# 掘金智研-研报财报AI投研分析

> AI-driven financial research and analysis tool for investors and analysts. (iPhone/iPad app by 仕通 谷.)

- Source: https://appshunter.io/ios/app/ai/id1603270809 (this page in markdown: same URL + `.md`)
- Developer: [仕通 谷](https://appshunter.io/developer/1602039531)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 16 · 12 MB
- Languages: American English
- Released: 2022-01-11
- Data updated: 2026-08-08
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/ai/id1603270809/reviews.md

## What is 掘金智研?

掘金智研是一款面向投资研究场景的 AI 投研助手。输入公司、行业、宏观或策略问题，应用会基于研报等资料生成结构化分析，并展示参考来源，方便回看原文、核对依据。

【AI 投研搜索】
使用自然语言提问，梳理核心观点、关键数据、风险提示和资料之间的关联。支持继续追问、查看历史分析，并保存或分享结果。

【参考来源】
回答展示相关研报与引用资料，可继续查看详情和 PDF 原文，让分析过程更透明。

【研报与财报检索】
覆盖公司研究、行业研究、宏观策略、财报公告、机构调研和纪要等内容，支持关键词检索与分类浏览。

【原文阅读】
查看研报摘要与 PDF 原文，支持收藏和分享，方便沉淀重要资料。

【自选跟踪】
将关注的公司加入自选，集中查看相关研究内容与行情信息。

【Pro 会员权益】
- 完整研报原文不限量
- AI 投研每个会员周期 300 次
- 月度 Pro 与年度 Pro 权益相同

【自动续费订阅说明】
- 订阅方案：月度 Pro、年度 Pro。
- 价格：以购买时 App Store 显示的本地化价格为准。
- 付款：确认购买后，费用将由 Apple 账户扣除。
- 续订：除非在当前订阅周期结束至少 24 小时前取消，否则订阅将自动续订；续订费用会在周期结束前 24 小时内扣除。
- 管理与取消：可前往 Apple 账户的“订阅”页面管理或取消。
- 恢复购买：可在 App 内“会员中心”恢复已购买的有效订阅。

隐私政策：https://api.juejinyanbao.com/faq/privacy
用户协议：https://api.juejinyanbao.com/faq/protocol
自动续费会员服务协议：https://api.juejinyanbao.com/faq/autorenewagreement
使用条款（Apple 标准 EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

本 App 展示和生成的内容仅供学习与研究参考，不构成任何投资建议。市场有风险，投资需谨慎。

## Key features

- AI-powered research Q&A
- Natural language search
- Automated report summarization
- Structured investment reports
- Continuous tracking of companies/industries
- Core conclusion with data support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 研报标准会员 - 连续包月 | $1.49 | per month |
| 研报标准会员 - 连续包季 | $4.49 | per 3 months |
| 研报标准会员 - 连续包年 | $13.99 | per year |



## Frequently asked questions about 掘金智研

### What is 掘金智研?

掘金智研 is an AI-powered investment research tool that analyzes financial reports and company filings to provide users with quick insights and data-backed answers to their investment questions.

### How does 掘金智研's AI work?

The AI processes full-market brokerage research reports and company financial statements. It uses natural language processing to understand user queries and extract key information, providing concise conclusions with supporting data.

### Can I ask 掘金智研 specific investment questions?

Yes, you can ask specific questions like 'Is Xiaomi Group's valuation reasonable?' or 'What is the trend in the new energy vehicle industry?' The AI will search relevant reports and provide direct answers.

### What kind of information can 掘金智研 extract from reports?

掘金智研 can extract core viewpoints, investment logic, key financial data and trends, risk warnings, and points of disagreement from lengthy research reports, saving users significant reading time.

### Does 掘金智研 offer a free trial or free version?

The app is available for free, offering basic functionalities. Premium features, such as full reading access, PDF reading and sharing, and advanced search capabilities, are available through subscription plans.

### What are the subscription options for 掘金智研?

掘金智研 offers subscription plans for 1 month, 3 months, and 12 months. The specific pricing details are available within the app's purchase page and IAP information.

### How do I cancel my 掘金智研 subscription?

To cancel your subscription, you need to go to your Apple ID subscription management settings and turn off auto-renewal at least 24 hours before your current subscription period ends.

### Is 掘金智研 available on Android?

Based on the provided data, 掘金智研 is supported on iPhone, iPad, and iPod. Information regarding Android availability is not included.

## Version history (last 5 releases)

### 1.1.8 — 2026-08-08

本次更新：

- 升级 Pro 会员中心，会员状态、权益与订阅信息展示更清晰
- 优化 AI 投研的中断处理、历史会话与长图保存分享体验
- 修复已知问题，提升稳定性与使用流畅度

### 1.1.7 — 2026-06-16

- AI 研究员正式上岗：能提问、能追问、还能记住历史对话，主打一个“你敢问我敢查”。
- 研报搜索变丝滑了：找报告更顺手，页面也不再挤眉弄眼。
- 界面整体减重成功：按钮瘦了、间距顺了、背景清爽了，看起来没那么用力过猛了。
- 启动页和 App 图标焕新：出门前稍微打扮了一下。
- 修了一些小脾气：键盘收起、Tab 切换、页面状态保持等细节，现在更听话了。

### 1.1.6 — 2026-06-07

本次更新：
- 新增 AI 投研搜索，输入公司、行业或市场问题，即可获得结构化分析参考
- 支持展示 AI 思考过程与参考来源，研报、财报、公告等资料可追溯
- 优化研报列表、详情页和相关推荐的阅读体验
- 修复已知问题，提升稳定性与使用流畅度

### 1.1.5 — 2026-05-30

- AI 智研助手全新上线，想问就问
- 输入投资问题，AI 秒搜研报给出答案
- 支持研报精读，核心观点一键提取
- 估值分析、行业景气、财报解读，一问便知

### 1.1.4 — 2026-05-11

世界经济史是一部基于假象和谎言的连续剧。要获得财富，做法就是认清其假象，投入其中，然后在假象被公众认识之前退出游戏。

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*