitable for a wide range of users interested in personal finance and investing.

## Version history (last 5 releases)

### 2.4.8 — 2026-08-12

- Step-by-step timeline for transfers and trades
- Tap any trade to see its details
- Cancel a transfer before it's sent, with a live countdown
- Edit how often bills and income repeat
- Bug fixes throughout

### 2.4.7 — 2026-08-06

- Smoother signup and various fixes.
- Faster loading and smoother sign-up
- Performance improvements
- Bug fixes throughout

### 2.4.6 — 2026-08-02

- Review the recurring bills and income we detect with a quick Yes or No.
- Pick any month to view your spending.
- Move money and connect more accounts right from your account card.
- Links in your email now open the right screen instantly.
- Smoother signup and various fixes.

### 2.4.5 — 2026-07-29

- Recurring bills & income, found for you. Connect an account and Advizmo now automatically surfaces your recurring transactions to review — no more hunting for them.
- Smoother profile setup. Your preferences and details now save reliably, and the setup checklist stays accurate as you go.
- Extra protection for your money. Larger withdrawals and auto-invest transfers now ask for a quick one-time verification code.
- Performance improvements
- Bug fixes throughout

### 2.4.4 — 2026-07-23

- Tap any bill to see or edit its details
- Review recommended transfers before you confirm
- Faster loading and smoother sign-up
- Bug fixes and improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*