# Affinity Plus Mobile Banking

> Comprehensive mobile banking app for personal and business finance management. (iPhone/iPad app by Affinity Plus Federal Credit Union.)

- Source: https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292 (this page in markdown: same URL + `.md`)
- Developer: [Affinity Plus Federal Credit Union](https://appshunter.io/developer/645969418)
- Category: Finance
- Price: Free
- Rating: 4.84/5 from 65,163 App Store ratings · 201 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 33 MB
- Languages: English, French, Spanish
- Released: 2018-04-03
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292/reviews.md

## What is Affinity Plus Mobile Banking?

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible.



•      Budgets: Set and track monthly budgets for different categories.  
•      Net Worth: Track how your account balances compare to what you owe.  
•	Add your card to your digital wallet for quick and secure payments on the go.
•	When you request a replacement card through the app, you’ll get a digital version to use right away.
•	Activate your new debit or credit card without having to call.
•	Spending Analysis: See how much you’re spending, and what you’re spending it on.
•	Cash Flow: Track the net amount of what’s coming in vs. going out.
•	Savings Goals: Set a goal amount and target date, and watch your progress.
•	On your dashboard, you decide which accounts and features appear, and where.
•	Choose Spanish as your preferred language.
•	Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts.
•	Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication.
•	Get better transaction details, with the ability to edit their name and category for easier tracking.
•	Business Owners and Authorized Signers can give specific account access to other staff members.
•	Also for Business members: Use filters to create the reports you want, and download them as the file type you need.
•	Deposit checks from anywhere by taking their picture with the app.
•	With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings.
•	Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize.
•	Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles.
•	For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness.
•	On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating.
•	Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more.
•	Enroll in Bill Pay from the app, and see your eBill amounts and due dates.
•	iPad Multitasking so you can split your screen and use another app at the same time.
•	On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you.
•	Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card.
•	Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage.
•	Find nearby ATMs and branches right from the login screen.
•	Contact us for help.
•	Get a pre-login peek at balances with Quick Balance (found on the Menu screen).
•	Manage Bill Pay.
•	Log in fast with Touch ID® or Face ID®.
•	Check recent transactions and initiate new ones.
•	Schedule and edit one-time or recurring transfers.
•	Apply for loans and credit cards, or open another account.



©2025 Affinity Plus Federal Credit Union
175 West Lafayette Frontage Road 
St. Paul, MN 55107



This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

## Key features

- Budget tracking
- Net worth calculation
- Digital wallet integration
- Card activation and replacement
- Spending analysis
- Savings goals
- Credit score monitoring
- Check deposit

## What do users think of Affinity Plus Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Convenient and user-friendly
- 🚀 Efficient mobile banking experience
- 🔒 Secure login options (e.g., Face ID, Touch ID)
- 💡 Helpful account management features
- 🚀 Quick check deposit process

**Cons**

- 🐛 Frequent app crashes and glitches
- 🤔 Confusing new interface design
- 🤦‍♀️ Removed or hidden key functionality (e.g., scheduled principal payments)
- 🔍 Difficult to navigate and find information
- 🕰️ Slow app performance and loading times

**Commonly reported bugs**

- App frequently crashes when trying to deposit checks
- Login issues and inability to reset password
- Pending transactions not showing correctly
- Inconsistent app behavior across devices
- Inability to access certain account features

**Most requested features**

- Add dark mode option
- Improve mobile check deposit reliability
- Allow easier toggling between multiple accounts
- Streamline login and authentication process
- Provide more customization options

## Recent user reviews (10 of 201)

All indexed reviews: https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292/reviews.md

### 5/5 — Affinity

*2026-08-17, version 4.2.0*

I really enjoy this app makes my life so much easier to have all my bank needs in one place.

