# AI Expense Tracker: Aisance — Budget Planner & Money Buffer

> AI-powered personal finance manager for budgeting, expense tracking, and goal optimization. (iPhone/iPad app by EuroAFF.com S.a r.l..)

- Source: https://appshunter.io/ios/app/ai-expense-tracker-aisance/id6739868546 (this page in markdown: same URL + `.md`)
- Developer: [EuroAFF.com S.a r.l.](https://appshunter.io/developer/1787364547)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 4.60/5 from 17 App Store ratings · 9 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 41 MB
- Languages: American English
- Released: 2025-01-19
- Data updated: 2026-08-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/ai-expense-tracker-aisance/id6739868546/reviews.md

## What is AI Expense Tracker?

If your income stopped today, how long would you be fine? Aisance can tell you — in months, in plain language, with no math on your part.

That's your buffer. It's the question this app is built to answer, and the one a spreadsheet won't answer for you.

Aisance is a conversation with a quiet companion that watches your money so you don't have to.

A chat, not a form

You can say what you spent the way you'd say it out loud — "just spent forty on lunch" — and it comes back as a card you can confirm or correct in a tap. It suggests where the spend belongs; you can change any part of it.

You can ask "am I okay?" and the answer arrives as a sentence first. The detail comes after, and only if you want it.

You can ask for a plan in one line — putting money aside for Lisbon — and it works one out with you.

Nothing happens on its own

Aisance proposes. You decide. Anything it works out for you arrives on a card you can edit or discard, and you can change any part of it before it goes anywhere.

You can connect a bank account with read-only access. It can see what you spent. It can't move money.

It remembers

You can tell it things — that your rent lands on the first, that you travel to see your sister a few times a year — and it carries them into the next conversation.

You can group money under names that mean something to you: a car, a trip, a laptop.

What isn't in here

No streaks. No daily check-in. No score. You can miss a week, or a month, and pick up from wherever you are. Nothing's broken.

No shaming language. There's a list of words this app won't use, and the wording is filtered in code before it reaches you — not left to good intentions.

No comparing you to anyone else.

What it is, and what it isn't

Aisance is a money companion, not an advisor. It doesn't give financial advice, and it won't recommend a stock, an investment, or a purchase. It describes what's there, shows you the trade-off, and leaves the deciding to you. Whatever you decide is fine.

It's built to be opened rarely and closed quickly. A good week is one where you ask, read the answer, and put your phone down.

Aisance is a subscription. The plan, its length and its price are shown in the app before you buy, and you can manage or cancel it any time in your account settings.

Terms and policies:
https://www.aisance.io/aisance-terms-and-conditions
https://www.aisance.io/aisance-privacy-policy

Standard Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula

## Key features

- AI-powered financial journey with customized strategies
- Special goals module for structured milestones
- Comprehensive wallet and money tracking
- Real-time expense tracking and bill organization
- Clever calculations and budgeting planner
- All-inclusive solution for various financial needs

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Aisance Premium Monthly | $19.99 | per month |
| Aisance Analytics Monthly | $9.99 | per month |
| Aisance Monthly Premium | $19.99 | per month |
| Aisance Annual Premium | $99.99 | per year |
| Aisance Annual Premium Promo Code | $23.99 | per year |
| Aisance Weekly Premium | $1.99 | per 7 days |
| Aisance Analytics Yearly | $59.99 | per year |
| Aisance Premium Yearly | $189.00 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 200 chats | $5.99 | one-time |


## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/ai-expense-tracker-aisance/id6739868546/reviews.md

### 1/5 — Many issues with this

*2026-01-27*

This app needs way more work before marketing. The account linking doesn’t show account balances and is zero across. Multi account transactions add up income when doing inter account transfers. So for instance if you have chequing and savings and move money between accounts. It adds it all up. My accounts went from 4K total to 19k holding due to this which wasn’t accurate and was a nightmare to try and fix. It’s kind of half built at the moment

**Developer response:** Dear Loschyyy12,

Thank you for taking the time to explain the situation. We are very sorry for the inconvenience this caused.

We understand how upsetting it must have been to see inaccurate balances and totals in the app. Our team has already updated the app to address this issue.

We truly appreciate you flagging this for us. If you have any additional requests or notice anything else that does not look right, please reach out to us at support@aisance.io or open a ticket directly in the app, and we will process it as quickly as possible.

Best regards,
The Aisance Team

### 5/5 — Nice app for budgeting

*2025-12-29, version 1.2.19*

Aisance really surprise me. Ai helper works good and I like usability

### 5/5 — Useful app 👍🏼

*2025-12-08, version 1.2.19*

It’s pretty convenient for keeping track of all my finances.!!!

