# AirKey — user reviews

> 57 indexed App Store user reviews of AirKey by Capital One, rated 2.30/5 from 87 ratings.

- Source: https://appshunter.io/ios/app/airkey/id6471775266/reviews
- App overview in markdown: https://appshunter.io/ios/app/airkey/id6471775266.md
- Rating breakdown: 5★ 29 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 58

## What do users think of AirKey?

Overall sentiment: negative

**Pros**

- 👍 Works great internationally
- 👍 Convenient for travel
- 💡 Cool authentication feature
- 🚀 Fast card reading
- 🔒 Provides security

**Cons**

- 🐛 Constantly stuck in demo mode
- 🐛 Does not work overseas
- 🐛 Fails to scan/tap card
- 🐛 Useless for online purchases
- 🐛 No customer service/support
- 🐛 Cumbersome verification process
- 🐛 Requires switching country settings
- 🐛 Not functional in certain regions (UK, South Korea, Asia)
- 🐛 App is glitchy
- 🐛 Transaction verification fails
- 🐛 Not ready for prime time
- 🐛 Requires downloading a separate app
- 🐛 Difficult to use
- 🐛 Poor user experience
- 🐛 Unreliable integration
- 🐛 Can't use card without it
- 🐛 Wastes user's time
- 🐛 Frustrating system
- 🐛 Doesn't communicate with payment site
- 🐛 Requires Safari and another app

**Commonly reported bugs**

- Stuck in demo mode
- App does not work overseas
- Card scanning/tapping fails
- Verification process fails
- App is glitchy
- Does not communicate with payment site
- Requires switching country settings
- Not functional in certain regions (UK, South Korea, Asia)
- Transaction verification fails
- Requires Safari and another app

**Most requested features**

- Fix the demo loop issue
- Improve international functionality
- Provide alternative verification methods
- Offer better customer support
- Integrate with the main Capital One app
- Fix the card scanning/tapping functionality
- Ensure app works outside the US
- Make the verification process less cumbersome

## Newest reviews (15 of 57)

### 1/5 — AirKey’s Capital One Visa integration is a complete failure.

*2026-01-17*

The AirKey app has one of the worst user experiences I’ve ever encountered. I’m currently in South Korea and have been completely stranded because the app is stuck in a nonstop demo loop with no way to use my card. There is no workaround. The only button I’m allowed to press is “FAQ,” which is useless when the issue is that I literally cannot authenticate or pay for anything.

There’s no option to request help, no alternate authentication method, no special PIN system — nothing. I had to restart my phone, delete and reinstall the app, and still got nowhere. This is unacceptable for something that people depend on for essential daily transactions.

I’m genuinely considering switching away from Capital One entirely because this integration is so unreliable. AirKey needs to fix this immediately. This should not be happening.

### 1/5 — Non functional

*2026-01-16, version 1.1.11*

App stuck in demo loop

### 1/5 — DOESNT WORK

*2025-12-25, version 1.1.10*

doesn’t work at all

### 1/5 — too slow, doesn’t work

*2025-11-19, version 1.1.6*

Thankfully capital one will text you a verification code. Not sure why this broken app is even an option.

### 1/5 — No thanks

*2025-11-15, version 1.1.6*

Why is this a requirement to download on my phone?

### 1/5 — The worst buggy app!

*2025-11-14, version 1.1.6*

It never works. Always stuck because of it unable to make a payment!

### 1/5 — Terrible!

*2025-09-07, version 1.1.6*

Yeah, let me go get my wallet and card when I want to make a purchase online! Brain dead

### 1/5 — Does not work on iphone 16

*2025-07-27, version 1.1.4*

Waste of time, disappointed

### 1/5 — Stuck in demo mode

*2025-06-20, version 1.1.2*

Cannot use the app to verify because it’s stuck in demo mode

### 1/5 — do NOT use Capital one cards

*2025-06-11*

I got a capital one card so that I could use it while traveling in Europe and not have to inform my credit card company every time I went to a different country. Unfortunately, every time I made an online purchase they would make me verify it using this app, and while it worked at first, one day it just stopped. Therefore, EVERY SINGLE TIME I needed to buy something online, I was unable to. Vatican tickets, colosseum tickets, reservation fees, etc. I couldn’t even call capital one about it because I had gotten a UK number, and they DO NOT LET YOU even speak to someone if your number doesn’t match a card. Such an unbelievably stupid, frustrating system. Really shows how much they care about their customers.

### 1/5 — Great in theory, terrible in execution

*2025-03-02*

It’s not often that I need to use AirKey to verify a transaction. Most of the time when I DO need to verify a transaction however, it’s because I’m trying to purchase a foreign product or service using an online storefront WHILE I AM IN ANOTHER COUNTRY. Unfortunately (I guess because of Capital One’s anti-fraud rules) this app WILL NOT WORK while you are in a country outside of the United States! Thank goodness I have international roaming, otherwise I would be unable to confirm my transaction.

