# After Zero — 专注债务记录与还款规划，陪你一步步走向债务归零

> 专注债务记录与还款规划，陪你一步步走向债务归零 (iPhone/iPad app by 健聪 余.)

- Source: https://appshunter.io/ios/app/after-zero/id6801229132 (this page in markdown: same URL + `.md`)
- Developer: [健聪 余](https://appshunter.io/developer/6800975661)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 8 MB
- Languages: American English
- Released: 2026-09-05
- Data updated: 2026-10-10

## What is After Zero?

After Zero 是一款个人债务记录与还款规划工具。记录每一笔债务与还款进度，让复杂的债务变得清晰可见，陪你一步步走向债务归零。
基础功能：
• 记录债务、分期、本金、利息与还款信息；
• 生成并维护还款计划；
• 支持部分还款、协商减免、提前结清与还款模拟；
• 在当前设备本地保存和管理账本数据。

Premium 一次性买断，永久解锁，不自动续费：
• 还款日：集中查看每期待还项目、未来还款压力和到期提醒；
• 统计报告：查看负债走势、余额变化、债务构成与还清计划；
• Excel/PDF 报表导出；
• 档案库、备份文件导入导出与云备份；
• AI 识图导入。

还款计划、模拟结果及 AI 识图导入生成的债务草稿仅供个人记录与参考，不构成财务、法律或投资建议；请核对信息后再据此安排还款。

## Is After Zero safe?

Not enough ratings yet to assess After Zero.

## Is After Zero legit?

After Zero has limited verification signals. The AppsHunter Legitimacy Score for After Zero is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-09-05

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*