# 挖财记账-AI自动记账 — user reviews

> 89 indexed App Store user reviews of 挖财记账 by Hangzhou Yuancai Technology Co.,Ltd., rated 4.60/5 from 243 ratings.

- Source: https://appshunter.io/ios/app/ai/id1544045905/reviews
- App overview in markdown: https://appshunter.io/ios/app/ai/id1544045905.md
- Rating breakdown: 5★ 210 · 4★ 7 · 3★ 6 · 2★ 1 · 1★ 19

## What do users think of 挖财记账?

Overall sentiment: mixed

**Pros**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses
- 👍 Clear charts and statistics
- 👍 Convenient for freelance income
- 👍 Supports multiple currencies (historically)
- 👍 Good for personal and family accounts
- 👍 User-friendly interface (historically)
- 👍 Data export functionality
- 👍 Responsive customer support (mentioned by some)
- 👍 Useful for financial self-awareness
- 👍 Good for understanding spending habits
- 👍 Efficient and fast recording
- 👍 Supports custom categories
- 👍 Clear separation of personal/family accounts
- 👍 Good for improving financial literacy
- 👍 Useful for budgeting (when available)

**Cons**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates
- 🐛 Forced updates and old version removal
- 🐛 Loss of previously free features/monetization
- 🐛 Poor network connectivity issues
- 🐛 Ads interrupting user experience
- 🐛 Unintuitive interface changes
- 🐛 Difficulty in editing/managing data
- 🐛 Lack of customization options (colors, icons)
- 🐛 Poorly implemented new features
- 🐛 Inconsistent automatic entry bugs
- 🐛 Unresponsive or unhelpful customer support
- 🐛 Overly complex interface
- 🐛 Loss of specific useful features from older versions
- 🐛 Inability to use certain functions (e.g., photo upload)
- 🐛 Security concerns (e.g., no password prompt)
- 🐛 Inconsistent display of data across versions/platforms

**Commonly reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects
- Screen remains blank upon opening
- Input not displaying immediately after entry
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily

**Most requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization
- Add number formatting with commas
- Add option to edit/customize icons and colors
- Restore monthly budget remaining calculation
- Add ability to edit transaction details more easily
- Improve recurring transaction management
- Add ability to merge/migrate accounts
- Add support for widgets
- Improve search functionality with date ranges
- Add ability to reorder accounts
- Add ability to set custom background colors
- Add facial recognition/password lock for app access
- Improve budget feature with category comparison
- Add ability to split reimbursements
- Add support for multiple currencies and automatic exchange rate updates
- Improve user interface for better clarity and efficiency
- Restore community features for user interaction
- Restore financial management sections
- Add automatic bank/SMS data import
- Add option for partial refunds
- Improve loan/borrowing tracking clarity
- Add ability to set default values for fields
- Add ability to customize transaction entry fields
- Improve handling of zero-value transactions
- Add automatic recommendation for tags/merchants
- Restore ability to search nearby merchants
- Add ability to set default account for new transactions
- Add option to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
- Add ability to customize transaction entry fields
- Add ability to set default account for new transactions
- Add ability to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency

## Newest reviews (12 of 89)

### 3/5 — 最近速度超级慢

*2026-03-03*

已经用了1333天了，一直都很喜欢。但是最近速度超级无敌慢。保存要半天，打开账户查看要半天。重新打开只能解决一小会，马上又卡住了。我是付费会员，能不能更新一下你们的服务器啊球球了

### 3/5 — 週期帳常常連不到

*2025-10-04, version 12.0.0*

如題  請快點修正

### 3/5 — 常常連線不穩

*2025-09-25, version 12.0.0*

使用了10幾年…但是現在連線常常不順，以前即使沒網路也能看資產，現在都不行，再加上常常連線不穩所以看不到，覺得很困擾

### 4/5 — 能不能适配下dark mode？

*2025-04-17*

软件很不错，很贴合我的使用需求，就是要是能适配下dark mode就好了

### 4/5 — 清除缓存功能

*2025-02-04*

能不能添加一个清除缓存功能？

### 2/5 — 乱七八糟

*2025-01-04*

用了十几年的老用户，很喜欢自动记账功能，省了不少事儿。产品迭代后数据计算的乱七八糟，日总数月总数肉眼可见的1000左右的计算错误。可惜了。

### 4/5 — App更新后还款利息无法更改

*2024-12-17*

一直很好用，但最近App更新后还款利息一栏数字无法更改！

### 4/5 — 花费流水加起来错误

*2024-10-21, version 10.0.3*

最近发现每日花费的数目都不合理的大，不知道哪里的sum算法出错还是日期出错。 错的很离谱。请看一下

### 3/5 — 卡

*2024-09-24, version 10.0.2*

从圈子账本转过来的。越用越卡。每个页面都要转很久。时常是转不了

### 5/5 — 有系統的記帳Apps

*2023-11-06, version 7.2.3*

有系統的記帳Apps😋😋

### 2/5 — 按进去，荧幕一片空白

*2023-11-01, version 7.2.2*

一直进不去，荧幕一片空白。也没显示什么问题。。

### 5/5 — 挖财记账能手！

*2023-10-19, version 7.2.0*

非常方便好用，用了超过十年！

## Most critical reviews (10 lowest-rated)

### 1/5 — 完全没有用的ai，又卡顿又占画面空间

*2026-07-29*

完全没有用的ai，又卡顿又占画面空间

### 1/5 — 数据莫名消失

*2026-02-14*

以前还挺好用的，感觉开发团队也有在用心的升级一些功能。但最近一次升级后简直难用到爆炸。历史数据经常处于空白的状态，等很久数据也不出来，退出重启数据也不会出来，体验真的太差了。希望开发团队能赶紧修复这个bug

