# AI Expense Tracker - Moni — Budget Planner & Money Manager

> Budget Planner & Money Manager (iPhone/iPad app by MONI TECHNOLOGY CO. LTD.)

- Source: https://appshunter.io/ios/app/ai-expense-tracker-moni/id6755133758 (this page in markdown: same URL + `.md`)
- Developer: [MONI TECHNOLOGY CO. LTD](https://appshunter.io/developer/1896179286)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 132 MB
- Languages: Vietnamese, American English, Arabic, Indonesian, European Spanish, Korean, Malay, German (Germany), Brazilian Portuguese, Thai and 4 more
- Released: 2026-06-07
- Data updated: 2026-10-31

## What is AI Expense Tracker?

Tracking expenses has never been this fast: just type "coffee 4.50" or "gas 40" and Moni logs it for you.

Moni is an AI expense tracker and budget planner. Log spending and income in seconds by chat, voice or a photo of your receipt, then see exactly where your money goes every month.

WHY MONI
• Chat to log: type naturally, AI understands the amount and category
• Spending calendar: see what you spent on every day of the month
• Monthly budgets with pace tracking, so you know if you are spending too fast
• Category analysis and a clear financial overview
• Savings goals and an emergency fund tracker
• Accounts, cards, debts and subscriptions in one place
• Ask Moni: saving tips based on your own spending

SIMPLE AND PRIVATE
• Light and dark mode, Face ID app lock
• Export your data to CSV anytime

Free to start. Upgrade to Premium for unlimited AI.

Terms of Service: https://moniai.app/terms
Privacy Policy: https://moniai.app/policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly - Unli AI | $4.99 | per month |
| Yearly - Unli AI | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $29.99 | one-time |


## Is AI Expense Tracker safe?

Not enough ratings yet to assess AI Expense Tracker.

## Is AI Expense Tracker legit?

AI Expense Tracker - Moni appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for AI Expense Tracker is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.0.0 — 2026-10-29

Moni 2.0 – a completely new look

• A clean new design that's easier to read in light and dark mode.
• New "Ask Moni" button on the home screen to chat with your AI assistant.
• Income in green, expenses in red: see money in and out at a glance.
• A clearer Analysis tab with quick access to your financial overview.
• Calendar button on the Transaction tab: open your spending calendar and Spending Trends in one tap.
• Support for the latest iOS, bug fixes and performance improvements.

### 1.2.8 — 2026-09-08

Invite friends, earn Premium

• Share your invite code — when a friend joins and starts tracking, you both get 7 days of Premium.
• Faster start: log your first expense right after setup.
• Gentle reminders during your first week so the habit sticks.
• Moni's AI chat now answers noticeably faster.
• Bug fixes and stability improvements.

### 1.2.7 — 2026-08-08

Faster, smoother, and more reliable than ever.

• Snappier expense tracking — log spending by voice or receipt scan in seconds
• More accurate AI categories, so your budget stays on track
• Smoother charts and reports across daily, weekly and monthly views
• Rock-solid Premium: your subscription and lifetime access restore instantly
• Performance and stability improvements throughout the app

Thanks for using Moni! Questions or ideas? We read every message.

### 1.2.6 — 2026-07-23

This update comes straight from your requests:

• Loan interest now accrues by actual days
The way banks really calculate it: principal × annual rate × days / 365. Borrow on the 5th, repay on the 27th, and you get exactly 22 days — no more rounding to whole months.

• Shared credit limit across cards
Two cards from the same bank drawing on one limit? Tag them to the same group and both show the group's real usage and remaining balance.

• Payment reminders for cards and loans
Get reminded 1–14 days ahead, at the time of day you choose, with an option to repeat daily until the due date. Never let a payment slip.

• Search and sort your cards
Type a card name or sort A–Z instead of scrolling the whole list.

Thanks for all the feedback — keep it coming!

### 1.2.5 — 2026-07-18

We keep making Moni faster and easier to use:

• Smoother expense tracking and receipt scanning
• More reliable subscription detection for Netflix, Spotify, iCloud and other recurring bills
• Improved premium restore and a snappier paywall
• Bug fixes and performance improvements

Love Moni? A quick review means the world to us — thank you!

## Apps similar to AI Expense Tracker

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Budget & Subscriptions Kirum](https://appshunter.io/ios/app/budget-and-subscriptions-kirum/id6756943009) | — | Free | Finance |
| [dividi: Shared Expenses](https://appshunter.io/ios/app/dividi-shared-expenses/id6759269293) | — | Free | Finance |
| [My Expenses: Personal Finances](https://appshunter.io/ios/app/my-expenses-personal-finances/id6502218501) | 5.0 (1) | Free | Finance |
| [Budget App \| Expense Tracker](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778) | 4.7 (11) | Free | Finance |
| [Em Dia - Finanças Pessoais](https://appshunter.io/ios/app/em-dia-financas-pessoais/id6757134196) | — | Free | Finance |
| [Simple Financial Control Pro](https://appshunter.io/ios/app/simple-financial-control-pro/id6443455584) | — | Free | Finance |

## More apps by MONI TECHNOLOGY CO. LTD

- [ClearTV: TV Remote & Cleaner](https://appshunter.io/ios/app/cleartv-tv-remote-and-cleaner/id6766056672)
- [PhotoFlow AI: Clean Vault](https://appshunter.io/ios/app/photoflow-ai-clean-vault/id6770440122)
- [Moni Proxy: HTTPS Capture](https://appshunter.io/ios/app/moni-proxy-https-capture/id6772754819)
- [Pet Medical Records](https://appshunter.io/ios/app/pet-medical-records/id6779994182)
- [Sivora: AI ADHD Routine Plan](https://appshunter.io/ios/app/sivora-ai-adhd-routine-plan/id6780117241)

All apps by MONI TECHNOLOGY CO. LTD: https://appshunter.io/developer/1896179286

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*