# Agila: Finance Coach — Your Personal Finance Coach > Your Personal Finance Coach (iPhone/iPad app by Teodore Renzo Alcazar.) - Source: https://appshunter.io/ios/app/agila-finance-coach/id6765464814 (this page in markdown: same URL + `.md`) - Developer: [Teodore Renzo Alcazar](https://appshunter.io/developer/1895960020) - Category: Finance, Business - Price: Free with in-app purchases (on sale, was $2.99) - Age rating: 4+ - Requires: iOS 16.0 · 157 MB - Languages: American English - Released: 2026-05-04 - Data updated: 2026-08-21 - User reviews in markdown: https://appshunter.io/ios/app/agila-finance-coach/id6765464814/reviews.md ## What is Agila? Agila is the all-in-one personal and business finance app built for Filipinos. Track income, expenses, installments, savings goals, lending, collections, business cash flow, and daily money decisions in one place — with Agila as your smart finance coach. FEATURES • Agila Chat for instant expense, income, and transaction logging • Personal and Business Profiles in a single app • Income tracking with salary, freelance, business, and interest sources • Installment and recurring expense management • Savings goals with progress tracking and insights • Who Owe You tracking for lending and collections • Budget 50/30/20 Dashboard for smarter spending habits • Business sales, expenses, inventory, customers, and suppliers • Wallet management for cash, banks, e-wallets, and accounts • Monthly Wrapped reports with achievements and financial milestones • Financial forecasting and upcoming payment reminders • Custom icons and logos for your transactions • Detailed reports, trends, and financial insights BUILT FOR PRIVACY Your financial data stays on your device. • 100% offline-first • No mandatory account creation • No subscriptions • No cloud dependency required • Your data remains under your control Whether you're managing personal finances, running a small business, tracking installments, building savings, or monitoring cash flow, Agila helps you stay organized and make smarter financial decisions every day. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pang-kape ni Agila | $0.99 | one-time | | Kape with Kwaaa-sont | $1.99 | one-time | | Kape, Kwaaa-sont at Cheesecake | $2.99 | one-time | ## Version history (last 5 releases) ### 1.2.2 — 2026-08-17 Agila V1.2.2 brings more personalization, a much bigger Wallet template library, faster transaction entry, smarter rewards tracking, and a new monthly financial statement. • New Agila Monthly Statement Generate a clear monthly overview of your finances, giving you an easier way to review your income, expenses, balances, and overall activity for the month. • Fully Customizable Home Header Upload your own Home cover image, pair it with your preferred theme color, or enable Simplify Header for a cleaner theme-based gradient. • Expanded Card Template Library Added more ready-made designs including **Gold and Platinum Credit Cards, Digital Bank cards, E-Wallets, Prepaid Cards, Membership and Reward Cards**, and more. • New Prepaid Card Category Keep stored-value and transit cards organized separately with templates for Beep, Starbucks, Autosweep, and Easytrip. • Membership & Reward Cards Track loyalty and reward cards separately, with balances displayed as points instead of regular currency. • Reward Points in Add Expense A new Reward Points option lets you select an eligible membership card while logging an expense, so Agila can calculate and credit earned points automatically. • Smart Previous Transaction Suggestions When typing an Expense or Income name, Agila now suggests previously used entries so you can quickly reuse familiar transactions instead of entering them again from scratch. • Customize Today’s Allocation Edit your daily Needs, Wants, and Savings amounts, or create custom allocation groups inside My 15-Day Plan. • Faster Expense & Income Entry Improved account selection, wallet logos, transaction history suggestions, and other refinements make everyday logging faster. • Improved Business Navigation and Hide Business Toggle Switching to Business mode now keeps you on the dashboard instead of automatically opening Transactions. Hide Business Toggle is now under Settings -> Experience. • Wallet & UI Improvements Refined card layouts, cleaner account displays, improved navigation, and additional polish throughout Agila. Fixed Bugs in Installment where remaining amount is inaccurate. Other Bug Fixes and improvements. ### 1.2.1 — 2026-08-14 What’s New in Agila V1.2.1 Wallet Improvements Redesigned Wallet Screen for more modern fintech look. Improved Cash wallet templates with new artwork support, a second Cash design, optimized assets, cleaner grey gradients, and clearer Cash labels. Wallet stacked-card interaction is smoother: Tap a card behind the active card to bring it forward. Improved swipe-up/down responsiveness. Refined Cash/Cash 2 artwork. Expanded Wallet Transaction History Added transaction filters and date