# 明镜记账-AI记账·隐私空间·资产洞察

> 明镜记账-AI记账·隐私空间·资产洞察 (iPhone/iPad app by 北京创效未来.)

- Source: https://appshunter.io/ios/app/ai/id6789373608 (this page in markdown: same URL + `.md`)
- Developer: [北京创效未来](https://appshunter.io/developer/1714229626)
- Category: Utilities, Finance
- Price: Free with in-app purchases (on sale, was $0.99)
- Age rating: 4+
- Requires: iOS 13.0 · 53 MB
- Languages: American English
- Released: 2026-08-20
- Data updated: 2026-09-03
- User reviews in markdown: https://appshunter.io/ios/app/ai/id6789373608/reviews.md

## What is 明镜记账?

明镜记账——更高效的记账管理，更科学的财务计划

记账不难记全、管钱不难理清。明镜记账把记账、资产、预算、订阅与消费洞察放在一起，用 AI 帮你更快记一笔，用图表帮你看懂钱花在哪。

【核心功能】
• AI 智能记账：支持语音、拍照识别票据、文本输入，自动解析为账单草稿，确认后即可入账
• 多账本管理：日常、旅行、育儿、宠物等场景分账本记录，分类、标签、备注与图片附件齐全
• 资产管理：资金、投资、负债分组查看，净资产一目了然，可设定目标并跟踪进度
• 消费洞察：月度支出趋势、每日统计、分类构成，切换历史月份轻松复盘
• 预算管理：月度总预算与分类预算，花超了及时感知
• 订阅管理：管理会员与周期账单，支持到期提醒与自动记账
• 隐私空间：独立数据分区，本地认证解锁，敏感流水与常规账本分开
• 云备份：登录后可云端备份与恢复，换机不丢账
• 桌面小组件：本月支出、净资产、预算进度等，桌面一眼可见
• 个性化：多套主题色与深色模式，界面清爽好用

【适用场景】
• 都市白领：工资到账、餐饮交通、订阅会员，快速记清日常开销
• 家庭育儿：奶粉、早教、家庭开支分账本管理，月底一眼看懂
• 理财人群：账户与净资产跟踪，结合预算与分类洞察优化支出结构
• 旅行出行：独立旅行账本，行程花销不和日常混在一起

【安全与便捷】
• 本地优先：账本数据本地存储，配合云备份按需同步
• 隐私保护：隐私空间隔离敏感数据，支持生物识别或设备认证解锁

把每一笔钱都看清楚。立即下载明镜记账，开始更轻松的财务管理！ 

服务条款 (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
隐私政策: https://info.chuangxiaoweilai.com/app/accounts/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 年度会员 | $3.99 | per year |
| 月度会员 | $0.99 | per month |



## Version history (last 2 releases)

### 1.1.0 — 2026-09-03

• 新增: 记账模板，一键套用分类备注
• 新增: 添加场景功能，创建场景时可以设置分类和标签，场景可以关联账本，支持自动随账本切换

### 1.0.0 — 2026-08-20

No release notes.

## More apps by 北京创效未来

- [饮食记账 - 专注饮食健康&极简记账](https://appshunter.io/ios/app/and/id6470798304)
- [GrowthPal: Growth Chart](https://appshunter.io/ios/app/growthpal-growth-chart/id6476190334)
- [作业打卡-学习计划&复习提醒&群组互助](https://appshunter.io/ios/app/and-and/id6740259843)
- [灵感小本](https://appshunter.io/ios/app/id6756072322)
- [体重轻轻-体脂BMI减肥瘦身打卡·饮食记录](https://appshunter.io/ios/app/bmi/id6760803498)
- [文件预览助手-120+文件格式查看器](https://appshunter.io/ios/app/120-plus/id6761652430)

All apps by 北京创效未来: https://appshunter.io/developer/1714229626

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*