### 5/5 — 5 stars ⭐️ the best financial app!!!

*2025-09-22*

Much love and gratitude to the Aisance team 🙏🙏🙏 For years I was drowning in credit card balances. Groceries always on Visa, gas on CapitalOne, school clothes for my daughter with the Macy’s card. Altogether it was a bit over 12k and every month I just paid the minimum, around 280, while interest kept eating me alive. I even stopped opening the letters from CapitalOne because it made me feel sick. A coworker pushed me to try Aisance and it completely shifted my mindset. The app broke the total info smaller goals and categories so it didn’t look like one giant wall. I picked my Macy’s card with 3.2k and followed the plan and 5 months later it was cleared. Then I moved to Visa with 5.1k and CapitalOne with 3.9k and step by step I closed them too. Today I am finally debt free and the relief is something I can’t even describe. Thank you ❤️

### 5/5 — Great app!

*2025-09-22*

We moved to Denver last year and rent here is just insane.. 1820$ for a one-bedroom and it honestly feels like we are throwing money out of the window every month. At first I didn’t even think about saving for our own place, because how, right? Everything goes to rent, bills, groceries. My husband suggested we try Aisance and I started logging every single expense. That’s when it clicked. We set up a goal called “apartment fund” and what helped is not just the tracking but also the AI tips. They’re not perfect, some don’t really fit us, but overall it feels like having a financial coach in your pocket. It even showed a couple of ways to bring in extra income on the side. Now we’re already 41% toward our goal. Still renting for now, but for the first time it feels like we’re moving forward. Thanks.

### 5/5 — Thank

*2025-04-01, version 1.2.5*

Easy in use, simple, convenient 
The best finance managing application 
No regrets I downloaded and tried 

Thanks to developers, my money are tracked now

### 5/5 — Great app

*2025-03-31, version 1.2.4*

So after several days of usage, I can point out several advantages I found the most  personality for me: Color palette completely for the app. It is pleasant to use it, no extra buttons, ads or other annoying details… Minimalism. As mentioned, there is no visual noise on my screen comparing to other apps, it’s absolutely nice! I think I will go managing my finances and try to get my goal with Aisance

### 5/5 — The best app

*2025-03-21, version 1.2.0*

My biggest problem was spending first and think later. Seeing my transactions in one place made me rethink how I use my money. Now I plan with Aisance ahead and don’t regret stupid purchases anymore

### 5/5 — Good app, 5 stars deserved

*2025-02-21, version 1.1.8*

App has a great design and for me it’s a very useful resource for tracking my spending

## Frequently asked questions about AI Expense Tracker

### What is the primary function of Aisance?

Aisance is a personal finance management app designed to help users plan budget allocations, track expenses, and optimize their financial health through AI-powered insights and tools.

### Does Aisance offer a free trial for its premium features?

Yes, Aisance provides a 7-day free trial for its premium features. Some subscription plans, like Aisance Monthly Premium, also offer a 7-day free trial.

### How can I manage or cancel my Aisance subscription?

You can manage your subscription, turn off auto-renewal, or cancel your trial at any time by accessing your account settings within the app. Cancellation during the free trial period will prevent any charges.

### What are the subscription costs for Aisance?

Aisance offers various subscription plans, including Aisance Weekly Premium at $1.99/week, Aisance Monthly Premium at $3.99/month, and Aisance Analytics Monthly at $9.99/month. There are also annual options available.

### Is Aisance available on multiple devices?

Based on the provided data, Aisance is supported on iPhone and iPod devices, indicating mobile platform compatibility.

### How frequently is Aisance updated?

The latest version of Aisance is 1.2.32, and it was last updated on March 25, 2026. This suggests regular updates to improve functionality and user experience.

### What is the age rating for Aisance?

Aisance has an age rating of 4+, making it suitable for a wide range of users looking to manage their finances.

### Does Aisance have ads?

No, the provided data indicates that Aisance does not have ads, allowing for an uninterrupted user experience.

## Version history (last 5 releases)

### 1.5.7 — 2026-08-28

Bug fixes and performance improvements throughout the app.

### 1.5.6 — 2026-08-26

Bug fixes and performance improvements throughout the app.

### 1.5.5 — 2026-08-25

Bug fixes and performance improvements throughout the app.

### 1.5.4 — 2026-08-21

Bug fixes and performance improvements throughout the app.

### 1.5.3 — 2026-08-14

Bug fixes and small improvements to the app experience.

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## More apps by EuroAFF.com S.a r.l.

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All apps by EuroAFF.com S.a r.l.: https://appshunter.io/developer/1787364547

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*