# 小智记账-AI记账神器 — 轻松记账无忧 > AI-powered conversational expense tracker with multi-budget management and financial insights. (iPhone/iPad app by 丛丛 常.) - Source: https://appshunter.io/ios/app/ai/id6767750892 (this page in markdown: same URL + `.md`) - Developer: [丛丛 常](https://appshunter.io/developer/1570221522) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 15.6 · 73 MB - Languages: American English - Released: 2026-05-12 - Data updated: 2026-10-25 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/ai/id6767750892/reviews.md ## What is 小智记账? 小智记账是一款对话式 AI 记账 App。 支持消费内容智能识别与自动分类 可以像发消息一样输入消费内容，如“早餐6，奶茶18，地铁3”，系统会自动识别金额和分类，快速完成记账，让记账变得更简单。 *核心功能* 1.AI自动记账 智能识别消费金额与分类，减少手动录入。 2.多账本管理 分门别类，创建多记账本，满足不同记账场景，装修记账，恋爱记账，旅行记账，个人记账同时还能分帐本查看明细，统计分析；。 3.聊天记账 像聊天一样输入消费内容，自动识别金额和分类，轻松完成记账。 4.语音记账 语音输入消费内容，一秒完成记录。 5.账单统计 收支趋势、分类账单清晰展示，轻松看清每一笔开销。 6.AI陪伴记账 支持自定义 AI 角色，让记账更有回应感，也更容易坚持。 小智记账是一款简单好用的免费记账 APP，适合日常开销、工资收入、装修支出与人情账簿管理。支持账单分类、卡片统计、存钱目标与理财记录，也能当电子手帐使用。 如果你用过鲨鱼记账、随手记、神象云账本、随心记、钱迹、挖财、薄荷记账，或喜欢团团、图图、木木、喵喵、小青帐、小乖、阿柴/啊柴、一木、天天记账、喵钱、口袋记账、可乐记账、叨叨记账、猫猫记账、小贝、熊猫记账、女生记账、阿财、懒猫记账、有鱼记账、章鱼记账、圈子记、鸭记账、青子记账这类风格，小智记账同样好上手。 还支持打牌场景记账、消费圈子分享，帮你养成记账习惯，做你的随身存钱王。 【自动订阅服务说明】 1.订阅服务： A）月卡会员连续包月(1个月) B）年卡会员连续包年(1个年度) C）永久会员包永久(永久使用) 2.订阅价格： a）月卡会员：连续包月产品为6元/月 B）年卡会员：连续包年产品为48元/月 C）永久会员：包永久产品为38元/月 3.会员说明： 【自动续费月卡会员】 --月卡会员权益：去除广告，数据导出，分类预算，解锁密码的无限量使用 --订阅周期：1个月 --订阅价格：每月6元 --付款：用户确认购买并付款后计入iTunes账户 --取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能。 【自动续费季卡会员】 --年卡会员权益：去除广告，数据导出，分类预算，解锁密码的无限量使用 --订阅周期：1个年度 --订阅价格：每年48元 --付款：用户确认购买并付款后计入iTunes账户 --取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能。 【永久会员】 --永久会员权益：去除广告，数据导出，分类预算，解锁密码的无限量使用 --订阅周期：永久 --订阅价格：38元 --付款：用户确认购买并付款后计入iTunes账户 --取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能。 3.付款：用户确认购买并付款后计入iTunes账户 4.自动续费：苹果iTunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期 5.关闭服务：您可以在苹果手机“设置” --> 进入“iTunes Store 与 App Store”-->点击 “Apple ID”，选择"查看Apple ID"，进入"账户设置"页面，点击“订阅”，管理自动订阅服务，如需取消，每个计费周期结束前24小时关闭即可，到期前24小时内则不再扣费 6.服务协议： a）自动续费条款：https://shanghaipawo.top/auto-renewal-agreement.html b）会员服务协议：https://shanghaipawo.top/user-service-agreement.html 7 .隐私协议：https://docs.qq.com/doc/DVGFxdmNQYkdVVHBO 【意见反馈】 如遇问题或者有好的建议，欢迎加入QQ体验群反馈，将会有萌哒哒的视频妹为大家解答，并有持续好礼相送！官方QQ群：687391062。 ## Key features - AI automatic expense recognition - Conversational expense input - Multiple ledger management - Voice input for expenses - Bill statistics and analysis - Customizable AI companions ## Is 小智记账 safe? Not enough ratings yet to assess 小智记账. ## Is 小智记账 legit? 小智记账-AI记账神器 appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for 小智记账 is 70 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/ai/id6767750892/reviews.md ### 2/5 — 无 *2026-10-15* 能不能管管你的那个AI助手？