### 1/5 — AirKey

*2025-02-22, version 1.0.18*

Doesn’t work

### 1/5 — Simple fail

*2025-02-15*

Being directed to download for first time use while trying to commit a financial transaction is a big fail, especially when the app automatically opens up to a demo, and then fails to return back to originating referral site; causing the process to fail

### 1/5 — No no

*2025-02-14, version 1.0.18*

Does not work

### 1/5 — Does not work- fix it or stop requiring it

*2025-02-01*

Most frustrating thing!!! It does not work and customer service was a joke. Had no clue what this thing is. Just keeps declining my transaction!  Lost my business to another company over this since they would allow my transaction to go through.

## Most critical reviews (10 lowest-rated)

### 1/5 — Hot garbage

*2026-07-03, version 1.2.1*

10 mins of my life that I will never get back. Tried to use this for a simple capital one purchase overseas. 20 euros ffs. The app was useless. Placed card on screen and then nothing. Gave up and asked my son to pay another way 🤦‍♂️

### 1/5 — Will NOT work, no customer service.

*2026-05-09*

Absolutely the worse app I have ever used. I missed out on timed international purchases because the app would not scan my card. I spent a good hour to position my card in every which way to no avail. No alternative to verification offered, no customer service, no support whatsoever. Will not keep this card. What a disappointment Capital One, you can do better.

### 1/5 — Horrible

*2026-05-06*

I am literally switching to a new credit card company because the Airkey feature is so abysmal. 

I moved to the UK and was told my card would be fully functional here, which it was 10 years ago. False. Now, it is not possible to make any online purchases or even pay my bills or part of my tuition, because Airkey is required yet literally does not WORK in the UK. 

To make basic payments, I have to go into the app store and switch my country to America, input a family member's info, and THEN use Airkey before switching BACK to the UK and inputting all my info so I can use my phone.

Don't tell me this is an international card then disable that feature with your own awful app.

### 1/5 — Glitchy

*2026-05-06, version 1.1.12*

This app needs major work. Make sure that you make safari your default browser then good luck! Took me 47 mins to make a transaction that should have taken 10 seconds.

### 1/5 — Useless

*2026-04-17, version 1.1.12*

Stuck in endless demo loop. I’ll be traveling to Europe soon and I’m worried this will be a problem

### 1/5 — It’s doesn’t work and can’t use my card

*2026-03-29*

The app doesn’t even work it’s so difficult to tap your card and it never works. I can’t even use my capital one card because it requires me to use this app.

### 1/5 — Useless

*2026-02-20, version 1.1.12*

Stuck in endless demo. Find another way.

### 1/5 — Doesn’t work

*2026-02-09*

Hasn’t worked for me yet. I called Capital One to help and no one there has even heard of AirKey. Fix this trash app or get rid of it. Extremely frustrating. Makes me want to get rid of my card because of this. Major fail.

### 1/5 — DOESNT WORK

*2026-02-05, version 1.1.12*

doesn’t work at all. Fix your trash app capital one

### 1/5 — Sucks

*2026-01-22, version 1.1.11*

Doesn’t work at all

## Most praised reviews (10 highest-rated)

### 5/5 — Demo only

*2026-04-19, version 1.1.12*

App is still stuck in demo mode. Unacceptable!!!!

### 5/5 — Great internationally

*2026-01-30, version 1.1.11*

AirKey worked perfectly on my trip to Europe.

### 5/5 — Works great

*2025-09-12*

AirKey has been a lifesaver for me while traveling abroad! None of my other banks can figure out a way to verify my identity since I don’t have access to a US number, but Capital One could do it with AirKey!

### 5/5 — Works great. So convenient when traveling abroad!

*2025-09-11*

Works great. So convenient when traveling abroad! Highly recommend using for transactions

### 5/5 — Pretty good

*2025-04-27*

Not sure what the other people are talking about it not working while in other countries, I’m currently in communist China and if it works here I’m sure it would work anywhere.

### 5/5 — Great Concept

*2024-11-06*

Fast and easy, highly recommend!

### 5/5 — Tap

*2024-10-28, version 1.0.15*

Worked for me - very cool!

### 5/5 — Handy feature to provide security

*2024-10-28*

Works with enabled credit cards

### 5/5 — I like it

*2024-02-09, version 1.0.5*

Very convenient

### 5/5 — Awesome Feature, so many possibilities

*2024-02-08*

It read my card so fast! This is revolutionary, excited to see it be used for more and more cases

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