ranges for Today, This Week, and This Month. See All now expands transactions directly inside the Wallet card instead of opening another screen. Wallet history now recognizes more transaction types, including: -Credit card payments -Paid installments -Transfers and balance transfers -Investments -Expenses and Income -Savings -Business sales, expenses, and installments -Balance adjustments Wallet UI & Interaction Polish Fixed an issue where scrolling or dragging Wallet cards could accidentally open wallet details. Expanded Wallet action buttons are more rounded. Settings and Wallet card surfaces were flattened and polished for a cleaner visual style. FAB Quick Actions Personal and Business FAB action buttons now rotate slightly while opening and closing. Buttons always settle back to their original position. Investment & General UI Polish Investment-related wallet transactions are now easier to identify in transaction history. Global Light Mode backgrounds now use cleaner grey gradients instead of cream gradients. Additional spacing, scrolling, interaction, card-surface, and Wallet presentation refinements throughout the app. ### 1.2.0 — 2026-08-14 What’s New in Agila V1.2.0 Investment Portfolio Tracker New Investments section in Goals Center: Savings | Investments | Debt Freedom. Track Stocks, REITs, ETFs, Funds/UITFs, Bonds, Time Deposits, Pag-IBIG MP2, International Stocks, and more. New fintech-style Portfolio Dashboard with portfolio value, invested capital, unrealized/realized gains, investment income, return %, and Net Worth integration. View allocation through Bento Grid or Donut Chart, plus searchable Holdings, Accounts, Recent Activity, and Holding Details. Record Buy/Add Position, Sell/Withdraw, Dividends, Fees, Contributions, Interest/Distributions, and Value Updates. Investment changes now refresh across Investments, Wallets, Net Worth, linked Goals, and activity history. Investments are included in backup/restore, CSV export, Recently Deleted, and Delete Data. Grow Your Money Added GCash GSave, GStocks, Maya Savings, Maya Funds, Seedbox, COL Financial, FirstMetroSec, BPI Wealth, BDO Securities, MP2, REITs, ETFs, Funds/UITFs, and more. Investment guides now open Add Investment with the appropriate investment type/provider preselected. COMMON investment suggestions dynamically change by investment type, with Search and Show More. Templates can prefill name, symbol, type, currency, and reference value while personal values remain user-controlled. Multi-Person Bill Split Split an Expense or Installment with up to 20 people. Supports equal split, fixed amount, or percentage per person. Each participant gets an individual Who Owe You receivable with participant-specific repayments. Who Owe You now groups receivables more clearly by borrower. Transfers Add Expense / Add Income now supports Expense | Transfer | Income. Move money between Agila wallets without recording it as Expense or Income. Supports From/To wallets, swap, percentage or flat fees, notes, date, future scheduling, and transfer summary. Wallet-to-credit-card transfers can behave correctly as credit-card payments. Wallet & Payments Smoother Wallet deck animations and improved stacked-card behavior. Home Wallet supports an expanded vertical card detail view with locally stored receive-money QR codes. Upload, replace, remove, and enlarge your own QR code. Improved Transfer Balance and credit-card outstanding balance handling. Cleaner Payment Method, Wallet, Split Bill, and category selectors. Add Investment Improvements Completely redesigned with better spacing, larger inputs, cleaner cards, and improved mobile responsiveness. Monetary inputs support comma formatting. Added Link to Goal. Improved Dark Mode contrast and investment symbol readability. Cleaner Reference, Manual Price, and Total Value controls. Summary & Reporting SUMMARY Bento Grid redesigned with soft gradients, top-left icons, top-right percentages, and values anchored at the bottom. Pie Chart now matches the Bento palette with cleaner percentage labels. Bento/Pie preference is remembered. Relevant Transactions are now tappable. Improved Dark Mode gradients. Chat, Transactions & Polish Improved Chat keyboard behavior and composer spacing. Header Chat and Home FAB now open Chat using the Agila mascot. Active recurring Income Sources can appear under Income before the next payout. Expense, Installment, and Income filters moved into a cleaner Filter modal. Improved theme consistency, Split Bill labels, one-time tags, auto-pay pills, empty states, spacing, modals, Dark Mode, and immediate refresh behavior across Agila. ### 1.1.9 — 2026-08-13 Agila V1.1.8 makes transaction tracking more flexible, improves wallet interest calculations, and gives Chat with Agila a complete visual refresh. • Redesigned Chat with Agila using theme-based backgrounds and liquid-glass interface elements • Redesigned Wallet Cards, with flipping animation and swipe-able cards in Wallet List view and