# AI Money Manager App : Penny — Expense & Budget Spend Tracker

> Expense & Budget Spend Tracker (iPhone/iPad app by Arima Jain.)

- Source: https://appshunter.io/ios/app/ai-money-manager-app-penny/id6761413928 (this page in markdown: same URL + `.md`)
- Developer: [Arima Jain](https://appshunter.io/developer/1679158070)
- Category: Finance, Lifestyle
- Price: Free (on sale, was $2.99)
- Age rating: 4+
- Requires: iOS 26.0 · 11 MB
- Languages: American English
- Released: 2026-04-01
- Data updated: 2026-08-29
- User reviews in markdown: https://appshunter.io/ios/app/ai-money-manager-app-penny/id6761413928/reviews.md

## What is AI Money Manager App?

Penny Money Manager is a clean, privacy‑first personal finance app that helps you understand where your money goes - without spreadsheets or stress. Track transactions across your accounts, categorize everyday spending, and set practical monthly budgets per category.

With Ask Money, a built‑in on‑device AI powered by Apple Intelligence, you can ask natural questions like “How much did I spend on groceries last month?” or “Which merchants do I use the most?” and get clear, conversational answers based on your real data. Weekend vs. weekday insights, top merchants, and friendly narratives turn raw numbers into actionable patterns, helping you make smarter decisions and feel in control of your finances in just a few minutes a day.

Privacy Policy: https://digitalhole.github.io/penny.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/


## Version history (last 4 releases)

### 1.3 — 2026-04-05

• Bug fixes
• improve performance

### 1.2 — 2026-04-02

• Bug fixes
• improve performance

### 1.1 — 2026-04-01

• Bug fixes
• improve performance

### 1.0 — 2026-04-01

No release notes.

## More apps by Arima Jain

- [Spinny Monster](https://appshunter.io/ios/app/spinny-monster/id1176540699)
- [One Hit.](https://appshunter.io/ios/app/one-hit/id1450743822)
- [World of Juice](https://appshunter.io/ios/app/world-of-juice/id1473749077)
- [Hashtag Genius: AI Captions](https://appshunter.io/ios/app/hashtag-genius-ai-captions/id1624086413)
- [App icon Generator: icon Maker](https://appshunter.io/ios/app/app-icon-generator-icon-maker/id1628134574)
- [Word Guess & Puzzle Game](https://appshunter.io/ios/app/word-guess-and-puzzle-game/id6451119738)

All apps by Arima Jain: https://appshunter.io/developer/1679158070

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*