# 甜心记账-AI虚拟男友女友记账 > AI-powered personal finance manager with smart bookkeeping and financial advice. (iPhone/iPad app by 雄 陶.) - Source: https://appshunter.io/ios/app/ai/id6747099273 (this page in markdown: same URL + `.md`) - Developer: [雄 陶](https://appshunter.io/developer/1819508821) - Category: Utilities, Productivity - Price: Free with in-app purchases - Rating: 4.80/5 from 5 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 190 MB - Languages: American English - Released: 2025-07-11 - Data updated: 2026-09-12 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/ai/id6747099273/reviews.md ## What is 甜心记账? 1. 甜心记账介绍 甜心记账是一款集智能记账、AI分析、理财建议于一体的个人财务管理APP。通过简单的记账操作，用户不仅能清晰掌握收支流向，还能与AI助手深度对话，获得个性化的消费洞察、省钱技巧和理财规划，助你轻松实现财务目标。 甜心记账，不止是记账—— 你的AI财务顾问，24小时在线。 从“花钱如流水”到“心中有数”，只需30天。 2. App内购与订阅 甜心记账的内购VIP会员都是非消耗型项目，不包含订阅项目。 VIP会员如下： . 永久会员：38元 . 月卡会员：48元 . 年卡会员：48元 付费VIP会员比免费的普通用户享有更多的特权和服务。 3. 隐私与条款 会员服务受《用户协议》及《隐私政策》约束，请在使用前仔细阅读。 隐私政策：https://meng.wujiesiwei.com/gmprivate.html 用户协议：https://meng.wujiesiwei.com/gmuser.html 苹果EULA：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 以及在甜心记账的会员购买页的底部还有《会员服务协议》 欢迎下载订阅《甜心记账》，让甜心记账成为你的AI记账管家！ ## Key features - Smart bookkeeping - AI financial analysis - Personalized spending insights - Saving tips - Financial planning - AI assistant conversations ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | 月卡 | $6.99 | one-time | | 年卡 | $12.99 | one-time | | 季卡 | $9.99 | one-time | | 永久会员 | $4.99 | one-time | | 永久会员SVIP | $7.99 | one-time | ## Frequently asked questions about 甜心记账 ### What is 甜心记账? 甜心记账 is a personal finance management app that combines smart bookkeeping with AI analysis and financial advice. It helps users track income and expenses, gain spending insights, and receive personalized financial planning. ### Does 甜心记账 have ads? Yes, 甜心记账 contains advertisements. As a free app with in-app purchases, ads are part of the user experience for non-paying users. ### What are the VIP membership options for 甜心记账? 甜心记账 offers non-consumable VIP memberships, including a Lifetime membership for 38 yuan, a Monthly Card for 48 yuan, and an Annual Card for 48 yuan. These paid memberships provide more privileges and services than the free version. ### How often is 甜心记账 updated? The latest version of 甜心记账 is 1.5.8, and it was last updated on July 2, 2026. This indicates a relatively active development cycle for the application. ### What devices support 甜心记账? 甜心记账 is supported on iPhone and iPod devices. It is designed for iOS users seeking financial management tools. ### Is 甜心记账 suitable for children? 甜心记账 has an age rating of 4+, making it generally accessible. However, its financial management features are primarily designed for adult users. ### What is the user sentiment for 甜心记账? Based on the available data, 甜心记账 has a high rating of 5.0 stars from 3 ratings, suggesting positive initial user reception. ### Where can I find the privacy policy and user agreement for 甜心记账? The privacy policy and user agreement for 甜心记账 can be found at the provided links: https://meng.wujiesiwei.com/gmprivate.html for the privacy policy and https://meng.wujiesiwei.com/gmuser.html for the user agreement. An Apple EULA is also available. ## Version history (last 5 releases) ### 1.6.0 — 2026-09-03 优化用户体验 ### 1.5.9 — 2026-07-06 优化用户体验 ### 1.5.8 — 2026-07-02 优化用户体验 ### 1.5.7 — 2026-07-01 优化用户体验 ### 1.5.5 — 2026-06-09 优化用户体验 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*