# AI Expense Manager — Smart, private expense tracker

> Smart, private expense tracker (iPhone/iPad app by Anfal Muhammed.)

- Source: https://appshunter.io/ios/app/ai-expense-manager/id6758436426 (this page in markdown: same URL + `.md`)
- Developer: [Anfal Muhammed](https://appshunter.io/developer/1872935925)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 18.6 · 18 MB
- Languages: American English
- Released: 2026-06-22
- Data updated: 2026-08-31
- User reviews in markdown: https://appshunter.io/ios/app/ai-expense-manager/id6758436426/reviews.md

## What is AI Expense Manager?

AI Expense Manager is a beautifully simple way to track your spending that respects your privacy. Your money data stays on your device — the AI runs on your iPhone, not in the cloud.

SMART CAPTURE
• Scan paper receipts — we extract the merchant, amount, and date
• Paste a bank SMS and we log the transaction automatically
• Quick entry: type "spent 30 on lunch yesterday" and we structure it for you

AI THAT LEARNS YOU
• Automatic categorization that gets smarter with every transaction
• Spending insights and end-of-month forecasts, generated on-device
• Unusual-activity alerts so nothing slips past you
• Powered by Apple's on-device intelligence — no data leaves your phone

STAY ON BUDGET
• Monthly and per-category budgets
• Alerts at 70%, 90%, and 100% so you never overspend
• Recurring subscriptions detected automatically from your history

ORGANIZED & FLEXIBLE
• Multiple accounts: bank, cash, credit cards
• Multi-currency with daily exchange rates — see everything in your home currency
• Calendar view, powerful search, and Spotlight integration
• Export to CSV anytime

PRIVATE BY DESIGN
• All data stored locally and encrypted on your device
• Optional iCloud or Google sync — only if YOU turn it on
• No ads. No tracking. No selling your data.

Download AI Expense Manager and take control of your spending — the private way.


## Version history (last 3 releases)

### 2.0 — 2026-08-30

Groups & Bill Splitting is here!

• Create a group, add the people you're splitting with, and log shared expenses — split equally, by exact amounts, percentages, or shares
• IchiGo tracks who owes whom, suggests the simplest way to settle up, and lets you send a friendly payment reminder
• Pay and track credit card bills as transfers — they no longer count as new spending
• Add notes to any transaction
• On-device AI for smarter SMS parsing (runs entirely on your iPhone)
• Search your transaction history, including notes
• Choose System, Light, or Dark appearance
• Dozens of fixes and improvements throughout

Note: group data is stored on your device and isn't backed up to the cloud yet.

### 1.2 — 2026-06-30

Smarter automatic transaction detection from bank SMS:
• More accurate amounts across UAE and international bank formats
• Promotional, OTP, and bill-reminder messages are no longer logged as expenses
• Better merchant and card handling
Plus stability improvements.

### 1.1 — 2026-06-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*