# 小贝记账-AI记账本自动存钱记账软件 — 语音快捷记账无广告，个人理财记录还款提醒

> AI-powered personal finance tracker for expense management, budgeting, and savings. (iPhone/iPad app by Chongqing LiangZeMu Technology Co., Ltd..)

- Source: https://appshunter.io/ios/app/ai/id1670831180 (this page in markdown: same URL + `.md`)
- Developer: [Chongqing LiangZeMu Technology Co., Ltd.](https://appshunter.io/developer/1247382482)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 46 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 232 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2023-08-29
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/ai/id1670831180/reviews.md

## What is 小贝记账?

小贝记账，可爱又简洁的记账好帮手！
便捷好用的免费记账软件，适用于开支记账，旅游记账，学生记账，学生账本，亲子账本，情侣账本，人情记账，日常记账，家庭账本，随手记账等。每笔开支都能追根溯源，再也不担心不知道钱花哪儿了！

【产品简介】
记账是一种自我管理的方式，记录每一笔收支，分析每天的消费，找出优化空间，合理规划自身财务。
记账也是一种自我提升的方式，它帮助我们养成理性消费的习惯，在精打细算中积攒财富，在有限的预算中寻找独一份的幸福。
选择小贝作为你的专属记账伙伴吧！
小贝拥有简洁易用的界面、强大的功能，能满足你多样化的记账需求。无论是日常开销、投资理财，还是梦想储蓄，小贝都能为你清晰记录、智能分析。

【特色功能】
AI记账：虚拟人物，聊天记账，自动分类，一秒完成记录。
自动记账：智能程序自动识别收支，自动帮你记账。
资产账户：各大账户轻松管理，每笔收支清晰可查。
存钱罐：多种存钱计划，悄悄存钱惊艳所有人。
预算：多重预算，分类管理，控制各项支出。
记账日历：轻松查看日月年日历，收入支出查账补账账目一目了然。
统计明细：详细数据，一目了然，随时随地关注消费情况。

【联系我们】
在使用中有任何问题或建议，请加入官方QQ群：1017319804；官方抖音#小贝记账；官方小红书#小贝记账

让我们开始记账吧！

【小贝记账自动续费服务说明】
-订阅周期：一个月VIP会员；一年VIP会员；
-订阅价格：连续订阅包月会员服务为每月9.9元；连续订阅包年会员服务为每年49元；
-付款方式：通过用户的iTunes账户扣款，用户确认购买后即为付款；
-取消续订：如需取消续订，请在当前订阅周期到期前24小时之前，手动在Apple ID设置管理中关闭自动续费功能；
-续订：Apple iTunes账户会在到期前24小时内扣款，扣款成功后订阅周期将顺延到下一个订阅周期；
-小贝记账会员服务协议：http://doc.liangzemu.cn/xbeiAccount/zh/member_agreement_ios.html
-如有任何使用问题，请通过官方QQ群：1017319804进行联系，谢谢

## Key features

- AI-powered chat-based expense recording
- Automatic income and expense recognition
- Comprehensive asset account management
- Multiple savings plan options
- Category-based budget control
- Calendar view for income/expense tracking
- Detailed consumption statistics

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 小贝记账-记账打卡报名费 | $9.99 | per year |
| 小贝月度会员 | $2.99 | per month |
| 周会员 | $0.99 | per 7 days |
| 小贝记账-打卡活动报名费 | $7.99 | per year |
| 小贝记账-季度会员 | $3.99 | per 3 months |
| 月度会员 | $3.99 | per month |
| 季度会员 | $7.99 | per 3 months |
| 免费试用三天包月会员 | $3.99 | per month |
| 免费试用七天包年会员 | $7.99 | per year |
| 免费试用五天包月会员 | $3.99 | per month |
| 免费试用七天包月会员 | $3.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 小贝永久会员 | $14.99 | one-time |
| 限时促销永久会员 | $12.99 | one-time |
| 特惠永久会员 | $4.99 | one-time |