### 4/5 — Why affinity is good

*2026-08-02, version 4.2.0*

Just got a job no monthly fees and it’s really easy to work with great bank

### 3/5 — Check Deposits Challenging

*2026-07-20, version 4.2.0*

Great app except for making a deposit by check.  The auto image never works and manually images always say there is an issue, although they are never rejected it’s time consuming to get the images taken.

### 5/5 — Great and easy.

*2026-07-16, version 4.2.0*

Great service. Easy to move through online banking. And a great financial planner. Customer service is tops!

### 5/5 — Love the Face ID

*2026-07-15, version 4.2.0*

Thanks for making it easy!

### 2/5 — Constantly glitchy

*2026-05-27, version 4.2.0*

I don’t know how many times I’ve gone on the app and tried to access an account or a loan or my credit card bill only for it to freeze. Close, reopen, freeze. Really frustrating.

### 5/5 — Awesome service

*2026-05-21, version 4.2.0*

Staff are so helpful and supportive.

### 5/5 — Good

*2026-05-11, version 4.2.0*

The best app ever

### 5/5 — Easy to use

*2026-05-06, version 4.2.0*

Very convenient and helpful in my finances

### 5/5 — Best bank I’ve ever had.

*2026-05-06, version 4.2.0*

Honestly I don’t recommend much things to people, just because we are so different and I worry about people enjoying it then it’s awkward. But I 10/10 recommend this bank. Best people helping. They know you personally they are understanding helpful and want to see you grow. It’s a family feel and I will NEVER switch banks. I have used them for personal and business accounts. Highly highly recommend.

## Frequently asked questions about Affinity Plus Mobile Banking

### What can I do with the Affinity Plus Mobile Banking app?

The app allows you to manage your finances by setting and tracking budgets, monitoring your net worth, analyzing spending, and setting savings goals. You can also deposit checks, activate new cards, add cards to your digital wallet, and view your credit score and report.

### How does the app help with budgeting and spending?

The app offers detailed budgeting tools where you can set monthly budgets for different categories. It also provides spending analysis to show you how much you're spending and on what. You can get transaction details, edit their names and categories, and set up alerts for better tracking.

### Is the app free to use?

Yes, the Affinity Plus Mobile Banking app is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description.

### What security features are available?

The app offers multiple security features, including various Multi-factor Authentication (MFA) options, security alerts, and customizable account alerts. You can also use Card Controls & Alerts to set spending limits or receive transaction alerts for your debit and credit cards.

### Can I manage business accounts with this app?

Yes, the app supports business owners and authorized signers. You can grant specific account access to staff members, create and download custom reports, and manage all your personal, credit card, and business accounts within the app.

## Version history (last 5 releases)

### 4.2.0 — 2026-03-24

Minor bug fixes and enhancements

### 4.1.0 — 2026-01-27

Minor big fixes in new version

### 4.0.4 — 2025-12-09

Minor bug fixes and enhancements

### 4.0.2 — 2025-01-28

Version 4.0.2

•	Cards: Add to your digital wallet, request replacements, and activate new ones
•	Spending Analysis
•	Cash Flow to track how much is coming in vs. going out
•	Savings Goals
•	You decide which accounts and features appear on your dashboard
•	Spanish translation
•	See the balances of your external accounts (that you’ve linked to)
•	More multi-factor authentication (MFA) options
•	Custom Business Account Reports
•	Specific Business Account Permissions

### 3.8.14 — 2024-10-15

Security enhancements

## Apps similar to Affinity Plus Mobile Banking

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## More apps by Affinity Plus Federal Credit Union

- [Affinity Plus Video Banking](https://appshunter.io/ios/app/affinity-plus-video-banking/id1526495851)
- [Affinity Plus Youth Banking](https://appshunter.io/ios/app/affinity-plus-youth-banking/id6472478242)
- [Affinity Plus Investing](https://appshunter.io/ios/app/affinity-plus-investing/id6475359871)

All apps by Affinity Plus Federal Credit Union: https://appshunter.io/developer/645969418

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
