# AIB Mobile — A better way to bank

> Mobile banking app for managing accounts, payments, and financial products. (iPhone/iPad app by Allied Irish Banks, p.l.c..)

- Source: https://appshunter.io/ios/app/aib-mobile/id468042881 (this page in markdown: same URL + `.md`)
- Developer: [Allied Irish Banks, p.l.c.](https://appshunter.io/developer/468042884)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 1,412 App Store ratings · 218 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 117 MB
- Languages: American English
- Released: 2012-01-24
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/aib-mobile/id468042881/reviews.md

## What is AIB Mobile?

Our mobile app is built to support you in the life you’re after. It includes features to support how you bank every day and new ways to manage your money and make quick and easy payments.  

The app offers a personalised everyday banking experience with a strong focus on your day-to-day banking.  

You can get better insight into your money with a clear picture of where your money is going, with detailed transactions and budgeting tools to help you understand your spending.   

With easy payments and more control to make the fast, secure SEPA Instant and Zippay payments you know and trust.    

Strong security & protection against fraud with enhanced security features, including Passkeys, which give you a fast and safe way to login to the app and an added layer of protection from fraudsters.  

The app offers support when and how you need it. Get help directly in the app - chat to our digital assistant Abi, check our FAQ’s or find other ways to contact us for the support you need.   

Your AIB mobile app home screen: 
Life is busy. Most days when you open the app, you just want to quickly check your balance and your spending.  
- To make your online banking easier, we’ve introduced spaces for your different accounts. 
- Your ‘Everyday’ space brings your current and credit card accounts, together in the one place.   
- Easily switch between your Savings, Loans, or Mortgages space. 
- See your balances, recent activity and upcoming payments at a glance.  
- Keep track of your spending and an eye on the budget you set. 
- In app messages help you stay up to date. 
- Ask Abi a question, call us or find your nearest branch.  

Spending & budgeting insights: 
Track your spending trends by getting a daily, weekly or monthly view.  
- See a breakdown of your spending by structured categories, so you know where your money is going. 
- Understand your habits by seeing where you spend most of your money. 
- Add your own tags to transactions to track spending in a way that works for you.  
- Set and manage budgets, track your progress and see what you’ve left against your budget target. 

Payments: 
Make & manage your payments simply and quickly. 
- Move your money between your AIB accounts. 
- Send, request or split payments with Zippay using your mobile contacts.  
- Send money to your family and friends whether they are in Ireland or the SEPA zone countries.  
- Use Selfie Check facial biometrics to let us check it’s really you making payments in the app. Once enrolled, you can make higher-value payments securely. 
- Pay your household or credit card bills.  
- Set up or cancel standing orders anytime.  
- View and manage your payees and set payment limits. 

Cards: 
You can easily and securely: 
- Freeze and unfreeze your cards. 
- Order a replacement card if yours is lost or stolen. 
- View your personal debit card PIN. 

Apply and open products: 
Open a new account, apply to borrow money, apply for a credit card or mortgage or get insurance. You can also plan for your future with AIB life. 
- New account: Open a new current or savings account on your own, all from within the app.  
- Borrow money: Apply for a Personal loan or top-up, a green loan, the SBCI Home Energy Upgrade Loan Scheme or a Personal overdraft.  
- Credit cards: Apply for a Click or Platinum credit card.  
- Mortgage: Easy access to calculate, apply and manage your mortgage application. 
- Insurance: Call us for a travel, home and/or car insurance quote.  
- AIB life: Start planning for your future by exploring ways to invest your money, grow your pension, get cover for your income or mortgage. 
 
For more information:  
We have more information on our website https://www.aib.ie/ways-to-bank/mobile-banking

For more information on our new app go to https://www.aib.ie/newapp

Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

## Key features

- Open new accounts
- Apply for loans and overdrafts
- Make payments with phone number
- Manage standing orders and direct debits
- View and save statements
- Freeze/unfreeze cards
- Secure login with FaceID/TouchID

## What do users think of AIB Mobile?

Overall sentiment: negative

**Pros**

- 👍 Nice app, enjoyable to use
- 🚀 Efficient and quick to use
- 💡 Fantastic transfers, saved time service

**Cons**

- 🐛 Archaic, outdated, and unreliable
- 🔒 Excessive security measures, complicated
- 🔒 Requires card readers, inconvenient
- 🐛 Constant issues, crashes, and bugs
- 🐛 Fails to update, authentication issues

**Commonly reported bugs**

- Selfie check operates sideways
- Payee information cannot be saved
- Security update consistently fails to install

**Most requested features**

- Add ability to block betting sites
- Improve credit card balance display

## Recent user reviews (10 of 218)

All indexed reviews: https://appshunter.io/ios/app/aib-mobile/id468042881/reviews.md

### 5/5 — Inter account transfers

*2026-08-21, version 26.8.44*

This option is fantastic, it’s simple and it happens immediately. Fantastic I love it.

