# ahm OSHC — Medibank Private Limited

> Mobile health insurance management with claims, support, and provider location. (iPhone/iPad app by Medibank Private Limited.)

- Source: https://appshunter.io/ios/app/ahm-oshc/id1456559825 (this page in markdown: same URL + `.md`)
- Developer: [Medibank Private Limited](https://appshunter.io/developer/444675138)
- Category: Health & Fitness, Medical
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 60 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2019-04-05
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ahm-oshc/id1456559825/reviews.md

## What is ahm OSHC?

The ahm OSHC app brings the convenience of managing your health cover to your smartphone, as well as:

- Make claims on most medical services anytime, anywhere
- Access mental health support and counselling services like 1800Respect and Beyond Blue
- Speak to a registered nurse via the 24/7 Student Health and Support Line
- Save time with directions to your nearest direct billing doctor, provider or hospital
- Use the GPS tracker to show nearby providers who we have an arrangement with
- Access your digital membership card

## Key features

- Submit medical claims
- Access mental health support
- 24/7 nurse support line
- Find nearby providers
- Digital membership card

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/ahm-oshc/id1456559825/reviews.md

### 1/5 — Worst health insurance

*2026-06-30, version 2.8*

I have supplied my receipt and date everything but they are not accepting claim.

### 1/5 — Do not buy this insurance

*2026-01-15*

I don’t know if writing here helps. Even after sending them emails, giving them calls. They said they have noted down the details as per receipt. But guess what? They will send the same email stating that receipt doesn’t have enough details. What a fraud insurance.

**Developer response:** Hi Arbinistry. I am really sorry to hear about your experience. That is definitely not what we aim for. Our friendly team is here to help, just head over to our contact page here: 
https://www.medibank.com.au/contact-us/
Warm regards, Robin & the Medibank Team.

### 5/5 — Best health insurance

*2025-08-06*

One of the best health insurance thank you so much for helping in my difficult times

**Developer response:** Hi vikash245262625, thank you very much for your review. We are so happy to be there and support you during such times. Take care! - Callum

### 5/5 — Good app

*2025-06-13*

For me as an international student it has been very useful, easy to make complaints, contact hospitals, and even contact a doctor.

**Developer response:** Hi Gabriela, Thanks for the lovely feedback! We’re so glad the app’s been helpful for you — especially with contacting doctors and hospitals. Wishing you all the best with your studies and stay in Australia! -Ane

### 1/5 — Please update

*2025-03-22, version 2.7.1*

In the Member Benefits menu, how do I scroll back? Not much benefit though

### 1/5 — Try to use online doctor

*2024-12-02*

Online doctor the system told me 30 mins wait up time, and waited for nothing

**Developer response:** Hi Kyle, thanks for reaching out regarding your experience with the online doctor. Please reach out to oshc@ahm.com.au for further assistance regarding this one. Thanks, Grace

### 1/5 — Digital card

*2024-11-22*

It’s so annoying how we can’t add the digital card to our Apple wallet. It’s not accepted if it’s just displayed on the app. And not to talk about how much of a hassle it is to order a new physical card. People have complained before and they still haven’t fixed it

——
Edit: I don’t have a Medibank account. I have an overseas student health cover card and I’m trying to add that to my Apple wallet. I’ve ordered an ahm card and it’s been over two weeks but it still hasn’t arrived. That literally means I’m stuck waiting and can’t get any healthcare unless I make a claim which is ridiculous

**Developer response:** Hi there, thank you for reaching out for your experience. I'm sorry to hear that you're having some trouble with the claiming process when it comes to the membership card and having it in your Apple wallet. Please reach out to oshc@ahm.com.au for further assistance. Thanks, Grace

### 1/5 — Digital card

*2024-11-03*

It’s so annoying how we can’t add the digital card to our Apple wallet. It’s not accepted if it’s just displayed on the app. And not to talk about how much of a hassle it is to order a new physical card. People have complained before and they still haven’t fixed it

