# Affinity Plus Youth Banking

> Parent-child banking app for managing money, savings, and chores. (iPhone/iPad app by Affinity Plus Federal Credit Union.)

- Source: https://appshunter.io/ios/app/affinity-plus-youth-banking/id6472478242 (this page in markdown: same URL + `.md`)
- Developer: [Affinity Plus Federal Credit Union](https://appshunter.io/developer/645969418)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 112 App Store ratings
- Age rating: 4+
- Requires: iOS 15.6 · 47 MB
- Languages: American English
- Released: 2024-04-02
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/affinity-plus-youth-banking/id6472478242/reviews.md

## What is Affinity Plus Youth Banking?

Welcome to Affinity Plus Youth Banking! Easily send money, view transactions, and track finances with our all-in-one app designed for parents and kids. 

It’s where your kids can learn about money and practice good habits, all with your help.

What kids can do:


•	Set a savings goal and transfer money into it. 
•	Watch short videos about how banking works, and how to be smart with money.
•	Send you requests for money, with a note about why they want it.
•	See your notes and reply to them, or just send a heartfelt emoji.
•	Transfer between their own Affinity Plus accounts, if they have more than one.
•	Keep track of their chores, and let you know when they’re done.
•	They can even send YOU money, if they need to pay you back.
•	Check their balance and see all their transactions.

What parents can do:

•	Set a savings goal for your child, and watch their saving progress.
•	Watch short videos with tips on how to talk to your child about money, and how to use the app with them.
•	Request money from your child, and make it a practice loan with monthly payments, an interest rate, and due dates (late fees, too).
•	Include notes to your child when you transfer to them, or when you say no to their requests.
•	Set spending limits for them.
•	Assign chores, track progress, and pay when they’re done.
•	Freeze their debit card.
•	Check their balance and see all their transactions.
•	One parent can link to multiple kids in the app.


To get the app:

1.	First, both you and your child need:
	•	Your own mobile phones with separate phone numbers (for multi-factor authentication)
	•	Your own separate email addresses (to register for the app)
	•	Affinity Plus memberships
	If your child doesn't have a membership yet, you can open one over video banking, or at one of our branches. Please note that we’ll ask for a copy of your child’s birth certificate.

2.	You’ll both download the Affinity Plus Youth Banking app to your devices.
3.	The parent should register first, then the child – and both should do it on their own phones.
4.	It helps to have both devices handy when you register, because your child will need a Parent Code from you.
5.	Then get ready for easy transfers, and even better – good talks about money!

## Key features

- Send and receive money
- Set savings goals
- Track chores and payments
- Educational videos on banking
- Request money with notes
- Parental spending limits
- Freeze debit card


## Frequently asked questions about Affinity Plus Youth Banking

### What is Affinity Plus Youth Banking?

Affinity Plus Youth Banking is a free mobile application designed for parents and children to manage money together. It allows kids to learn about saving, track chores, and request funds, while parents can set goals, monitor spending, and assign tasks.

### Is Affinity Plus Youth Banking free to use?

Yes, Affinity Plus Youth Banking is completely free to download and use. There are no subscription fees or in-app purchases required to access its features.

### What devices does Affinity Plus Youth Banking support?

Affinity Plus Youth Banking is available on iPhones and iPods. It is designed for mobile use on these Apple devices.

### How often is Affinity Plus Youth Banking updated?

The app was last updated on March 25, 2026, indicating ongoing development and support. Users can expect regular updates to improve functionality and security.

### What are the age requirements for Affinity Plus Youth Banking?

Affinity Plus Youth Banking has an age rating of 4+, making it suitable for young children to use with parental guidance. Both parents and children need separate Affinity Plus memberships to use the app.

### How secure is Affinity Plus Youth Banking?

The app requires separate phone numbers for multi-factor authentication, enhancing security for both parent and child accounts. It is designed to provide a safe environment for managing financial activities.

### Can parents request money from their child using Affinity Plus Youth Banking?

Yes, parents can request money from their child. This feature can be used as a practice loan with set monthly payments, interest rates, and due dates, including late fees.

### Does Affinity Plus Youth Banking have advertisements?

No, Affinity Plus Youth Banking does not contain advertisements. As a free application, it focuses on providing a clean and uninterrupted user experience for financial management.

## Version history (last 5 releases)

### 2.12.1 — 2026-08-18

Second User

- Invite a second family member to join your Boucoup account with a simple link.
- The invited person downloads the app and creates their own secure login.
- New members accept the terms and set up their profile in just a few taps.
- Both members can see shared account activity from their own devices.
- Easily manage who has access to your family account from your settings.

### 2.12.0 — 2026-08-11

Second User

- Invite a second family member to join your Boucoup account with a simple link.
- The invited person downloads the app and creates their own secure login.
- New members accept the terms and set up their profile in just a few taps.
- Both members can see shared account activity from their own devices.
- Easily manage who has access to your family account from your settings.

### 2.11.1 — 2026-06-10

Bug Fixes

### 2.10.0 — 2026-04-27

Bug Fixes

### 2.9.1 — 2026-03-25

Minor fixes and improvements

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## More apps by Affinity Plus Federal Credit Union

- [Affinity Plus Mobile Banking](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292)
- [Affinity Plus Video Banking](https://appshunter.io/ios/app/affinity-plus-video-banking/id1526495851)
- [Affinity Plus Investing](https://appshunter.io/ios/app/affinity-plus-investing/id6475359871)

All apps by Affinity Plus Federal Credit Union: https://appshunter.io/developer/645969418

## Related topics

[affinity plus youth banking](https://appshunter.io/ios/topics/affinity-plus-youth-banking) · [affinity plus](https://appshunter.io/ios/topics/affinity-plus) · [affinity plus federal credit union](https://appshunter.io/ios/topics/affinity-plus-federal-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*