# AI Expense Tracker - Papirer — Voice, receipts, bills & goals

> AI-powered expense tracker with voice, receipt scanning, and smart categorization. (iPhone/iPad app by Jose Antonio Neto Suarez.)

- Source: https://appshunter.io/ios/app/ai-expense-tracker-papirer/id6757168216 (this page in markdown: same URL + `.md`)
- Developer: [Jose Antonio Neto Suarez](https://appshunter.io/developer/1758927064)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 105 MB
- Languages: American English, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Hungarian, Italian, Japanese and 8 more
- Released: 2026-02-12
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/ai-expense-tracker-papirer/id6757168216/reviews.md

## What is AI Expense Tracker?

Papirer makes expense tracking effortless. Just speak, snap a receipt, or type naturally — AI handles the rest. No more manual data entry or forgotten purchases.

TRACK EXPENSES YOUR WAY
- Voice input: Say "coffee 4.50 at Starbucks" and Papirer creates the transaction instantly
- Receipt scanner: Photograph any receipt and AI extracts the amount, date, and description
- Natural text: Type however you want — Papirer understands context, dates, and amounts
- PDF receipts: Import digital receipts and invoices directly
- Multiple at once: Add several expenses in a single message — by text or voice

SMART CATEGORIZATION
Papirer automatically categorizes every transaction using AI. Categories learn from your corrections and get smarter over time. Each category gets a unique icon selected by AI to keep things visual and organized.

RECURRING TRANSACTIONS
Set up subscriptions, rent, utilities, and any recurring expense. Papirer generates them automatically and sends you reminders so nothing slips through the cracks.

BUDGET GOALS
Set spending limits or savings goals for any category or time period. Get notified when you're approaching your limit or when you've hit your target. Track your progress with detailed history charts.

EXPENSE LISTS
Organize expenses by project, trip, or event. Use lists as a personal tool — like "Vacation" or "Renovation" — or invite members to share and split costs with roommates, partners, or friends. Papirer tracks balances automatically with customizable split percentages.

REPORTS & ANALYSIS
Understand your money with 12+ report types: category breakdowns, spending trends, daily averages, weekday vs weekend analysis, recurring vs variable ratios, projected monthly spending, yearly overviews and period comparisons.

HOME SCREEN WIDGETS
See your balance, goal progress, spending trends and category breakdowns right on your home screen. Available in multiple sizes and updates automatically. Use Quick Actions to jump straight to expenses, search or reports.

DATA EXPORT
Export your transactions anytime in CSV, PDF or Excel. Your data is always yours.

MULTI-CURRENCY SUPPORT
Track expenses in any currency. Papirer handles automatic conversion with up-to-date exchange rates.

PRIVACY FIRST
- No ads, no tracking, no data selling
- Full account deletion available
- All data exportable
- Secure authentication with Apple Sign In or email OTP

BEAUTIFUL DESIGN
Clean, minimal interface with full dark mode support. Available in 18 languages.

USING PAPIRER IS FREE
Papirer is free. Goals, shared lists, reports, widgets, multi-currency and export — all included.

PAPIRER PRO (OPTIONAL)
For heavier use, Papirer Pro adds the weekly AI report and removes the monthly entry counter.

- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
- Privacy Policy: https://papirer.com/en/privacy
- Contact: https://papirer.com/en/help

## Key features

- Voice expense input
- Receipt scanning with AI extraction
- Natural language transaction entry
- Automatic AI categorization
- Recurring transaction management
- Budget and savings goals
- Shared expense lists
- Detailed financial reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Papirer Pro | $5.99 | per month |
| Papirer Pro | $39.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/ai-expense-tracker-papirer/id6757168216/reviews.md

### 5/5 — Controle de Gastos IA: Papirer

*2026-06-20*

Aplicativo muito útil e necessário, uma gestão completa das finanças.

## Frequently asked questions about AI Expense Tracker

### How does Papirer track expenses?

Papirer offers multiple input methods: you can speak expenses, scan receipts with AI extraction, type naturally, or import PDF receipts. It also handles multiple expenses in a single message.

### Is Papirer free to use?

Yes, Papirer is free to use. Core features like goals, shared lists, reports, widgets, multi-currency support, and data export are included without charge.

### What are the benefits of Papirer Pro?

Papirer Pro is an optional upgrade for heavier users. It includes a weekly AI report and removes the monthly entry counter, offering enhanced insights and usage.

### How does Papirer handle recurring transactions and budgets?

You can set up recurring expenses like subscriptions or rent, and Papirer will generate them automatically with reminders. You can also set spending limits or savings goals for categories and periods, receiving notifications as you approach them.

### Can I share expenses with others using Papirer?

Yes, Papirer allows you to organize expenses into lists for projects or events. You can invite others to share these lists and split costs, with automatic balance tracking and customizable split percentages.

### What kind of reports does Papirer offer?

Papirer provides over 12 types of reports, including category breakdowns, spending trends, daily averages, weekday vs. weekend analysis, recurring vs. variable spending ratios, projected monthly spending, yearly overviews, and period comparisons.

### Does Papirer have ads?

No, Papirer is ad-free. The app emphasizes privacy and does not display advertisements or sell user data.

### What platforms is Papirer available on?

Papirer is available on iPhone and iPod devices, supporting iOS.

## Version history (last 5 releases)

### 1.1.2 — 2026-05-18

- Bug fixes and performance improvements

### 1.1.1 — 2026-05-05

- Recurring widget: Your upcoming subscriptions and fixed expenses, right on your home screen.
- Full-screen trend: Tap expand and rotate your phone: the chart fills the screen with a whole year and year-by-year navigation.
- Redesigned category breakdown: New donut chart, cleaner list, and tap any category to see its expenses in detail.

### 1.1.0 — 2026-04-28

- We have added Japanese to the supported languages.
- Settings, My Account, and notification options are now grouped under "Settings."
- The trend chart now has area and bar modes.
- Bug fixed and performance improvements.

### 1.0.10 — 2026-04-24

- Home & Lock Screen widgets: new Widgets section with live previews for Balance, Goals, Trend and Breakdown, plus step-by-step guides to add them on Home and Lock Screen.
- Two new themes: Paper (editorial ink-on-white) and Midnight (ink-on-parchment).
- Polished widgets: compact balance formatting and refreshed visuals across Goals, Breakdown, Trend and Balance widgets.

### 1.0.9 — 2026-04-21

An important change: we've opened up the whole app.

- Goals, shared lists, reports and widgets: now free for everyone
- Free plan with a monthly entry margin that resets on its own each month
- Pro now gives you unlimited entries + the weekly AI report
- Small tweaks and performance improvements

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## More apps by Jose Antonio Neto Suarez

- [Pour Over Coffee Timer: Gota](https://appshunter.io/ios/app/pour-over-coffee-timer-gota/id6759263991)

All apps by Jose Antonio Neto Suarez: https://appshunter.io/developer/1758927064

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*