# Aella MFB — Seamless Digital Banking

> Digital banking for loans, investments, payments, insurance, and transfers. (iPhone/iPad app by Aella Microfinance Bank Limited.)

- Source: https://appshunter.io/ios/app/aella-mfb/id6753731908 (this page in markdown: same URL + `.md`)
- Developer: [Aella Microfinance Bank Limited](https://appshunter.io/developer/1844732600)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.60/5 from 157 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 113 MB
- Languages: American English
- Released: 2025-10-14
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/aella-mfb/id6753731908/reviews.md

## What is Aella MFB?

Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers.

Why Aella MFB?
We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion.

Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits.

We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified.

We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region.

We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.

## Key features

- Loans
- Investments
- Bill payments
- Micro-insurance
- Peer-to-peer transfers
- Address verification via location monitoring

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/aella-mfb/id6753731908/reviews.md

### 1/5 — Very worst app

*2026-06-26*

They won’t let me into my account because i changed devices.  It’s been up to 4 days now and I n really need my money..

### 5/5 — Good

*2026-05-19*

Good to go

### 1/5 — Poor customer support

*2026-04-27*

You people should know how to deal with your customers..stop embarrassing people because of token.you’ve benefited a lot of money from them

### 1/5 — Can’t withdraw

*2025-12-11*

I don’t know why I can’t withdraw from Aella chest despite having money there…..the kind embarrassment you people caused me today Ehn…..God will punish you people

**Developer response:** We are apologize for your experience. We would like to investigate why your withdrawal failed and resolve it immediately. Please reach out to our support team via the in-app chat or email us at support@aellacredit.com so we can assist you.

## Frequently asked questions about Aella MFB

### What financial services does Aella MFB offer?

Aella MFB provides a range of financial services including loans, investment opportunities, bill payments, micro-insurance plans, and peer-to-peer money transfers, aiming to simplify financial management for users.

### How does Aella MFB verify addresses?

Aella MFB verifies addresses by monitoring user regions and receiving location updates in the background. This process requires users to visit registered regions a certain number of times to confirm their address for access to higher loan and transaction limits.

### Does Aella MFB impact battery life with its location monitoring?

Aella MFB has taken steps to minimize battery impact by only monitoring explicitly registered regions and not tracking location updates when outside these areas. The background location mode is considered essential for core app functionality.

### What is the rating and price of Aella MFB?

Aella MFB has a rating of 4.5 stars from 23 ratings and is available for free. This pricing model makes it accessible for a wide range of users.

### On which devices can Aella MFB be used?

Aella MFB is supported on iPhones and iPods, indicating its availability on iOS devices. The app is designed for mobile use on these platforms.

### How often is Aella MFB updated?

The latest version of Aella MFB is 009, and it was last updated on December 12, 2025. This suggests a recent update, indicating ongoing development and support.

### Is Aella MFB suitable for users in emerging markets?

Yes, Aella MFB is specifically designed to simplify and open up financial access for all in emerging markets by leveraging technology and widespread mobile adoption.

### Does Aella MFB have ads?

No, Aella MFB does not contain advertisements. The app is free to use without any ad interruptions.

## Version history (last 5 releases)

### 9.27.0 — 2026-08-11

What’s New in This Version
• Enhanced Security: We've upgraded our identity verification system with advanced liveness detection during sign-up to ensure your account remains secure and protected.
• Smoother Onboarding: Enjoy an improved registration experience with clearer instructions and a more reliable flow during identity verification.
• Performance Improvements: We've made several under-the-hood updates and stability fixes to ensure a faster and more consistent app experience.

### 009 — 2025-12-12

Bug fixes and improvements

### 008 — 2025-11-25

Bug fixes and improvements

### 007 — 2025-11-24

What’s New:

- Introducing Aella Circle: Build your savings tribe and save smarter with friends.
- Circle Goals: Set group targets and track progress in real time.
- Top Savers Circle: Compete to become your circle’s MVP saver.
- Linked Accounts & Cards: One-tap access with clearer debit transaction details.
- Improved Support: Faster access to chat and FAQs.
- App Improvements: A smoother, more seamless experience across the app.

### 9.22.5 — 2025-10-14

No release notes.

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## More apps by Aella Microfinance Bank Limited

- [Aella Business Banking](https://appshunter.io/ios/app/aella-business-banking/id6756280096)

All apps by Aella Microfinance Bank Limited: https://appshunter.io/developer/1844732600

## Related topics

[aella](https://appshunter.io/ios/topics/aella) · [aella credit](https://appshunter.io/ios/topics/aella-credit) · [aella mfb](https://appshunter.io/ios/topics/aella-mfb) · [aella loan app](https://appshunter.io/ios/topics/aella-loan-app) · [aella credit loan](https://appshunter.io/ios/topics/aella-credit-loan) · [aeela](https://appshunter.io/ios/topics/aeela) · [scylla finance](https://appshunter.io/ios/topics/scylla-finance) · [aella business banking](https://appshunter.io/ios/topics/aella-business-banking) · [microfinance](https://appshunter.io/ios/topics/microfinance) · [ftl finance](https://appshunter.io/ios/topics/ftl-finance) · [vedas finance](https://appshunter.io/ios/topics/vedas-finance) · [qube finance](https://appshunter.io/ios/topics/qube-finance)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*