# Ai Credit

> Ai Credit (iPhone/iPad app by Yash Bhalani.)

- Source: https://appshunter.io/ios/app/ai-credit/id6800209894 (this page in markdown: same URL + `.md`)
- Developer: [Yash Bhalani](https://appshunter.io/developer/1885885708)
- Category: Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 2 MB
- Languages: American English
- Released: 2026-08-11
- Data updated: 2026-08-16
- User reviews in markdown: https://appshunter.io/ios/app/ai-credit/id6800209894/reviews.md

## What is Ai Credit?

AI Credit is the simplest way to keep track of money between you and the people you do business with. Whether someone owes you or you owe them, record it in seconds and always know exactly where you stand.

Perfect for small business owners, shopkeepers, freelancers, contractors, and anyone who lends or borrows money.


WHY YOU'LL LOVE IT
• See your real balance at a glance — the total you'll get and the total you'll give
• Add customers, suppliers, or your own custom groups
• Log every "you gave" and "you got" with a note and date
• Stop chasing payments with smart, ready-to-send reminders


KEY FEATURES

• Simple Ledger
Add an account and record credit or payments in seconds. A clean, chat-style history shows every transaction with a running balance.

• AI Payment Reminders
Generate a friendly, polite, firm, grateful, or urgent reminder in one tap — then send it on WhatsApp or SMS. Hundreds of natural wordings so it never feels robotic.

• Account Statements
Share a clean, professional statement of any account as an image — perfect for WhatsApp, email, or your records.

• Insights & Reports
Instantly see who owes you, your largest pending amounts, this month's activity, and your overall net balance.

• Custom Categories
Organize accounts as Customers, Suppliers, or create your own groups like Vendors, Friends, or Staff.

• Any Currency
Choose from 40+ world currencies — your amounts are formatted correctly everywhere.

• Multiple Languages
Use the app in the language you're most comfortable with.

• App Lock
Protect your data with Face ID, Touch ID, or a passcode.

• Backup & Restore
Export your data to a file and move to a new phone anytime.

• Beautiful Design
A premium, modern interface with full Light and Dark mode support.


PRIVATE BY DESIGN
Your data stays on your device. No account, no sign-up, and no internet connection required to use the app. Your money is your business — and it stays that way.


Start managing your money the smart way. Download AI Credit today.


## Version history (last 1 release)

### 1.0 — 2026-08-11

No release notes.

## More apps by Yash Bhalani

- [Aixplor - Ai Tools Directory](https://appshunter.io/ios/app/aixplor-ai-tools-directory/id6760718067)
- [Ai - GameBox](https://appshunter.io/ios/app/ai-gamebox/id6761189948)
- [AI Vault – Hide Photos & Video](https://appshunter.io/ios/app/ai-vault-hide-photos-and-video/id6761301540)
- [MOBBIZ](https://appshunter.io/ios/app/mobbiz/id6761381326)
- [ArrowMaze](https://appshunter.io/ios/app/arrowmaze/id6787368245)

All apps by Yash Bhalani: https://appshunter.io/developer/1885885708

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*