# AI Money Manager & Expenses — Spend tracker & Budget Planner > AI-powered expense tracker and budget planner with financial advisory features. (iPhone/iPad app by Johan Astudillo.) - Source: https://appshunter.io/ios/app/ai-money-manager-and-expenses/id6758800824 (this page in markdown: same URL + `.md`) - Developer: [Johan Astudillo](https://appshunter.io/developer/1732868337) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.70/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: +4 - Requires: iOS 13.0 · 138 MB - Languages: European Portuguese, European Spanish, American English, Japanese - Released: 2026-02-28 - Data updated: 2026-08-26 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/ai-money-manager-and-expenses/id6758800824/reviews.md ## What is AI Money Manager & Expenses? The smartest expense tracker and budget planner in your pocket. Add transactions by voice, text, or receipt scanner — powered by Denis, your personal AI financial advisor. AI Money bridges the gap between raw data and actionable intelligence. Designed by engineers and senior accountants, this professional-grade personal finance suite works anywhere in the world. MEET DENIS: YOUR PERSONAL FINANCIAL STRATEGIST Denis is your 24/7 AI advisor, built to provide context to your spending habits, tax obligations, and savings goals. • Denis Standard: Immediate and reliable answers for your daily financial inquiries. • Denis Reasoning: High-level logic for complex scenarios, such as diversifying investments, calculating emergency funds, or planning long-term wealth. EFFORTLESS INCOME AND EXPENSE TRACKING Our finances tracking interface is designed for speed and clarity to help you stay organized without the effort. • AI Voice & Natural Language: Stop typing. Tap the mic or type naturally (e.g., "Lunch 15 USD") and let AI log it instantly. • Smart Receipt Scanner (OCR): Snap a photo of any invoice to automatically extract and log every transaction line. • Automated & Visual: Set recurring obligations and categorize transactions instantly with an intuitive icon system. • Global Versatility: Seamlessly manage accounts in COP or any international currency with high-fidelity accuracy. BUILT FOR PROFESSIONALS AND ENTREPRENEURS For freelancers and small business owners, clarity is a competitive advantage. AI Money transforms your history into a strategic roadmap. • Advanced Analytics: Dynamic charts provide both a macro and micro view of your cash flow and spending trends. • Precision Filters: Sort by month, year, or custom ranges to make tax season and monthly audits seamless. • Professional Exports: Generate Excel (.xlsx), CSV, or PDF reports that are ready for your accountant or personal archives. PRIVACY AND PERSONALIZATION • Adaptive Interface: Choose between a crisp Light Mode or a sophisticated Dark Mode to suit your visual preference. • Privacy First: Your financial data is secure and remains entirely under your control. • Pro Advantage: Gain unlimited access to the advanced reasoning capabilities of Denis AI and our full suite of professional reporting tools. AI MONEY MANAGER FEATURES: • Apple Pay & SMS Tracking: Automatic background logging of your digital payments and bank text messages. • WhatsApp Expense Bot: Record your daily spending directly through WhatsApp. • Custom Smart Budgets: Track your spending limits visually and avoid overspending. • Denis AI Financial Advisor: Your 24/7 money manager providing quick answers (Standard) and deep analysis (Reasoning) for tax planning, bookkeeping, and savings. • Automated Recurring Transactions: Set and forget your monthly obligations like rent, subscriptions, or social security. • Voice & Natural Language Logging: Record expenses instantly by speaking or typing naturally - your AI assistant handles the rest. • Smart Invoice & Receipt Scanner: Snap a photo of any bill to automatically extract and record transaction details using advanced OCR technology. • Multi-Currency Support: Manage your balance in COP or any global currency with real-time accuracy and seamless switching. • Professional Visual Reporting: Dynamic charts and analytics that turn your spending data into actionable financial insights. • Advanced Data Export: Generate professional-grade Excel, CSV, or PDF reports for accountants, advisors, or personal archiving. • Custom Precision Filters: Sort your finances by month, year, or custom date ranges to simplify tax season and auditing. Download the best expense tracker and budget planner today. Start managing your money smarter. Try for free, then unlock the full potential of your AI finance assistant with unlimited access to Denis’ advanced features and detailed export tools. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - AI financial advisor - Voice and natural language transaction logging - Smart receipt scanner (OCR) - Automated recurring transactions - Advanced analytics and reporting - Custom smart budgets - Global currency support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Anual | $32.99 | per year | | Pro Monthly | $3.99 | per month | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/ai-money-manager-and-expenses/id6758800824/reviews.md ### 1/5 — App Crashes *2026-07-13* After spending a day logging my monthly transactions, the app began crashing consistently the following day, wiping out all my saved data. **Developer response:** hello, we are very sorry about the experience you had this is the first time we've received this feedback. Please write to us at servicios@cuentate.com or on WhatsApp at +57 3154145246 so we can help you! We care about your experience and any issues