# Affinity

> Digital bank offering inclusive financial services, accounts, loans, and investments. (iPhone/iPad app by Affinity Africa Finance Limited.)

- Source: https://appshunter.io/ios/app/affinity/id1556086231 (this page in markdown: same URL + `.md`)
- Developer: [Affinity Africa Finance Limited](https://appshunter.io/developer/1556086233)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 1,456 App Store ratings · 24 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 108 MB
- Languages: American English
- Released: 2023-11-27
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/affinity/id1556086231/reviews.md

## What is Affinity?

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority.

Key Features:
• User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience.
• 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips.
• Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users.
• Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options.
• Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process.
• Money transfers: seamlessly transfer funds between banks and mobile money accounts.
• Bill payments: settle your bills effortlessly using our secure platform.
• Investments: explore diverse investment opportunities to grow your wealth.
• Support: our dedicated support team is ready to assist you whenever you need help.

Key Products:
• Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening.
• Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us.
• Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us.
• Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

## Key features

- User-friendly interface
- 24/7 banking access
- Licensed and regulated
- Affordable accounts and loans
- Seamless money transfers
- Effortless bill payments
- Investment opportunities

## What do users think of Affinity?

Overall sentiment: positive

**Pros**

- 🚀 Easy to operate
- 👍 Very convenient and reliable
- 🔒 Very safe
- 👍 Fast and reliable
- 👍 Smooth

**Cons**

- 🐛 Verification issues

**Commonly reported bugs**

- Verification issues

**Most requested features**

- Add Virtual Card
- Visa card or Virtual Card options

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/affinity/id1556086231/reviews.md

### 5/5 — Best mobile banking in this country

*2026-07-26*

Great banking services with simple and user friendly interface. 5 stars so far

### 5/5 — The best

*2026-07-26*

This is hands down the best experience I’ve had with mobile banking. App is so simple to navigate and use and transactions are instant. Keep up the good job Affinity 🙌

### 5/5 — Saving

*2026-06-26*

Best for savings and investments

### 5/5 — security

*2026-06-01*

its very safe and fast

### 5/5 — Good

*2026-03-14*

The app is smooth and simple

### 5/5 — Easy to use

*2026-03-04*

The whole Ghana affinity be the easiest banking system

### 5/5 — Easy to operate

*2025-10-29*

Best banking app for everyone

### 4/5 — Hi

*2025-09-23, version 2.3.12*

Best app

### 5/5 — Great App

*2025-09-17*

Can you add Virtual Card to it. it will be great addition. you can charge if you want a virtual card

### 5/5 — The best so far

*2025-09-14*

Very convenient and reliable

## Frequently asked questions about Affinity

### What does the Affinity app do?

The Affinity app provides a fully digital banking experience with inclusive financial solutions. You can open various types of accounts, apply for loans, transfer money, pay bills, and explore investment opportunities. It is designed to be user-friendly and accessible 24/7.

### What are the key features of Affinity?

Key features include a user-friendly interface, 24/7 banking access, licensed and regulated operations by the Bank of Ghana, affordable current, savings, and investment accounts, loan options, seamless money transfers, bill payments, and investment opportunities. A dedicated support team is also available.

### How much does Affinity cost?

The app itself is free to download and use, offering 24/7 banking services at an affordable cost. Specific product details, such as interest rates on accounts and loan terms, are available within the app. The description mentions no monthly fees for the Daily Account.

### What types of accounts can I open with Affinity?

You can open a Daily Account for everyday banking needs with no monthly fees and up to 3% interest, a Growth Account for savings with competitive interest rates, and a Future Account for fixed-term deposits with superior interest rates. All these require a Daily Account to be opened first. Loans are also available.

### Is Affinity safe and regulated?

Yes, Affinity is licensed and regulated by the Bank of Ghana. This ensures the security and trust of its users. The app also emphasizes a streamlined KYC verification process for account opening.

## Version history (last 5 releases)

### 2.7.8 — 2026-08-08

What’s new in this version
We’re making it easier to manage your money, stay on track with your goals, and keep your details up to date—all without leaving the app

Lock in your savings goals: Stay committed! Use the new Boost account termination toggle to keep your account locked for the full duration of your savings goal
Easy account updates: You can now update your residential address, change your email address, or request to remove a secondary mobile wallet number directly in the app
100% digital profile review: Hit your 2-year milestone with us? You can now submit your profile details seamlessly in the app—no customer center calls or branch visits required
Quick view transactions: Check your latest activity right from the home screen, with search filters so you can find your recent transactions in seconds

### 2.6.1 — 2026-04-17

What’s New
Fresh look: Our revamped onboarding is here! It’s designed to be sleek and simple
Total profile control: Visit the updated MORE tab to access the new Action Center. Track profile upgrades, verify your ID, and keep your info current without needing a branch visit
Simplified payments: Your beneficiaries are now grouped in one unified list for easier management
Affinity for Business: Growing a company? Tap the new Affinity for Business section on the Home page to learn more about our dedicated platform and share it with fellow business owners
Better transparency: We’ve updated our loan terms and conditions for better clarity of your agreements

### 2.5.4 — 2025-12-30

What’s New

Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes

### 2.4.13 — 2025-11-28

What’s New

Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes

### 2.4.12 — 2025-11-07

What’s New

Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*