# Aella App — Quick and easy money solutions > Financial services app for loans, investments, payments, insurance, and transfers. (iPhone/iPad app by Aella Credit Limited.) - Source: https://appshunter.io/ios/app/aella-app/id1498675625 (this page in markdown: same URL + `.md`) - Developer: [Aella Credit Limited](https://appshunter.io/developer/1208290769) - Category: Finance, Lifestyle - Price: Free - Rating: 2.89/5 from 167 App Store ratings · 135 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 95 MB - Languages: English - Released: 2020-03-24 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/aella-app/id1498675625/reviews.md ## What is Aella App? Aella takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video. ## Key features - Loans - Investments - Bill payments - Micro-insurance - Peer-to-peer transfers - Address verification via location monitoring ## What do users think of Aella App? Overall sentiment: negative **Pros** - 🚀 Fast and reliable transactions - 💡 Innovative features - 👍 Smooth user experience - 🔒 Secure payment processing - 🤑 Helpful loan services **Cons** - 🐛 Frequent app crashes - 🤬 Unresponsive customer support - 💸 Deceptive loan practices - 🔒 Security and privacy concerns - 🤯 Difficulty accessing/withdrawing funds **Commonly reported bugs** - Login screen issues - Wallet deactivation problems - Card linking errors - Delayed transaction processing - Inconsistent app performance **Most requested features** - Improve customer support responsiveness - Enhance security and privacy measures - Streamline loan application and disbursement process - Provide more transparency on fees and charges - Introduce multi-device login and account management ## Recent user reviews (10 of 135) All indexed reviews: https://appshunter.io/ios/app/aella-app/id1498675625/reviews.md ### 1/5 — Scam ! scam !! scam !!! *2026-01-26* If you come across this run for your life. No matter the urgency.. this is the most scamming bank app I’ve ever come across, I applied for loan they took all my Vital info and asked me to send money to the app to verify me which I did for like 3 time. The app can’t confirm my payment which means the loans will keep getting declined and no refund.. if u download this app you’re a loser already. I don’t know why Apple Store didn’t bring down this app. ### 1/5 — Fradulent Activities *2026-01-25, version 9.19.11* Do not download or use app!!!!!!!!!! For your own safety ### 1/5 — Scam *2026-01-20, version 9.19.11* I applied for a loan and yet haven’t received it ### 1/5 — Nonsense app thieves *2025-11-27, version 9.19.11* Very useless bank and thieves debiting someone for loan that wasn’t giving. Bunch of thieves another type of Blord promax that’s what you guys are and it sha never be well with you ### 2/5 — Unable to login for years *2025-11-01, version 9.19.11* This app has kept me logged out for years and I have 150k inside of it , whenever I try to login it says “exceeded bvn tries but it’s my correct bvn please I need assistance ### 1/5 — I can’t withdraw from the application *2025-10-27, version 9.19.11* I want to remove my money from this useless app and the app is just saying rubbish that my profile is undergoing verification while I’m In tier 2 This Aella application is bad ### 1/5 — Scram *2025-10-21* This people are scram when you try to take a loan they they will tell you to transfer 50 naira from the bank attached to their own bank for confirmation after sending they will tell you they haven’t seen it and they have few minutes before it expires then you keep sending and sending they are thief I will never rate them ### 1/5 — Bad app *2025-10-20, version 9.19.11* They are just lying ### 1/5 — Rubbish *2025-10-19, version 9.19.11* This is a very useless app for banking why would you tell me my recent photo mismatch with my nin I verified with other banks why is yours different so you expect me to be young forever ### 1/5 — This is the most useless app I've seen *2025-10-08, version 9.19.11* No need wasting your time and energy downloading it. I guess they are just getting people's data for reasons best known to them. ## Frequently asked questions about Aella App ### What does the Aella App do? The Aella App provides a suite of financial services designed to simplify money management for individuals and businesses. It offers products such as loans, investment opportunities, bill payment solutions, micro-insurance plans, and peer-to-peer money transfers, all aimed at fostering financial independence. ### What are the key features of the Aella App? Key features include access to loans, investment options, bill payment services, micro-insurance plans, and peer-to-peer money transfers. A unique feature is address verification through background location monitoring, which can unlock higher loan and transaction limits. ### How does the address verification feature work? The app monitors regions and receives location updates in the background to verify a user's address. Once a user has visited a registered region a specific number of times, their address is verified, enabling access to higher financial limits. ### Is the Aella App free to use? Based on the provided information, the app is listed as 'free'. There is no mention of subscription fees, in-app purchases, or advertisements, suggesting it is a free service. ### What is the primary goal of the Aella App? The app's primary goal is to simplify and expand financial access for everyone, particularly in emerging markets. By leveraging technology and mobile adoption, it aims to build products that make a significant impact on financial inclusion. ## Version history (last 5 releases) ### 9.19.11 — 2025-02-21 Resetting your Debit card PIN just got better. We’ve introduced a newly improved security that allows you to reset your PIN using your transaction PIN and a one-time password (OTP) sent to your registered email address. This update ensures a more seamless and secure experience while keeping your account protected. Update your app to the latest version to access this feature. ### 9.19.10 — 2025-02-14 Bug Fixes & Improvements ### 9.19.9 — 2025-02-11 Bug fixes and improvements ### 9.19.8 — 2025-02-09 Bug fixes and improvements ### 9.19.7 — 2025-02-06 Aella Turns 10! Celebrating a decade of financial empowerment! Enjoy exclusive rewards and surprises as our way of saying thank you. Update your app & join the celebration! ## Apps similar to Aella App | App | Rating | Price | Category | | --- | --- | --- | --- | | [Carbon: Mobile Banking & Loans](https://appshunter.io/ios/app/carbon-mobile-banking-and-loans/id1494856668) | 4.5 (10,099) | Free | Finance | | [FairMoney: Loan App In Nigeria](https://appshunter.io/ios/app/fairmoney-loan-app-in-nigeria/id6456485223) | 4.6 (13,732) | Free | Finance | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (442,471) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*