# AFS MyAccess Jamaica — MyAccess finance application

> Mobile loan application and management for personal and business needs. (iPhone/iPad app by Access Financial Services Ltd.)

- Source: https://appshunter.io/ios/app/afs-myaccess-jamaica/id1644086918 (this page in markdown: same URL + `.md`)
- Developer: [Access Financial Services Ltd](https://appshunter.io/developer/1644086920)
- Category: Finance, Business
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 13.0 · 149 MB
- Languages: English
- Released: 2022-09-15
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/afs-myaccess-jamaica/id1644086918/reviews.md

## What is AFS MyAccess Jamaica?

MyAccess Mobile – is a mobile application from Access Financial Services Limited, Jamaica, that allows you to apply for your Personal and Business loans easily and conveniently. Our Personal Loans help you to with debt consolidation, bill payment, education tuition, medical expenses, and other personal needs. Our Business Loans help you to purchase inventory, business expansion among other business-related needs. You can also manage and review your payment details and check balances at any time, 24/7, 365 days a year.

With this application, you may schedule loan appointments, view, and manage your billing cycles and perform other operations directly from your mobile phone. Both existing and new customers may take advantage of the broad range of functionality that MyAccess offers. You can get started by simply installing the mobile app.

We provide personal loans from J$10,000.00 to J$3,000,000.00 and micro business loans from J$10,000.00 to J$1,500,000.00. The range for the Annual Percentage Rate (APR) is 20% - 66% (interest rates are subject to change based on market conditions). As required by our regulator, the Bank of Jamaica, we also disclose the Effective Annual Interest Rate (EAIR). Loans are given for a minimum duration of 3 months to a maximum duration of 84 months. 

For example, a personal loan of J$1,000,000.00 with an Annual Percentage Rate (APR) of 26.18% and an 84-month tenure, would result in a monthly instalment of J$ 26,071.00 and the total amount payable including interest, fees, charges, and government taxes (which may apply) would be J$2,190,000. The Effective Annual Interest Rate (EAIR) would be 27.82%.

LOAN BREAK DOWN
- Loan Type: personal loan
- Amount Borrowed: J$1,000,000.00
- Annual Percentage Rate (APR): 26.18%
- Tenure: 84-month (7 years)
- Monthly instalment: J$ 26,071.00
- Total amount payable: J$2,190,000.
- The Effective Annual Interest Rate (EAIR): 27.82%.

Key features of MyAccess application:
INFORMATION ABOUT THE CLIENT'S PRODUCTS:
- Payment Schedule;
- Update payment methods;
- Personal & Business Loans.

OPERATIONS:
- View loan status;
- Loan Calculator;
- Loan repayment.

DETAILS OF THE TRANSACTION:
- Statements of account;
- Transaction History;
- Information on the status of transactions made in MyAccess.

ADDITIONAL FEATURES:
- Appointment Scheduling;
- Disbursement deposit directly to your bank account.

## Key features

- Personal and Business loan applications
- Loan payment management
- Loan status viewing
- Loan calculator
- Appointment scheduling
- Direct deposit for disbursements


## Frequently asked questions about AFS MyAccess Jamaica

### What types of loans can I apply for with AFS MyAccess Jamaica?

AFS MyAccess Jamaica allows you to apply for both Personal Loans and Business Loans. Personal loans can be used for debt consolidation, education, medical expenses, and more, while business loans are for inventory purchase and expansion.

### What are the loan amounts and terms offered by AFS MyAccess Jamaica?

Personal loans range from J$10,000.00 to J$3,000,000.00, and micro business loans range from J$10,000.00 to J$1,500,000.00. Loan durations are from 3 to 84 months.

### How does AFS MyAccess Jamaica handle loan repayments and payments?

You can manage and review your payment details, update payment methods, and view your payment schedule directly through the app. Loan repayments can also be performed via the application.

### Is AFS MyAccess Jamaica secure for managing my financial information?

As a finance application regulated by the Bank of Jamaica, AFS MyAccess Jamaica is designed to securely manage your financial information. Specific security features are not detailed, but financial apps typically employ encryption and authentication protocols.

### What is the interest rate range for loans through AFS MyAccess Jamaica?

The Annual Percentage Rate (APR) for loans ranges from 20% to 66%, subject to change based on market conditions. The Effective Annual Interest Rate (EAIR) is also disclosed as required by regulators.

### Can I schedule appointments with Access Financial Services through the app?

Yes, the AFS MyAccess Jamaica app allows you to schedule loan appointments conveniently. This feature helps in planning your interactions with the financial institution.

### What devices are supported by AFS MyAccess Jamaica?

AFS MyAccess Jamaica is available for iPhone and iPod devices. The app is rated for ages 4 and up.

### How often is AFS MyAccess Jamaica updated?

The app was last updated on September 27, 2024, indicating regular maintenance and potential feature additions. The latest version is 1.4.

## Version history (last 5 releases)

### 1.4 — 2024-09-27

- Bug fixes and feature enhancement.

### 1.3 — 2023-01-30

- Bug fixes
- Enhanced performance

### 1.2 — 2022-12-08

- Bug fixes and improvements

### 1.1 — 2022-10-13

Key features of MyAccess application :

Information about the client's products:
- Payment Schedule;
- Update payment methods;
- Personal & Business Loans;

Operations:
- View loan status;
- Loan Calculator;
- Loan repayment.

Details of the transaction:
- Statements of account;
- Transaction History;
- Information on the status of transactions made in MyAccess;.

Additional features:
- Appointment Scheduling.

### 1.0 — 2022-09-15

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*