# AI Budget Planner: Penny — Track your finances using AI

> Track your finances using AI (iPhone/iPad app by Francisco Alisson Saraiva Vargas.)

- Source: https://appshunter.io/ios/app/ai-budget-planner-penny/id6740215854 (this page in markdown: same URL + `.md`)
- Developer: [Francisco Alisson Saraiva Vargas](https://appshunter.io/developer/1788975857)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 17.6 · 6 MB
- Languages: English, Portuguese
- Released: 2025-01-15
- Data updated: 2026-05-16
- User reviews in markdown: https://appshunter.io/ios/app/ai-budget-planner-penny/id6740215854/reviews.md

## What is AI Budget Planner?

Take control of your money with Budget Tracker: Penny, the finance app designed to make budgeting simple, intuitive, and stress-free. 
Whether you’re managing monthly expenses, keeping track of bills, saving for your next big goal, or debt tracking, Penny helps you take control – all without intrusive ads disrupting your experience.

Why Choose Penny?
Add and manage transactions with ease
Quickly log and organize your expenses and income to always know where your money is going

Detailed reports and insights
Visualize your spending habits with clear charts and summaries to make informed decisions

Set budgets and alerts
Create monthly budgets for categories like groceries, entertainment, or debt repayment, and receive alerts before you overspend

Debt tracking
Stay on top of your financial obligations and create a plan to pay off debt efficiently

Apple Pay integration
Sync transactions automatically with Apple Pay so you never miss a single detail

Custom categories
Tailor your budgeting to your lifestyle with personalized spending categories
Real-time notifications
Get timely updates and reminders to keep you on track with bills and financial goals

Home screen widgets
Quickly check your budget and expenses directly from your home screen

Ad-free experience
Focus on your finances without interruptions from ads

Who Is Penny For

Budget-conscious individuals who want to stay organized;
Bill trackers who need to manage due dates;
Subscription managers looking to eliminate unnecessary expenses;
Debt payers who want a clear plan to get back on track;
Savings enthusiasts working toward their financial goals;

Make Every Penny Count
Inspired by proven financial strategies like Ramsey’s, Budget Tracker: Penny equips you with the tools to save more, manage money wisely, and achieve your financial dreams. With a sleek design, powerful features, and zero ads, Penny is the partner you can trust to simplify money management.

Download Budget Tracker: Penny today and start your journey toward smarter spending and saving


## Version history (last 5 releases)

### 2.0.0 — 2025-08-19

A few changes for better life quality, including new workflows and bugfixes.

### 1.2.2 — 2025-02-05

We fixed some small bugs and added some cards and ways to see your transactions and month balance, now you can choose the day that your month starts too.

### 1.2.1 — 2025-02-04

In this version we:

- Improved AI Text Recognition
- Add more date filters
- Fix small issues

### 1.2.0 — 2025-01-31

Now you can:

- Create transactions with Natural Language;
- Create transactions from a photo (receipt, bill, screenshot);
- Create and manage recurring transactions;

### 1.0.1 — 2025-01-16

Fix of some small issues on onboard.

## Apps similar to AI Budget Planner

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Cabe Budget](https://appshunter.io/ios/app/cabe-budget/id1537437872) | — | Free | Finance |
| [iMoney - Easy Personal Budget](https://appshunter.io/ios/app/imoney-easy-personal-budget/id6483939011) | 5.0 (8) | Free | Finance |
| [Budget App \| Expense Tracker](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778) | 4.6 (11) | Free | Finance |
| [Parsa](https://appshunter.io/ios/app/parsa/id6736430673) | — | Free | Finance |
| [MoneyMio - Finanças com IA](https://appshunter.io/ios/app/moneymio-financas-com-ia/id6480003303) | — | Free | Finance |
| [Spendient Money Debt Budgeting](https://appshunter.io/ios/app/spendient-money-debt-budgeting/id6445957924) | 3.0 (1) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-16.*