# AF247 - Advance Financial 24/7 — Same day cash. Up to $4,000. > 24/7 access to cash loans and line of credit management. (iPhone/iPad app by Advance Financial.) - Source: https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988 (this page in markdown: same URL + `.md`) - Developer: [Advance Financial](https://appshunter.io/developer/1450238987) - Category: Finance - Price: Free - Rating: 2.80/5 from 155 App Store ratings · 47 written reviews indexed - Age rating: 17+ - Requires: iOS 12.2 · 270 MB - Released: 2019-06-25 - Data updated: 2026-08-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988/reviews.md ## What is AF247? Get the AF247 app for 24/7 access to cash anytime, anywhere. The Advance Financial app gives you an at-a-glance snapshot of your loan so you always know exactly how much available cash you have. Other features include making payments, knowing your balance and starting and finishing an application online for fast approvals and same-day funding.* The AF247 app puts you in total control of your cash** - Check your available credit & credit limit - Access cash anytime, anywhere - Make loan payments - Know your balance, minimum payment & total payoff amount - Start your application on your mobile device - same-day funding* Location Services While the AF24/7 Mobile App is running, it uses real-time location services in order to trigger geolocation-specific notifications. We’re here to answer your questions and help with your application. Contact us by phone at 888-462-0535 or by e-mail at m.customer@af247.com. Advance Financial delivers fast cash when you need it Advance Financial loans are different from same-day payday loans, title loans, and other cash advances. With our FLEX Loan open-ended line of credit, you apply just once, then withdraw as much or as little cash as you need (up to your credit limit). Repayment terms are different, too. Payday and title loans give you only weeks to repay your full balance, plus interest. You repay your Advance Financial FLEX Loan or Installment Loan with conveniently scheduled payments aligned with your payday. Plus, with a FLEX Loan open-ended line of credit, you only pay for the cash you need and only for the time you need it. And as you pay down your balance, you regain access to funds for future cash advances. There are never any penalties for repaying either loan early. Founded in 1996, Advance Financial is a family-owned fintech company based in Nashville, Tennessee. The company operates over 100 stores throughout Tennessee and online loan services in more than 13 states including Alabama, California, Delaware, Idaho, Kansas, Mississippi, Missouri, North Dakota, South Carolina, Tennessee, Utah, and Wisconsin. Advance Financial provides fast lending decisions on line of credit loans, installment loans, and other financial services, 24/7/365. Tennessee store customers have access to cash loans, check cashing, free money orders, bill-pay services, ATM services, Western Union wire transfers, and NetSpend Prepaid cards. Recent recognition includes being named a Top Work Place in 2022 by the Tennessean and named a Best Employer for New Grads and America’s Best Midsize Employers by Forbes in 2022. Advance Financial has an A+ rating with the Better Business Bureau. *Bank participation required ** Wi-Fi or mobile data is required for access. Deposit times for online loans vary by bank. Bank participation is required. Please see our website for terms and conditions. Please borrow responsibly. ## Key features - 24/7 cash access - Loan management - Check available credit - Make loan payments - Online application - Same-day funding ## Recent user reviews (10 of 47) All indexed reviews: https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988/reviews.md ### 2/5 — Interes muy alto *2026-05-25, version 95(2)* No lo recomiendo el interes es muy alto para que de des una idea e echo 3 pagos con interes del 25% quinsenal ### 2/5 — Only use it if you’re desperate *2026-05-16, version 95(2)* You can get money but the interest rates are absurd. And the app is horrible. So many bugs, crashes, etc. ### 1/5 — App is broken *2026-05-13* The website does not work every time I go into the website and try to click on something there’s a maintenance issue so I downloaded the app and the app won’t even log me in. It won’t even continue to load. Please fix this so that we can take care of our bills ASAP!! ### 1/5 — Do not use this app *2025-11-25, version 90(5)* You take out 1000$ and the payments are only interest; you never pay anything towards the principal, and they charge you like 200$ every two weeks, and you never see a difference.Don’t donit never… ### 1/5 — App *2025-11-21, version 90(5)* The app is horrible it automatically times out when you sign in ### 1/5 — Rip Off *2025-11-07, version 89(3)* Do not use this loan option it will have you making payments the rest of your life. And they work with