you might encounter! So please write to us, we are standing by to help ### 5/5 — Me gusta la app *2026-05-23* Se ve excelente la app ## Frequently asked questions about AI Money Manager & Expenses ### What is AI Money Manager & Expenses? AI Money Manager & Expenses is a finance app that helps you track spending, plan budgets, and receive advice from an AI financial advisor. It allows for quick transaction logging via voice, text, or receipt scanning. ### How does the AI advisor work in AI Money Manager & Expenses? The AI advisor, named Denis, provides immediate answers for daily financial inquiries and high-level logic for complex scenarios like investments and long-term wealth planning. It offers context to your spending habits and savings goals. ### Can I log expenses easily with AI Money Manager & Expenses? Yes, you can log expenses effortlessly using voice commands, natural language text input (e.g., "Lunch 15 USD"), or by scanning receipts with the OCR feature. It also supports Apple Pay and SMS tracking. ### What kind of reports can I generate with AI Money Manager & Expenses? The app offers professional export options including Excel (.xlsx), CSV, and PDF reports. These are designed to be ready for accountants or personal archives, providing both macro and micro views of your financial data. ### Is AI Money Manager & Expenses secure? Yes, the app prioritizes privacy, stating that your financial data is secure and remains entirely under your control. It is designed with a privacy-first approach. ### What are the subscription options for AI Money Manager & Expenses? AI Money Manager & Expenses offers a 'Pro Monthly' subscription for $3.99 and a 'Pro Annual' subscription for $32.99, which includes a 7-day free trial. These plans grant unlimited access to advanced AI reasoning and professional reporting tools. ### Does AI Money Manager & Expenses have ads? No, AI Money Manager & Expenses does not contain advertisements. The app is free to download and use, with optional in-app purchases for premium features. ### What devices is AI Money Manager & Expenses available on? AI Money Manager & Expenses is available on iPhone, iPad, and iPod. It supports a variety of Apple devices for managing your finances on the go. ## Version history (last 5 releases) ### 4.3 — 2026-08-22 Version 4.3 is about trusting what you see. Your bank statements now import straight from PDF, your backups live in iCloud with a full history you can choose from, and every balance in the app finally adds up to the same number. WHAT'S NEW IN VERSION 4.3: • PDF Bank Statements: Upload the PDF your bank or your card sends you, not just spreadsheets. We read it, pull out your transactions, categorise them and leave them ready for you to review. • iCloud Backups You Can Choose From: Your backups now keep a history. Every copy is saved on its own with its date and size, so you can look at the list and restore exactly the one you want. A copy is made automatically once a day whenever something changes, and it carries your settings, your Home layout, your language and your theme — so a new phone feels like your old one from the first minute. • A Default Account: Pick one account as your main one and everything that arrives without a clear origin — a bank text, an Apple Pay receipt, an expense sent through WhatsApp — lands there instead of nowhere. • Start From Scratch: Clear your data and begin again, choosing exactly what to keep: your accounts and their balances, your categories, your budgets, your savings pots, your debts. Your account, your PRO plan and your shared space with your partner are never touched. • Everything About Your Data in One Place: Settings has been reorganised so your backups, your imports and your data live together, in the order you actually use them. • Balances That Add Up: Reports, Transactions and your Home screen now show the same figure with the same filters. Entries dated in the future no longer inflate today's balance, and your savings are counted once, where they belong. • Improvements & Fixes: A steadier app, with fixes to syncing between devices, to restoring a backup and to the figures on every screen. ### 4.2 — 2026-08-18 Version 4.2 is here — our biggest update yet. Import your bank statements in seconds, share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.2: • Import Bank Statements: Upload the statement from your bank or your card and we'll read it for you. Your transactions are added automatically, categorised and ready to review — no more typing them in one by one. • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes. ### 4.1.3 — 2026-08-15 Version 4.1 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.1: • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes. ### 4.1.2 — 2026-08-14 Version 4.1 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.1: • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes. ### 4.1 — 2026-08-10 Version 4.0 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.0: • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes. ## More apps by Johan Astudillo - [Wallpaper AI: AI Art Generator](https://appshunter.io/ios/app/wallpaper-ai-ai-art-generator/id6478446866) - [CuentaPro: Finance & Business](https://appshunter.io/ios/app/cuentapro-finance-and-business/id6737725244) All apps by Johan Astudillo: https://appshunter.io/developer/1732868337 ## Related topics [smart karobar](https://appshunter.io/ios/topics/smart-karobar) · [ai money manager](https://appshunter.io/ios/topics/ai-money-manager) · [fiscoone](https://appshunter.io/ios/topics/fiscoone) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*