### 5/5 — G.Joy

*2026-08-18, version 4.83.2*

Best bank in Ireland

### 3/5 — Display balance

*2026-08-15, version 4.83.2*

I would like to see my balance after every transaction on my accounts, like it used to be. It’s easier to keep track of spending.! Please

### 2/5 — Awful app

*2026-08-02, version 4.83.2*

Unbelievable that in this day and age, can only transfer/make a daily payment of €1,000

### 2/5 — Painful

*2026-07-28, version 4.83.2*

In the days sod Revolut and other fintechs the slowness and convoluted operation is crazy

### 5/5 — Best banking ever

*2026-07-27, version 4.83.2*

I have been with AIB for over 25 years. I travelled the globe and had multiple banking experience. AIB stands out as the best bank. Staff and facilities available to customers are second to none. Keep up the good work. Thank you

### 5/5 — Easy - even from far away

*2026-07-21, version 4.83.2*

I’ve used AIB since college. Now I live in the US and the app is so easy.

### 5/5 — AIB

*2026-07-11, version 4.83.2*

Great bank

### 5/5 — Nice

*2026-07-11, version 4.83.2*

Good

### 1/5 — Poor app

*2026-06-24, version 4.82.1*

What year are we again ? 2026. Slow & clunky. Hard to find things. And now they want €6 a month for this.

## Frequently asked questions about AIB Mobile

### What can I do with the AIB Mobile Banking app?

The app allows you to manage your everyday banking, open new accounts, apply for personal loans, overdrafts, and credit cards. You can also make payments to other AIB customers or Irish bank accounts, manage standing orders and direct debits, and view up to seven years of statements.

### How do I apply for a personal loan or overdraft through the app?

You can easily apply for a personal loan or loan top-up up to €30,000, or apply for an overdraft directly within the app. The application process for these financial products can be completed in minutes.

### Is the AIB Mobile Banking app free to use?

Yes, the AIB Mobile Banking app is free to download and use. While the app itself is free, transaction fees and charges, as well as transaction limits, may apply to certain banking activities as per the bank's terms and conditions.

### What are the security features of the AIB Mobile Banking app?

The app incorporates several security features to safeguard your banking. These include Strong Customer Authentication (SCA) for online shopping, the ability to freeze and unfreeze lost cards, secure login using FaceID or TouchID, and the option to view your Debit card PIN if forgotten.

### Who is eligible to open an account using the AIB Mobile app?

If you are aged 16 and over, reside in the Republic of Ireland, and possess a valid passport or other acceptable photographic ID, you can open a current account directly through the AIB app. This makes it convenient for new customers to join AIB.

## Version history (last 5 releases)

### 26.8.44 — 2026-08-20

We've updated the AIB Mobile app. It includes new features to support how you bank every day, some of which include new ways to manage your money and make quick and easy payments. See the description below for a full overview of features of our new app.

### 4.83.2 — 2026-06-25

We have made some small screen updates due to regulatory changes.

### 4.82.1 — 2026-06-15

This update is about allowing customers to exercise their ‘Right of Withdrawal’ on the app for the following personal products: Current & Deposit Products, Loans, Overdrafts & Travel insurance.

### 4.81.2 — 2026-05-06

This update is all about the background work, the app developers have been busy in the background preparing for future releases and also fixing some bugs.

### 4.81.1 — 2026-04-27

This update is all about the background work, the app developers have been busy in the background preparing for future releases and also fixing some bugs.

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## More apps by Allied Irish Banks, p.l.c.

- [AIB (NI) Mobile](https://appshunter.io/ios/app/aib-ni-mobile/id665079162)
- [AIB Tablet](https://appshunter.io/ios/app/aib-tablet/id715463891)
- [AIB Authenticator](https://appshunter.io/ios/app/aib-authenticator/id1574723973)
- [AIB Business (iBB)](https://appshunter.io/ios/app/aib-business-ibb/id6449252763)

All apps by Allied Irish Banks, p.l.c.: https://appshunter.io/developer/468042884

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*