**Developer response:** Hello. Thank you for your review. I am sorry to hear about your experience. To set up a digital card:
1.	Log into your My Medibank app
2.	On the home page, click “Digital card”
3.	Follow the prompts until your digital card shows on screen
4.	You can start using your digital card right away.
If you still want a physical card, you can order it online on My Medibank. Please refer to the below steps:
Website: Head to https://members.medibank.com.au/ and log in using your Medibank account. Access ‘Me’ on the top menu, scroll down to the ‘Need a new card?’ section and click on ‘Order a new card’. Select either ‘Additional card request’ or ‘Lost, stolen or replacement’.
App: Log into the Medibank app, tap ‘Covers’ on the bottom menu, select ‘Health insurance’, scroll down and tap on the ‘Need a membership card?’ option. Then, select either ‘Additional card request’ or ‘Lost, stolen or replacement’.
If you would like any assistance, our contact page is available here: https://www.medibank.com.au/contact-us/
Kind regards Robin.

### 1/5 — Avoid

*2024-11-01, version 2.5*

Please avoid this doggy insurance, they are not good, avoid by all means, instead go to Bupa. Ahm are would frustrate you.

### 1/5 — Don’t waste your time and your money in this insurance business!

*2024-09-11*

I want to express my complete dissatisfaction with AHM. After months of trying to get my OSHC cancellation and refund processed, I still haven’t received any response or solution. Their customer service is terrible, and they clearly have no interest in helping their customers.

This insurance is a complete waste of time and money. I do not recommend them at all.

**Developer response:** Hello. I'm really sorry to read of your experience with us. Can you please send us an email at oshc@ahm.com.au so we can assist you further. Thanks! - Cath

## Frequently asked questions about ahm OSHC

### What can I do with the ahm OSHC app?

The app allows you to manage your health cover directly from your smartphone. You can make claims for most medical services, access mental health support and counselling, speak to a registered nurse 24/7, find nearby direct billing providers, and view your digital membership card.

### How do I make a claim using the app?

You can make claims for most medical services directly through the app, anytime and anywhere. The app simplifies the claims process, making it convenient for users.

### What kind of health support is available?

The app provides access to mental health support and counselling services from organizations like 1800Respect and Beyond Blue. Additionally, you can speak to a registered nurse via the 24/7 Student Health and Support Line for immediate assistance.

### How does the app help me find doctors or hospitals?

The app features a GPS tracker that shows you nearby providers with whom ahm has an arrangement. It also provides directions to your nearest direct billing doctor, provider, or hospital, saving you time.

### Is the app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases.

## Version history (last 5 releases)

### 2.8 — 2025-11-06

We're continually enhancing your experience in the ahm OSHC app. This update includes enhancements and bug fixes to keep things running smoothly. For the best experience, make sure automatic updates are enabled to stay up to date with the latest features and improvements.

### 2.7.1 — 2025-03-13

We're continually enhancing your experience in the ahm OSHC app. This update includes enhancements and bug fixes to keep things running smoothly. For the best experience, make sure automatic updates are enabled to stay up to date with the latest features and improvements.

### 2.7 — 2025-02-26

We're continually enhancing your experience in the ahm OSHC app. This update includes enhancements and bug fixes to keep things running smoothly. For the best experience, make sure automatic updates are enabled to stay up to date with the latest features and improvements.

### 2.6 — 2024-12-02

We’re continually enhancing your experience in the ahm OSHC app. This update includes enhancements and bug fixes to keep things running smoothly. For the best experience, make sure automatic updates are enabled to stay up to date with the latest features and improvements.

### 2.5 — 2024-09-25

We're continually enhancing your experience in the Medibank OSHC app. This update includes enhancements and bug fixes to keep things running smoothly. For the best experience, make sure automatic updates are enabled to stay up to date with the latest features and improvements.

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## More apps by Medibank Private Limited

- [My Medibank](https://appshunter.io/ios/app/my-medibank/id465576269)
- [ahm health insurance](https://appshunter.io/ios/app/ahm-health-insurance/id1371865965)
- [Medibank OSHC](https://appshunter.io/ios/app/medibank-oshc/id1456559732)
- [Medibank Heart Health](https://appshunter.io/ios/app/medibank-heart-health/id1483538036)
- [Medibank Better Minds](https://appshunter.io/ios/app/medibank-better-minds/id1579430598)

All apps by Medibank Private Limited: https://appshunter.io/developer/444675138

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*
