# Ajo - Group Savings — Save together, grow together

> Save together, grow together (iPhone/iPad app by Eduard Demerchian.)

- Source: https://appshunter.io/ios/app/ajo-group-savings/id6763893161 (this page in markdown: same URL + `.md`)
- Developer: [Eduard Demerchian](https://appshunter.io/developer/1777794234)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 15.1 · 38 MB
- Languages: American English
- Released: 2026-06-28
- Data updated: 2026-09-05
- User reviews in markdown: https://appshunter.io/ios/app/ajo-group-savings/id6763893161/reviews.md

## What is Ajo?

Ajo is a group savings app inspired by the traditional ajo and tontine system — a trusted way communities have saved money together for generations.
With Ajo, you can create or join savings groups, contribute regularly, and receive payouts in rotation. It's simple, transparent, and built on trust.
HOW IT WORKS:
• Create a savings group or join one via invite link
• Set contribution amount and payout schedule
• Members contribute each cycle
• Each member receives a full payout in turn
WHY AJO:
• No interest, no hidden fees
• Transparent group management
• Real-time contribution tracking
• Payment reminders and notifications
• Secure and reliable
Whether you're saving for a goal, supporting your community, or building financial discipline — Ajo makes group savings effortless.


## Version history (last 5 releases)

### 1.0.12 — 2026-09-02

- Fixed a bug where tapping a payment reminder notification didn't take you to the right group
- Share invite link button moved for better visibility
- Push notification registration now throttled to avoid unnecessary retries
- Small fixes and stability improvements

### 1.0.11 — 2026-08-21

- Fixed an issue where group invite links didn't work correctly, preventing new members from joining
- Small fixes and stability improvements

### 1.0.8 — 2026-08-12

- Verification codes now arrive via WhatsApp, with SMS as a backup if you don't have WhatsApp
- More reliable code delivery overall
- Added support for Benin phone numbers

### 1.0.6 — 2026-07-28

- Bug fixes and performance improvements

### 1.0.5 — 2026-07-26

- Minor improvements and bug fixes
- Performance and stability improvements
- Improved sign-in reliability

## More apps by Eduard Demerchian

- [Scannsplit](https://appshunter.io/ios/app/scannsplit/id6743933184)

All apps by Eduard Demerchian: https://appshunter.io/developer/1777794234

## Related topics

[group savings](https://appshunter.io/ios/topics/group-savings) · [graham savings](https://appshunter.io/ios/topics/graham-savings) · [rcbc diskartech savings](https://appshunter.io/ios/topics/rcbc-diskartech-savings)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*