# AI MoneyPal — Private AI Expense Tracker

> Private AI Expense Tracker (iPhone/iPad app by 雁浚 谢.)

- Source: https://appshunter.io/ios/app/ai-moneypal/id6779306310 (this page in markdown: same URL + `.md`)
- Developer: [雁浚 谢](https://appshunter.io/developer/6774258939)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: American English, French (France), German (Germany), Japanese, Korean, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2026-06-24
- Data updated: 2026-07-30
- User reviews in markdown: https://appshunter.io/ios/app/ai-moneypal/id6779306310/reviews.md

## What is AI MoneyPal?

AI MoneyPal is a private, AI-assisted ledger for people who want a simple way to track money without giving up control of their data.

Record expenses and income naturally in Chat, attach receipt photos, manage multiple currencies, track budgets, monitor recurring bills, and review your spending with clear statistics.

Key features:

• Chat-based bookkeeping
Tell AI MoneyPal what happened in plain language, such as “Lunch 15, Uber 18, paid by credit card.” It can save entries automatically and help you correct them through conversation.

• Receipt attachments
Upload receipt photos from your camera or photo library and keep them linked to your ledger entries.

• Bring your own AI key
Use your own OpenAI-compatible model provider. Your API key is stored securely in Keychain, and AI requests go directly to the provider you choose.

• Multi-currency ledger
Track accounts and transactions in different currencies, set favorite currencies, and manage exchange rates when converting money.

• Budgets and recurring bills
Create flexible budgets, track progress, and manage subscriptions or other recurring expenses.

• Accounts, transfers, and balances
Manage cash, cards, bank accounts, transfers, opening balances, and account activity in one place.

• Statistics and insights
Review spending trends, cash flow, category rankings, merchant rankings, calendar views, and budget progress.

• Import and export
Export your ledger as JSON or CSV, and use encrypted backups for sensitive copies.

• Privacy-first design
Your ledger is stored locally by default. Optional iCloud sync uses your own private iCloud account. AI MoneyPal does not require an account from us to use core bookkeeping features.

AI MoneyPal Pro is a one-time unlock for advanced convenience features, including multiple AI provider profiles, fallback AI, iCloud sync, receipt uploads, and App Lock. AI API usage fees from your chosen model provider are not included.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| AI MoneyPal Pro | $9.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-06-24

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*