## Recent user reviews (10 of 46)

All indexed reviews: https://appshunter.io/ios/app/ai/id1670831180/reviews.md

### 1/5 — 广告超级多

*2026-07-22*

切换也有广告震动也有广告，点关闭还是破广告！到处都是避免不了自动弹出来的广告

### 4/5 — 自动扣款记账功能

*2026-07-19*

希望能够加入一个自动扣款记账功能，比如房租，保险这种每个月固定金额的项目，可以让我们自己设定一个日期，到了那天自己记账

### 1/5 — 差

*2026-07-19*

很多都需要钱

### 3/5 — 需要改进的地方

*2026-07-19*

就是广告有点多

### 4/5 — 希望补充下每月定额消费自动扣款功能

*2026-07-05*

整体功能简约有效，希望补充每月自动定额扣款的功能，这样就可以一次性录入即可，不用到时间单独输入了

### 4/5 — 微信登陆和手机登录可以互通吗

*2026-07-04*

多登陆方式可以互通一下吗

### 5/5 — 预算

*2026-06-23*

希望可以把那个预算改一次 改成那种不用按周不用按月按年来 改成那种想设置什么时候到什么时候的就可以了

### 1/5 — 广告非常多！！！

*2026-06-16*

广告非常多！！！！本人是十分不喜欢换软件的那种，但是这个App广告太多了，我实在受不了了，我要去找新的记账软件了。用了好几年了，实在是忍受不了了。

### 1/5 — 广告弹窗问题

*2026-06-08*

老师弹窗老是弹窗，看一下记账记录一下都有弹窗到另一个软件去了，你要再这样的话，我直接一个举报，

### 5/5 — 想要个能记日元账户的

*2026-06-07*

在日本记账还蛮麻烦的

## Frequently asked questions about 小贝记账

### How does AI help with recording expenses in 小贝记账?

小贝记账 uses an AI virtual character for chat-based recording. This feature allows you to log expenses through conversation, with the AI automatically categorizing them, making the process quick and efficient.

### What are the subscription options for 小贝记账?

小贝记账 offers various subscription plans, including monthly and annual VIP memberships. For example, a monthly VIP membership costs 9.9 yuan per month, and an annual membership is 49 yuan per year. Some plans also offer free trial periods.

### How can I cancel my subscription for 小贝记账?

To cancel your subscription, you need to manually disable the auto-renewal feature in your Apple ID settings at least 24 hours before your current subscription period ends. The app automatically renews subscriptions unless manually canceled.

### Is 小贝记账 secure for managing financial data?

While the description doesn't detail specific security measures, the app focuses on clear tracking of income and expenses across various asset accounts. For detailed security information, users can refer to the member service agreement.

### How often is 小贝记账 updated?

The latest version of 小贝记账 is 1.6.2, and it was last updated on May 29, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance.

### What devices does 小贝记账 support?

小贝记账 is supported on iPhones and iPods. The app is designed for iOS devices.

### Does 小贝记账 have ads?

Yes, 小贝记账 contains advertisements. As a free app with in-app purchases, ads are part of its monetization strategy.

### What is the user sentiment for 小贝记账 based on ratings?

小贝记账 has a perfect rating of 5.0 stars from 3 ratings. This indicates very positive user sentiment among the reviewers.

## Version history (last 5 releases)

### 1.7.1 — 2026-08-26

今日账单功能焕新升级，更多模板等你来体验~
防剁手功能体验优化
优化其他记账体验，修复已知问题

### 1.7.0 — 2026-08-19

新版存钱功能上线啦~
修复已知问题，优化使用体验

### 1.6.9 — 2026-08-09

新增定时记账功能，重复记账不用愁~
新增了密码锁功能，让记账数据安全可靠！
还新增了秒开模式，新版预算功能，让你记账效率蹭蹭提升

### 1.6.8 — 2026-07-30

新增定时记账功能，重复记账不用愁~
新增了密码锁功能，让记账数据安全可靠！
还新增了秒开模式，让你记账效率蹭蹭提升

### 1.6.7 — 2026-07-24

优化产品体验，修复已知问题

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## More apps by Chongqing LiangZeMu Technology Co., Ltd.

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All apps by Chongqing LiangZeMu Technology Co., Ltd.: https://appshunter.io/developer/1247382482

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*