录不上，充钱了还是一样，每次都得重复录 ## Frequently asked questions about 小智记账 ### What is the short name for 小智记账-AI记账神器? The short common name for 小智记账-AI记账神器 is 小智记账. This is derived by taking the main part of the name before the dash and subtitle. ### How does 小智记账 handle ads? Yes, 小智记账 contains advertisements. The app offers a premium subscription that removes ads, along with other benefits like data export and unlimited category budgets. ### What are the subscription options for 小智记账? 小智记账 offers three subscription tiers: a monthly membership for 6 yuan/month, an annual membership for 48 yuan/year, and a lifetime membership for 38 yuan. All premium tiers remove ads and unlock additional features. ### Can I cancel my subscription to 小智记账? Yes, you can cancel your subscription to 小智记账. To do so, navigate to your iTunes/Apple ID settings and manage your subscriptions. Cancellation must be done at least 24 hours before the current billing cycle ends to avoid further charges. ### What devices does 小智记账 support? 小智记账 is available on iPhone, iPad, and iPod. It is designed for iOS devices. ### How often is 小智记账 updated? The latest version of 小智记账 is 2.4.6, and it was last updated on October 19, 2026. This indicates a relatively active development cycle. ### Is 小智记账 suitable for all ages? 小智记账 has an age rating of 4+. This suggests it is appropriate for a wide range of users, including children, with no mature content. ### What are the main benefits of upgrading to a premium membership in 小智记账? Upgrading to a premium membership in 小智记账 removes advertisements, enables data export, allows for unlimited category budgets, and unlocks password protection. These features enhance the user experience and data management capabilities. ## Version history (last 5 releases) ### 2.4.6 — 2026-10-19 1.修改了若干bug 2.优化了若干体验 ### 2.4.0 — 2026-10-02 1.修改若干bug 2.优化了若干体验 ### 2.3.0 — 2026-09-05 1.修改了若干bug 2.优化了若干体验 ### 2.2.5 — 2026-08-28 1.修改了若干bug 2.优化了若干体验 ### 2.2.0 — 2026-07-29 1.修改了若干bug 2.优化了若干体验 ## Apps similar to 小智记账 | App | Rating | Price | Category | | --- | --- | --- | --- | | [忘记记账](https://appshunter.io/ios/app/id6761091427) | — | Free | Finance | | [CalmLedger - AI Bookkeeping](https://appshunter.io/ios/app/calmledger-ai-bookkeeping/id6766013070) | — | Free | Finance | | [AI Expense Tracker - Ginti](https://appshunter.io/ios/app/ai-expense-tracker-ginti/id6762114681) | — | Free | Finance | | [Miono: Money & Life AI Agent](https://appshunter.io/ios/app/miono-money-and-life-ai-agent/id6745666308) | — | Free | Finance | | [轻帆](https://appshunter.io/ios/app/id6775908463) | — | Free | Finance | ## More apps by 丛丛 常 - [AI Writing - Writing Assistant](https://appshunter.io/ios/app/ai-writing-writing-assistant/id6477347804) - [魔音-AI智能配音软件&短视频配音神器](https://appshunter.io/ios/app/ai-and/id6478569551) - [AI绘画-全能AI绘图创作&头像换脸](https://appshunter.io/ios/app/ai-ai-and/id6736720701) All apps by 丛丛 常: https://appshunter.io/developer/1570221522 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*