# AGCU Banking — user reviews

> 19 indexed App Store user reviews of AGCU Banking by Assemblies of God Credit Union, rated 4.80/5 from 939 ratings.

- Source: https://appshunter.io/ios/app/agcu-banking/id6474629530/reviews
- App overview in markdown: https://appshunter.io/ios/app/agcu-banking/id6474629530.md
- Rating breakdown: 5★ 847 · 4★ 63 · 3★ 9 · 2★ 6 · 1★ 14

## What do users think of AGCU Banking?

Overall sentiment: positive

**Pros**

- 🚀 Quick and easy to use
- 👍 User-friendly design
- 💡 Useful tools like notes and receipt attachments
- 🚀 Convenient mobile deposit feature

**Cons**

- 🐛 Perpetual app update issue
- 🤔 Suboptimal iPad layout and truncated transaction details
- ⚠️ Difficulty accessing bill pay

**Commonly reported bugs**

- App not working after software update
- Horizontal orientation not supported on iPad

**Most requested features**

- Confirmation number for mobile deposits
- Easier access to bill pay

## Newest reviews (2 of 19)

### 5/5 — Modern, Fast, Secure!!!

*2024-05-23*

This app date and the team of customer service are incredible!! Everything you need in one place! Keep up the good work! Thank you.

### 5/5 — Mobile Deposit Useful!

*2024-04-24*

Mobile deposit is a useful feature that this app provides. Especially for someone who is working full time and can’t make it to the bank. Super easy to find, as the button is only one click away! Even a small uneducated child could do it. Even an ant could do it, an ant who has no concept of not only mobile banking but human civilization in general. Even a microscopic spec could find the mobile deposit button. 

What i’m trying to say is that mobile deposit is not only an available feature that i’ve been using for months, but is conveniently located just a click away! Thank you AGCU!

## Most critical reviews (10 lowest-rated)

### 1/5 — Not an easy to use banking app

*2026-06-13*

I use a banking app from another bank that is so much easier to use. Miles ahead of this one. It turns on the camera light so the check is well lit. It also automatically takes the photo when the check is centered and in focus. I’m kind of clumsy so there’s no need to do three things at once. (center check get it in focus and then reach over with your finger to tap the screen to take the photo).

### 1/5 — Won’t complete update

*2025-11-06*

I updated my iphone software so I could use the latest version (required by app to function), and now the app is in perpetual “Completing app update” without ever completing. Still can’t use app. :-/

### 1/5 — Put in a little more effort…

*2025-01-09*

My app keeps saying it needs to be updated even though it is. App does not support horizontal orientation on the iPad, which is very annoying. Worst of all, seeing details of an account splits the screen vertically almost 50% into accounts and transactions, making the account column a huge waste of space and the transactions column all with truncated descriptions. This is what happens when the person making the app doesn’t use the app.

### 2/5 — Need to update Tech

*2026-05-29*

USAA is still light years ahead of you in the banking industry. time to catch up

### 3/5 — App’s ok but where’s mobile deposit???

*2024-04-22*

This may just be a feature they’re holding back since the app just dropped today, but where on earth is the mobile deposit function??? That’s a really important function for everyone (like myself) who works full time and can’t make it in to the bank while they’re open to deposit any checks they may have! I really hope mobile deposit something they’re just waiting on to make sure the new app functions correctly and not something that was completely forgotten about.

### 4/5 — A couple of requests

*2024-05-19*

Need a confirmation # when an online deposit is made!

Need clear, easy access to enter Billpay site (like in the main menu).  It still feels like i have to hunt for it!

Thanks

### 4/5 — App? What App?

*2024-04-23*

This could be an app if you could even get in. I was hopeful AGCU would solve their app problems with a their new app, but this one will not get past two step verification. If you call the institution you’re on hold forever. I’m a twenty year member and I’m ready to ditch the membership.

### 5/5 — Exceptional

*2026-07-08*

The ability to handle financial transitions is very helpful.

### 5/5 — Great customer service

*2026-05-30*

We have been using AGCU for 25 years and I stay with them because of their great customer service and willingness to help me when I need it!

### 5/5 — Best of the best!

*2026-05-07*

I love AGCU bank. Great customer service and support team!

## Most praised reviews (7 highest-rated)

### 5/5 — Perfect for quick access

*2026-02-10*

App works great, no issues at all for me.  As an engineer, I appreciate it’s streamlined and easy to use design.  Some features are only available on the full website but I’m fine with that because almost everything I need to do is accessible on this app.  It’s quick, easy, convenient, user friendly, and simple.  Thank you AGCU!

### 5/5 — Useful tools!!!

*2025-05-01*

-I love being able to put notes on every transaction. 
-I love being able to attach a photo of every receipt.
-It is user friendly and easily navigable!

### 5/5 — Amazing Banking Service!

*2025-03-11*

We thank God for AGCU!  

You are always wonderful and helpful, but on several occasions we have been very impressed by your services and thankful for your people.  You are just doing an amazing job with wonderful people who truly have the heart of a servant.  

AGCU, We sincerely appreciate you and your service, and we thank God for who you are!

### 5/5 — Easy Banking

*2025-02-12*

Love depositing checks with the capture feature. I used to mail them in.

### 5/5 — Easy to use

*2024-11-27*

I am thrilled at AGCU’s mobile banking app. It’s terrific and simple to use. 

From obtaining balances to tracking expenses and balancing our family’s busy life, I really enjoy using it. I can deposit checks too !!

Thank you AGCU.

### 5/5 — Check Deposit

*2024-09-08*

I am so glad to have this check deposit at the CU now. It helps my husband and me very much because with our health issues it’s hard for us to get around. It’s been a blessing to us! Thank you.

### 5/5 — I love it!

*2024-05-30*

The app upgrade is on par with others. I love it!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*