### 1/5 — 反向升级！！！警惕

*2025-12-06*

我是挖财十多年老用户了，这一次升级了不少吧    可是，太难用了，卡顿，掉帧，反应慢，静态界面看起来更好了更新了。
可是整体反应非常的拖沓和延迟。
令我实在无法用下去，如此反向升级，我想不是我一个人反馈吧！！！

**Developer response:** 您好，非常抱歉给您带来不好的体验，13.0.3版本已修复此问题，请到各大市场下载更新一下最新版本

### 1/5 — 广告自动点击以及诱导点击

*2025-11-19, version 12.1.0*

软件内广告在没有点击的情况下会自动点击，并跳转，还有诱导点击的情况

### 1/5 — 開屏廣告打斷音樂

*2025-03-11*

開屏廣告打斷音樂

### 1/5 — 闪退

*2025-03-07*

昨天用得好好的，今天一打开就闪退，重启手机也没用

### 1/5 — 改进吧！

*2024-08-31, version 10.0.0*

Iphone 面部解锁要等3秒左右才会解锁之前的打开app就立刻解锁不好吗？
这个app是不是越来越依赖网络了？网络不好时真的是够卡的，还个账本都能卡上一两秒才能切换！在账本记好账后还要刷新账本了账户那边还要5秒以上才会更新
我的手机是iPhone 15pm是对15pm优化不够好的问题吗？
每年都会买会员，之前真的好用！现在是在逼我用其他的记账app吗？有时候真的是用的火大

### 1/5 — 付费照片功能不能用

*2024-04-06, version 7.6.0*

拍照功能无法使用，已用邮件反馈但是一直都没有决解，花着会员费用着免费的功能，已经准备卸载了,不理用户反馈就只能换了。就当做话年费买教训了

### 1/5 — 对不起，辛苦的开发人员，不过都是什么乱七八糟啊

*2023-06-18*

因为之前的挖财好用，所以用了快10年了。自从更新了新的名字，有些帐本的月花销总额都不对了…我想不管怎样，等着你们改进，目前在日历版本里的金额还是差不多…直到刚刚发现所有的月花销总额都上万了，日话费总额也都是错的。omg…必须要放弃挖财了吗…我还不如用excel自己算了😐

### 1/5 — 谨慎使用

*2023-03-20*

老版说不能用就不能用，打开就是个通知新版升级的界面，关也关不掉。提前连个通知都没有，新版这么了不起？老版的数据都没同步，直接全部清零。这种辣鸡软件谁敢用就用吧

## Most praised reviews (10 highest-rated)

### 5/5 — 已使用4567 天，挖财的前世今生都经历过

*2025-12-17*

很好

### 5/5 — 这个软件真是太棒了，

*2025-12-12*

团队很重视用户体验，用户反馈的都有重视，希望继续保持。并且功能很全面，非常推荐。已经充了会员了，会长期支持

### 5/5 — 真好

*2025-01-07*

真的是一款好软件！

### 5/5 — 记账习惯

*2024-10-20, version 10.0.3*

不知不觉我已经用这个App10年了！记账已经是一个习惯了，不过有的时候还是会换换日期啦😝

### 5/5 — 产品经理有用心从客户体验出发不断迭代！

*2024-03-05*

从2016年用挖财到现在，第一次留言评价，触动的瞬间是，一些个人记账习惯或者偏好居然被捕捉到了，比如今天要连续更新两个相同类目的账单，我更愿意加总合到一条记账记录上，以前要跳转到手机的计算器计算，今天发现居然在备注功能上就有加减乘除功能，直接算出结果更新顶部的实际账单数据！能够用挖财那么久，的确是因为好用，而且能够感知到产品经理的用心，不短从用户体验出发迭代功能，就上面这个细节，就让人瑞思拜！

### 5/5 — 不错的记账软件

*2024-01-29, version 7.4.0*

不错！

### 5/5 — 恢复漏记款这个选项吧

*2024-01-22*

记得以前修改帐户金额的时候，有个选项，是否把差异部分设置为漏记款，我觉得这个功能超级优秀的，为什么现在要取消啊，像我这样的懒人，不一定每天都记账，但是月末通过这个功能打个勾，，我就知道自己花了多少钱，虽然不是完全精准，但真的是很有特色很有用的功能，能恢复吗

### 5/5 — App無了密碼功能

*2024-01-08, version 7.3.0*

你好，我係多年用戶，近期發現打開app無需輸入密碼，令app裡面的資料顯得不安全。本人沒有用面容開鎖功能，希望盡快收復。謝謝

### 5/5 — 简洁，易用，自带分析

*2023-12-22*

跨平台。我买了去广告。

### 5/5 — 问题反馈

*2023-11-08*

最近iOS 16.0（13pro）经常出现卡在启动界面，无法进入功能界面的问题

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*