# AI Expense Tracker: Spendify — Bills, Spending, Money Manager > Natural language expense tracker with automatic categorization and simple budgeting. (iPhone/iPad app by Expensify.) - Source: https://appshunter.io/ios/app/ai-expense-tracker-spendify/id6768521453 (this page in markdown: same URL + `.md`) - Developer: [Expensify](https://appshunter.io/developer/1896581427) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 69 MB - Languages: American English - Released: 2026-05-29 - Data updated: 2026-08-17 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/ai-expense-tracker-spendify/id6768521453/reviews.md ## What is AI Expense Tracker? Spending feels invisible until it isn't. Spendify turns the chaos of daily money into a one-line journal you'll actually keep. Just type what you spent — "coffee 4.50", "groceries 62", "lunch with mom 28" — and Spendify parses it into a clean, categorized entry. No forms. No dropdowns. No receipt photos. Your spending becomes a diary you write in seconds. THE DAILY SPENDING JOURNAL Spendify is built around one screen: today. Every expense lives on the day it happened, in the order you logged it. Swipe between days to see the story of your month — not a spreadsheet, a journal. NATURAL LANGUAGE INPUT Spendify reads how you actually think about money. "Uber to airport 34" becomes a Transport entry. "Dinner split 3 ways, my share 22" lands exactly right. Vague entries get smart context based on time and place, so "coffee 5" near your usual spot knows what you meant. CATEGORIES THAT MAKE SENSE Food, transport, rent, fun, savings — categorized automatically the moment you type. No setup. No "uncategorized" pile to clean up on Sunday night. Customize categories anytime to match how your life is actually organized. BUDGETS WITHOUT THE GUILT TRIP Set a monthly target. Spendify shows a single, honest number: how much you have left, today, after everything you've already spent. No red warnings. No "you went over by 4%" alerts. Just clarity. FIXED EXPENSES ON AUTOPILOT Rent, subscriptions, gym, phone bill — log them once and Spendify tracks them every month so your variable spending number is always true. DAILY OVERVIEW, ONE SWIPE AWAY Slide down from today's journal to see the full picture: category breakdowns, recent trends, where the money actually goes. The analytics live where they belong — adjacent, not in your face. PRIVATE BY DESIGN Your money is yours. Spendify uses end-to-end encrypted storage with sign-in, so your data syncs across devices but never sits on a marketing pile. We don't sell anything to anyone. WHO IT'S FOR - People who tried YNAB, Mint, or a spreadsheet and gave up after week two - Anyone who already tracks loosely (in Notes, in their head) and wants the tracking to actually stick - Freelancers, students, and anyone whose "income" doesn't fit a neat budgeting template - People who like writing things down — Spendify is closer to a journal than a financial app WHY NOT JUST A SPREADSHEET Spreadsheets are great for analysis and terrible for daily input. Spendify is the opposite: ridiculously fast input, gentle analysis. The two-second-to-log threshold is the difference between a habit you keep and a habit you abandon. SPENDIFY PRO Spendify Pro unlocks unlimited journal entries, cross-device sync, custom categories, fixed expense automation, and full analytics. Available as a monthly or annual subscription with a free trial. Cancel anytime in Settings. Type it. Track it. Done. --- Privacy Policy: https://spendify.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Natural language expense logging - Automatic categorization - Daily spending journal view - Simple budget tracking - Fixed expense automation - End-to-end encrypted storage ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Spendify Pro Yearly | $29.99 | per year | | Spendify Pro Monthly | $4.99 | per month | | Spendify Pro Weekly | $4.99 | per 7 days | ## Frequently asked questions about AI Expense Tracker ### Does Spendify have ads? Yes, Spendify contains advertisements. As a free application with in-app purchases, ads are part of the monetization model to support its development and features. ### What devices does Spendify support? Spendify is currently supported on iPhone devices. Cross-device sync is available with Spendify Pro. ### How does Spendify handle privacy? Spendify is private by design, utilizing end-to-end encrypted storage. Your financial data syncs across devices but is not shared or sold to third parties. ### What are the benefits of Spendify Pro? Spendify Pro unlocks unlimited journal entries, cross-device sync, custom categories, fixed expense automation, and full analytics. It is available via monthly or annual subscription. ### Can I customize categories in Spendify? Yes, you can customize categories in Spendify to match how your life is organized. This feature is available with Spendify Pro. ### How often is Spendify updated? Spendify was last updated on June 16, 2026, with version 1.0.2. Users can expect regular updates to improve functionality and add new features. ### What is the age rating for Spendify? Spendify has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, with no mature content. ### How do I cancel my Spendify Pro subscription? You can cancel your Spendify Pro subscription at any time through the Settings menu within the app. A free trial is available for new subscribers. ## Version history (last 3 releases) ### 1.0.2 — 2026-06-16 Introducing a new way to track your spending! In this version, we've cleaned up bugs for our users and are trying to deliver an even smoother experience. ### 1.0.1 — 2026-05-30 Just fixing up a couple bugs for the best user experience! ### 1.0.0 — 2026-05-29 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*