# 小乖记账-AI自动记账神器

> AI-powered expense tracker with automatic categorization and financial analysis. (iPhone/iPad app by 鑫 孙.)

- Source: https://appshunter.io/ios/app/ai/id6596749981 (this page in markdown: same URL + `.md`)
- Developer: [鑫 孙](https://appshunter.io/developer/1896774631)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.20/5 from 5 App Store ratings · 42 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 72 MB
- Languages: Chinese (Simplified, China)
- Released: 2024-08-04
- Data updated: 2026-08-28
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/ai/id6596749981/reviews.md

## What is 小乖记账?

小乖记账您的智能财务小管家，让记账变得前所未有的轻松与高效。采用人工智能技术，自动识别并分类您的每一笔收支，无论是银行交易、支付宝账单、微信支付还是现金消费，阿财都能精准捕捉，为您打造个性化的财务分析报告。阿财记账，让记账不再是负担，而是您实现财务自由的得力助手。
【核心功能】
- AI自动记账：无需手动输入，智能识别各类交易信息，自动归类，省时又省心。
- 智能分类：基于机器学习算法，准确分类您的每一笔支出（如餐饮、交通、购物等），让账目一目了然。
- 财务分析：生成月度、年度财务报表，清晰展示收支情况、消费趋势及预算执行情况，助您科学理财。
- 预算提醒：设定个性化预算目标，超支即时提醒，帮助您合理控制开支，实现财务自由。
- 多账本管理：支持家庭账本、旅行账本、工作账本等多种场景，轻松管理不同用途的资金流动。
- 语音记账：支持语音输入记账，动口即记账，让生活中的每一笔开销都不再遗漏。
会员订阅说明：
-订阅周期：月会员，年会员或永久会员
-付款：用户付款记入iTunes账户
-取消订阅：如需取消订阅，请在当前订阅到期24小时以前，手动到在Apple ID设置管理中关闭自动订阅
-续订：苹果iTunes账户会在到期前24小时内扣款，扣款成功后订阅周期将延续一个周期
-隐私政策：https://docs.qq.com/doc/p/97c30b556ef75021d5bcc15b3e930922d06b26dc?nlc=1
-服务条款：https://docs.qq.com/doc/p/43f66dd6c93948450f1265a1465258470ea81e2d?nlc=1

## Key features

- AI automatic expense tracking
- Smart transaction categorization
- Personalized financial analysis reports
- Customizable budget reminders
- Multi-ledger management
- Voice input for expenses

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 月会员 | $4.99 | per month |
| 周会员 | $0.99 | per 7 days |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 年会员 | $14.99 | one-time |
| 永久会员 | $12.99 | one-time |
| 永久会员 | $19.99 | one-time |


## Recent user reviews (10 of 42)

All indexed reviews: https://appshunter.io/ios/app/ai/id6596749981/reviews.md

### 1/5 — 还钱

*2026-07-25*

之前黄色图标的时候买了永久会员，是真心喜欢你们的产品，结果换手机，就把我原来的号注销了，我所有的数据都没了，你们到底有没有良心！！！

### 1/5 — 虚假软件

*2026-07-16*

个人开发的，碰瓷原来跑路版的，这个更要跑路了

### 1/5 — 难用

*2026-07-14*

难用

### 1/5 — 差差差

*2026-05-29*

搜出来都说不要会员 我用了一会了结果要会员！要不是小乖记账不允许下载了 我真不会用，抖音全是广

### 5/5 — 为啥以前买的会员不能用了

*2026-04-23*

之前24年的时候用微信登录买了永久会员现在不能用微信登录了，我会员也没了，咋这样啊

### 5/5 — 记账很方便

*2026-04-17*

用起来很顺手，特别是AI记账，太喜欢了

### 1/5 — 骗钱软件

*2026-04-16*

骗完一波名字都不改，又来了圈钱吗？这个打算什么时候下架重新圈？

### 1/5 — 吃相过于着急

*2026-04-01*

上来直接弹窗要花钱开会员，关闭按钮藏的很隐蔽并且不好点，然后直接跳转付费相关。

### 5/5 — 苹果换手机后账号没啦会员不能同步

*2026-03-01*

一直用这款软件，并且开通了永久会员，但是换手机后原先的账户就消失了，会员也没有啦

### 1/5 — 换个图标圈钱

*2026-02-03*

之前黄色图标开的永久会员算我们冤大头？？换个图标继续圈钱是吧，玩不起别玩

## Frequently asked questions about 小乖记账

### Does 小乖记账 have ads?

No, 小乖记账 does not contain advertisements. The app is free to download and use, with optional subscription plans for enhanced features.

### What are the subscription options for 小乖记账?

小乖记账 offers several subscription plans, including monthly and yearly memberships. Specific pricing details can be found within the app's subscription section.

### How does 小乖记账's AI automatically track expenses?

The AI in 小乖记账 intelligently identifies and categorizes your income and expenses by analyzing transaction data from linked financial sources and manual entries.

### Can I manage multiple budgets with 小乖记账?

Yes, 小乖记账 supports multi-ledger management, allowing you to create and manage separate accounts for different purposes such as family, travel, or work.

### How often is 小乖记账 updated?

The latest version of 小乖记账 is 3.2, and it was last updated on January 2, 2026. Updates are released to improve functionality and add new features.

### What devices is 小乖记账 available on?

小乖记账 is available for iPhone and iPod devices, supporting iOS operating systems.

### How do I cancel my 小乖记账 subscription?

To cancel your subscription, you need to go to your Apple ID settings and manage your subscriptions. It's recommended to do this at least 24 hours before your current subscription period ends to avoid automatic renewal.

### What is the age rating for 小乖记账?

小乖记账 has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 3.3 — 2026-04-09

- 修改部分用户反馈问题

### 3.2 — 2026-01-02

修复记账BUG

### 3.1 — 2025-10-15

- 修复部分已知问题

### 3.0 — 2025-09-05

- 修改用户反馈问题

### 2.0 — 2025-08-13

紧急修复用户反馈的记账BUG

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*