# AI Money Compass — Budgets, bills & spending > Budgets, bills & spending (iPhone/iPad app by Chatdaddy.) - Source: https://appshunter.io/ios/app/ai-money-compass/id6807319257 (this page in markdown: same URL + `.md`) - Developer: [Chatdaddy](https://appshunter.io/developer/1789070344) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 15.0 · 32 MB - Languages: American English - Released: 2026-09-04 - Data updated: 2026-10-13 ## What is AI Money Compass? AI Money Compass turns everyday spending into a clear picture of your money. LOG SPENDING IN SECONDS Type it, snap a receipt, or say it out loud. The app reads the amount, date and merchant for you and files it under the right category. BUDGETS THAT STAY HONEST Set one monthly limit, or a budget per category. See at a glance what's left, how fast you're spending, and whether you'll finish the month over or under. NEVER MISS A BILL Recurring charges and instalments are detected from your own transactions. See what's due next, what it costs you every month, and which subscriptions you've stopped using. SEE WHERE IT ACTUALLY GOES Spending by category, by merchant, by account — over the last week, month, quarter or year. ON YOUR HOME SCREEN Widgets for your budget, your net worth, and the bills coming up — plus a quick-add widget that drops you straight into logging a spend. PRIVATE BY DEFAULT Unlock with Face ID. Your password is stored in the iPhone Keychain, never sent anywhere without a successful scan. We never sell your data — not to advertisers, not to anyone. Export everything or delete your account whenever you want. REMINDERS THAT HELP A nightly nudge to check in, a heads-up before a bill lands, and a warning when a category is close to its limit. ## Is AI Money Compass safe? Not enough ratings yet to assess AI Money Compass. ## Is AI Money Compass legit? AI Money Compass appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for AI Money Compass is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.3.3 — 2026-09-23 Sign in with Apple or Google — no password to create or remember. Both buttons sit at the top of the sign-in and create-account screens. If the address matches an account you already have, you land straight in it. Email and password keep working exactly as before, and accounts created this way can still be deleted from Settings. ### 1.3.2 — 2026-09-17 The Advisor now shows how many AI assists you have left, and a tap explains exactly what spends one. Only the AI pauses if you run out — adding spends, budgets, bills and every chart keep working as normal. ### 1.3.1 — 2026-09-08 # What's New — 1.3.1 Sign in and sign out now take effect immediately, a fresh install no longer shows "Your session ended" right after signing in, and a wrong email or password says so. Tapping Enable Face ID shows the system prompt on the spot. The advisor is more trustworthy: it now uses the same spending figures as the rest of the app, can see your budgets when you ask what you can afford, and recognises a bill you have already paid instead of listing it as outstanding. Quick Add: after a photo, statement or voice note you get a clear "Reading…" state, then a review sheet to check each amount, tap a category, pick the account and save everything at once. Budgets: a new account is walked through income, commitments and an auto-assigned budget split. Settings › Categories: three presets (Simple, Standard, Detailed), show or hide any category, and sub-categories. A receipt in a foreign currency is now converted before it moves your balance. ### 1.3.0 — 2026-09-07 A new look, five languages, and a lot more you can do from the phone. A NEW LOOK • A new app icon, and a 3D clay illustration for every category, tab, action and empty state — one icon language across the whole app • One accent colour throughout FIVE LANGUAGES • English, Bahasa Melayu, 简体中文, 繁體中文 and தமிழ் — pick yours in Settings › Language, or leave it to follow your phone • The home-screen widgets follow the same choice MORE YOU CAN DO FROM THE PHONE • Add a transaction by hand: category grid, calculator keypad, notes and quick tags • Add, edit and delete commitments, accounts and goals — these used to be read-only • Upload bank statements (PDF, CSV) or screenshots, several at once, into one review list • Goals now show progress, whether you are on track, and let you add contributions ANALYTICS, REBUILT • An interactive donut — tap a slice to focus it, long-press for sub-categories • Calendar periods instead of a rolling 30 days, and every figure compared with the period before ALSO • Your streak now counts every day you logged a transaction, not just check-ins • A first-run walkthrough, a simpler Settings, and in-app feedback that gets replies • Fixes across reminders, currency, exports, sign-in and the home-screen widgets ### 1.0 — 2026-09-04 No release notes. ## Apps similar to AI Money Compass | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monvo AI](https://appshunter.io/ios/app/monvo-ai/id6758025154) | — | Free | Finance | | [Fint: Budget & Expense Tracker](https://appshunter.io/ios/app/fint-budget-and-expense-tracker/id6757080239) | 3.7 (3) | Free | Finance | | [Personal Accounting - AI Money](https://appshunter.io/ios/app/personal-accounting-ai-money/id6751799901) | 5.0 (4) | Free | Finance | | [MONO - AI Expense Tracker](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062) | 4.6 (14) | Free | Finance | | [Debt Tracker - Debts](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142) | 4.4 (105) | Free | Finance | | [Money2Time: Expense Tracker](https://appshunter.io/ios/app/money2time-expense-tracker/id6760418898) | — | Free | Finance | ## More apps by Chatdaddy - [ChatdaddyMobile](https://appshunter.io/ios/app/chatdaddymobile/id6755759204) - [TabataRep HIIT Workout Tracker](https://appshunter.io/ios/app/tabatarep-hiit-workout-tracker/id6813327958) All apps by Chatdaddy: https://appshunter.io/developer/1789070344 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-13.*