Home screen • Added Split Bill options for expenses and installments • Added Exclude from Budget controls for transactions that should not affect budget usage • Wallet List view now have swipe-able stacked cards • Wallet interest estimates now update based on the wallet’s current balance • Improved earned-interest calculations for daily, monthly, quarterly, and yearly frequencies • Chat with Agila can now recognize wallet names in complete commands such as “Income 2k to BPI” • Reduced unnecessary follow-up questions when transaction details are already provided • Improved text contrast and readability across all Agila themes • Simplified shareable screenshots into one optimized vertical story format • Shareable screenshots now match the user’s selected theme • Added optional Support Agila contribution options powered by in-app purchases • Improved purchase handling, loading states, connectivity safeguards, and error feedback • Fixed calculation, layout, navigation, and state-refresh issues • Improved overall performance and stability across the app ### 1.1.6 — 2026-07-25 Agila V1.1.6 introduces major Wallet upgrades, smarter interest tracking, customizable reminders, expanded currency support, and a more entertaining Agila experience. New Wallet Templates and Brand Designs • Added more Philippine banks, digital banks, e-wallets, credit services, and international banks • Added new logo templates and brand-inspired Wallet card gradients • Organized templates into searchable categories such as Traditional Banks, Digital Banks, E-Wallets, Credit & Loans, and International Banks • Improved Wallet previews and preserved selected logos and designs after saving Suggested Bank Interest Rates • Added suggested real-world interest rates for supported savings and time-deposit products • Added product-specific suggestions for GoTyme, Maya, MariBank, Netbank, OwnBank, CIMB, Tonik, UnionDigital, UNO, Salmon, OFBank, and more • Added support for balance tiers, deposit terms, maturity periods, and verification dates • Manual interest-rate entry remains available Earned Interest Improvements • Added live sample computations for Daily, Monthly, Quarterly, Yearly, and At Maturity interest • Added optional gross interest, withholding tax, and net interest breakdowns • Earned Interest can now be automatically logged as income • Fixed duplicate and incorrectly calculated interest postings Custom Notification Schedules • Choose what time Agila should send each reminder • Added separate controls for 3 days before, 1 day before, on the due date, and Daily Log reminders • Added an independent on/off toggle for every reminder type • Improved permission handling, timezone support, schedule persistence, and duplicate prevention Funny Filipino Push Notifications • Replaced generic alerts with varied English and Taglish Agila reminders • Added funny, harsh, sarcastic, and Filipino-relatable messages for bills, installments, cards, savings, utilities, collections, suppliers, and Daily Log reminders • Reduced repeated notification messages using recent-copy history • Improved privacy and safer wording for sensitive reminders More Randomized Agila Tips • Improved Personal and Business rotating-tip randomization • Agila now uses more of its complete library of hundreds of tips • Recently shown messages, joke patterns, and topics are less likely to repeat • Tips remain varied after closing and reopening the app Wallet Rearrangement Fixes • Fixed Wallet cards duplicating, disappearing, overlapping, or moving together • Improved long-press dragging, placeholders, card movement, and drop animations • Other Wallet cards now move smoothly out of the way • Kept the Default Wallet locked in place • Wallet order now persists correctly 46 Supported Currencies • Added 36 new currencies, bringing Agila to 46 supported currencies • Improved currency search, formatting, conversion, offline rates, summaries, reports, and charts • Added better support for zero-decimal and three-decimal currencies • Original transaction values remain stored in their original currency Salary and Freelance Deduction Improvements • Salary users can manually edit SSS, GSIS, PhilHealth, and Pag-IBIG deductions • Freelancers can manually enter voluntary contribution amounts • Added Manual and Automatic modes with Reset to Estimate • Updated net-income previews and Wallet posting calculations Improved Date Pickers • Added Month and Year dropdowns • Fixed timezone-related date issues • Improved Today or Ngayon behavior, selected-date alignment, leap-year handling, and date restrictions Additional Improvements • Improved Wallet compatibility, template validation, logo asset handling, notification reliability, accessibility, and overall stability ## Related topics [cowrie modern finance](https://appshunter.io/ios/topics/cowrie-modern-finance) · [excelerate finance 2026](https://appshunter.io/ios/topics/excelerate-finance-2026) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*