# 小倍养基-AI养基神器 — 百万年轻基民都喜爱的养基工具

> AI-powered fund management and investment analysis tool with community features. (iPhone/iPad app by Hainan Beifajunhua Management Consulting Co., Ltd..)

- Source: https://appshunter.io/ios/app/ai/id1619925506 (this page in markdown: same URL + `.md`)
- Developer: [Hainan Beifajunhua Management Consulting Co., Ltd.](https://appshunter.io/developer/1619925508)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Rating: 4.90/5 from 23 App Store ratings · 62 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 60 MB
- Languages: Chinese (Simplified, China), American English
- Released: 2022-05-09
- Data updated: 2026-09-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/ai/id1619925506/reviews.md

## What is 小倍养基?

小倍养基是一款简洁高效的AI养基神器。

① 如果你在多个平台购买了基金，可通过截图识别汇总到小倍养基统一管理。
② 提供账户诊断、持仓分析、收益分析、基金诊断，时刻为你的账户护航。
③ 提供各维度的基金榜单和行业榜单，让你掌握市场趋势。
④ 提供智能定投、基金扫雷、指数估值、股债利差等10几项辅助工具。
⑤ 真实的基民社区，每天和百万基民一起聊行情，学投资。

【自动续费会员】
--月度会员权益：波段信号、会员内参、特殊标识、社区权限等
-- 订阅周期：3个月（小倍会员连续包季产品），12个月（小倍会员连续包年产品）
-- 订阅价格：以IAP申请信息为准，例如连续包月产品价格为每季129元；连续包年产品每年399元
-- 付款：用户确认购买并付款后计入iTunes账户。
-- 取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能。
-- 续订：苹果iTunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期。

-- 隐私政策：https://help.betasmart.tech:8443/pages/privacy/
-- 用户协议：https://help.betasmart.tech:8443/pages/legal/

## Key features

- Screenshot fund consolidation
- Account diagnostics
- Portfolio and earnings analysis
- Fund and industry rankings
- Smart regular investing
- Fund risk assessment
- Investor community forum

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 购买年度会员 | $69.99 | per year |
| 购买小倍季卡 | $29.99 | per 3 months |
| 小倍养基年度会员 | $69.99 | per year |
| 小倍养基季度会员 | $29.99 | per 3 months |


## Recent user reviews (10 of 62)

All indexed reviews: https://appshunter.io/ios/app/ai/id1619925506/reviews.md

### 1/5 — 垃圾

*2026-07-13*

全是广告

### 1/5 — 一到关键节点就没有数据了

*2026-07-09*

能不能优化一下，早晚没人用了

### 5/5 — 感谢开发团队

*2026-05-13, version 3.8.1.0*

有了它，确实查看每天的基金信息很方便。不过会员有点贵，之前开了一个季度就要299还是多少，能便宜点就好了

### 1/5 — 赶紧更新

*2026-02-04*

养基宝都更新了，你们还再干什么？？

### 3/5 — 更新之后看不到估值了

*2026-02-04, version 3.5.2*

更新之后看不到估值了，能不能在海外版本显示估值，这个国内监管不到。开发者看到回复下

### 5/5 — 好用

*2026-02-02, version 3.4.6*

可以实时查看估值，还有点位提	
醒，跟着加减仓胜率很大，爱了

### 5/5 — 好用

*2026-02-02*

小倍养基太好用了，多平台基金截图导入，实时估值和收益一目了然，模拟调仓方便记录，比手动记账省心太多，强烈推荐给基民朋友！
新手必备基金工具！盘中就能看估值，持仓汇总清晰，收益跟踪及时，界面简洁好操作，用了就离不开。

### 5/5 — 五星好评！小倍养基太好用了

*2026-02-02*

多平台基金截图导入，实时估值和收益一目了然，模拟调仓方便记录，比手动记账省心太多，强烈推荐给基民朋友！
新手必备基金工具！盘中就能看估值，持仓汇总清晰，收益跟踪及时，界面简洁好操作，用了就离不开，果断开会员支持！
对比多款基金工具，小倍养基数据更准、更新快，多账户管理超方便，还有行情榜单辅助决策，领会员很值，推荐！

### 5/5 — 好用   太方便了

*2026-02-01, version 3.4.6*

可以实时查看估值 还有点位提醒 跟着加减仓胜率很大

### 5/5 — 新手神器

*2026-02-01*

五星好评！小倍养基太好用了，多平台基金截图导入，实时估值和收益一目了然，模拟调仓方便记录，比手动记账省心太多，强烈推荐给基民朋友！
新手必备基金工具！盘中就能看估值，持仓汇总清晰，收益跟踪及时，界面简洁好操作，用了就离不开

## Frequently asked questions about 小倍养基

### What does the app do?

This app is an AI-powered tool designed to help users manage their investments. It allows you to consolidate funds from various platforms by recognizing screenshots, provides detailed analysis of your accounts and holdings, and offers market trend insights through fund and industry rankings. It also includes smart investing tools and a community forum for users.

### What are the key features of the app?

Key features include consolidating funds via screenshots, account diagnostics, portfolio and earnings analysis, fund and industry rankings for market trends, smart regular investing, fund risk assessment tools, and a community forum for discussing market conditions with other investors.

### How much does the app cost?

The app offers a freemium model. While basic functionalities may be free, advanced features like 'automatic renewal membership' are available through subscriptions. Subscription options include monthly, quarterly, and annual plans with varying benefits such as trading signals and exclusive content. Pricing details are available within the app's IAP section.

### Is the app compatible with my device?

The provided information does not specify device compatibility. However, as it is a mobile application with in-app purchases managed through iTunes, it is likely designed for iOS devices. Users should check the app store listing for specific compatibility requirements.

### What are common use cases for this app?

Common use cases include consolidating investment portfolios from multiple platforms into one view, analyzing investment performance and identifying areas for improvement, staying updated on market trends and fund performance, utilizing smart investing tools like automatic regular investing, and engaging with a community of investors for shared insights and learning.

## Version history (last 5 releases)

### 3.8.9.0 — 2026-08-12

- 美股夜盘支持分享
  - 首页和自选页左滑查看更多数据
  - 修复了一些bug

### 3.8.8.0 — 2026-08-07

1.发现页增加“7x24快讯”板块
2.修复了一些bug

### 3.8.7.0 — 2026-08-05

- 优化部分功能的性能
- 修复一些bug

### 3.8.6.0 — 2026-07-23

1.波动红包：关注红包基金抢红包
2.种草红包：发帖领现金奖励
3.美股夜间估值：支持全时段查看涨跌
4.修复了一些小问题

### 3.8.3.2 — 2026-07-13

1.修复了一些小问题

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## More apps by Hainan Beifajunhua Management Consulting Co., Ltd.

- [小倍指南针](https://appshunter.io/ios/app/id6446269706)

All apps by Hainan Beifajunhua Management Consulting Co., Ltd.: https://appshunter.io/developer/1619925508

## Related topics

[养基宝](https://appshunter.io/ios/topics/养基宝)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*