you to make the payments but it will be a never ending battle. Better off working things out with out them. ### 5/5 — Completely Sot on *2025-10-26* This App is awesome! They are very easy to work with. It has been a relief on my part to have them on my side. Customer service is extremely kind. It is exactly what they say they are. No hidden agendas or surprises. ### 1/5 — Trash *2025-10-21, version 86(1.4)* Trash app don’t waste your time ### 1/5 — Account creation problem *2025-09-28, version 86(1.4)* Can’t create an account why? ### 1/5 — DONT DO IT!!!! *2025-08-13* They fail to tell you everything you’re getting yourself into. They advertise like a credit card but they will eat you alive with monthly payments! Your borrow $800 and your interest rate will be $2000 and your monthly payment will be $800! But everyday interest will be added to the $2000! Your $800 payment will just be added to the interest but it goes up everyday. If you do a loan with them make sure you have triple the amount you borrowed and just pay it back ASAP! Because every month your payments change! Could be $400, then it’s $600 then it’s $800! BEWARE!!!! Again, they don’t tell you all this! It’s not even in their contract, if it is they got it hidden pretty well! ## Frequently asked questions about AF247 ### What does the Advance Financial 24/7 app do? The app provides 24/7 access to cash loans and a line of credit. You can check your available credit, loan balance, make payments, and apply for new loans with fast approvals and potential same-day funding. ### What are the key features of the app? Key features include checking your available credit and credit limit, accessing cash anytime, making loan payments, viewing your balance and payoff amounts, and starting or finishing an application on your mobile device for quick approvals and same-day funding. ### Is there a cost to use the Advance Financial 24/7 app? The app itself is free to download and use. The costs are associated with the loans obtained through the service, which will have specific interest rates and repayment terms. ### What kind of loans does Advance Financial offer? Advance Financial offers a FLEX Loan, which is an open-ended line of credit, and Installment Loans. These are presented as alternatives to payday and title loans, with repayment terms aligned with your payday and no early repayment penalties. ### Who is the target audience for this app? This app is designed for individuals who need fast access to cash and are looking for flexible loan options. It's particularly useful for those who prefer managing their finances and loan applications through a mobile device. ## Version history (last 5 releases) ### 99(15) — 2026-08-17 • New Features: Added new features and improvements for a smoother app experience. • Updated UI: Refreshed screens, navigation, and overall design for a cleaner, easier-to-use interface. • Bug Fixes: Fixed known issues and improved app stability and performance. ### 98(6) — 2026-07-29 We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates. ### 95(2) — 2026-04-22 We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates. ### 94(6) — 2026-04-13 We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates. ### 93(6) — 2026-03-20 We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates. ## Apps similar to AF247 | App | Rating | Price | Category | | --- | --- | --- | --- | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (453,260) | Free | Finance | | [Beem: Cash Advance & Banking](https://appshunter.io/ios/app/beem-cash-advance-and-banking/id1525101476) | 4.2 (31,723) | Free | Finance | | [B9: Cash Advance](https://appshunter.io/ios/app/b9-cash-advance/id1552004842) | 4.5 (20,152) | Free | Finance | | [Klover - Instant Cash Advance](https://appshunter.io/ios/app/klover-instant-cash-advance/id1471211372) | 4.8 (367,287) | Free | Finance | | [Dave: Credit, Cash & Money App](https://appshunter.io/ios/app/dave-credit-cash-and-money-app/id1193801909) | 4.8 (877,339) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (134,258) | Free | Finance | ## Related topics [advance america](https://appshunter.io/ios/topics/advance-america) · [advance financial](https://appshunter.io/ios/topics/advance-financial) · [af247 advance financial](https://appshunter.io/ios/topics/af247-advance-financial) · [af247](https://appshunter.io/ios/topics/af247) · [advance america cash advance](https://appshunter.io/ios/topics/advance-america-cash-advance) · [advance financial 24/7](https://appshunter.io/ios/topics/advance-financial-24-7) · [247](https://appshunter.io/ios/topics/247) · [line of credit](https://appshunter.io/ios/topics/line-of-credit) · [cash advance america](https://appshunter.io/ios/topics/cash-advance-america) · [title loan](https://appshunter.io/ios/topics/title-loan) · [sunshine loans](https://appshunter.io/ios/topics/sunshine-loans) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*