# AjoMoney: Group Savings — Ajo - Esusu - Adashe > Secure group and personal savings app with interest-bearing options. (iPhone/iPad app by AjoPay Financial Technology Limited.) - Source: https://appshunter.io/ios/app/ajomoney-group-savings/id1587583677 (this page in markdown: same URL + `.md`) - Developer: [AjoPay Financial Technology Limited](https://appshunter.io/developer/1587583679) - Category: Finance, Shopping - Price: Free - Rating: 4.14/5 from 14 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 94 MB - Languages: English - Released: 2021-10-09 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ajomoney-group-savings/id1587583677/reviews.md ## What is AjoMoney? AjoMoney makes it easy and secure for you to save and invest money. Our Rotating Savings & Personal Savings features are the perfect solution. With AjoMoney, you can set up automatic personal savings, locked savings or rotating groups with friends, family and co-workers (also known as ajo, esusu, adashe, tontine, and more in Africa). You can also save with regular deposits, set up savings goals with up to 18% interest per annum, and track your progress. Our app's security features make sure your money is safe and secure. What can you do on AjoMoney app? A. Group Contribution On AjoMoney, you can create or join a rotating group savings group (ajo, esusu, adashe, or ROSCA), and gain access to credit as a member of a rotating savings group (ajo/esusu/adashe). Contributions are rotated among members based on the turn they picked, the rotation can be daily, weekly or monthly. We have two types of rotating savings group • Private groups: Here, you are in charge of the group and the activities, instead of using an informal platform to organise your group contribution, you can easily use AjoMoney to set up the group and invite your friends, family and co-workers. The advantage is that your members can build their credit score by using our platform to organise their contributions. • Public groups: Here, you need to get a public group invitation code from any of our agents within your region, you can then use the code to join the publicly available groups where you do not need to know the members and still get paid even if someone has not paid on the group. Collecting early from this group is like getting a micro-credit through the community. B. Personal Savings Create as many personal savings as possible, save alone daily, weekly or monthly. Get up to 18% interest per annum on your savings. With personal savings, you must ensure a saving is deposited for up to three (3) months. For example, if you saved 1,000,000 for 12 months, you will be withdrawing between 1,100,000 to 1,180,000 after 12 months. C. Locked Savings Lock your money for one to twelve months and get instant cashback of the 12% p.a interest on the amount you are locking. For example, if you lock in 1,000,000 for 6 months, you will get 60,000 cashback instantly and can withdraw your 1,000,000 after 6 months. D. Investment Clans Invest in secure assets in your local and USD currency, with the local and dollar investment, you get up to 25% per annum return on your investment. Some of the available investments are fixed deposits and real estate. E. Instant Microcredit for Micro Businesses If you are an MSME or micro business in need of capital, you need to locate any of our agents in your community for them to apply for you. This is currently not available on the customer's mobile app. Do more with AjoMoney app To increase your credibility on AjoMoney, you can perform some amazing financial transactions on the app: • Send to your bank account and receive money from any bank account in Nigeria. • Send and receive money to and from another AjoMoney user through your Ajo tag for free (peer to peer). • Buy airtime and data bundle. Get up to 2% instant cash back for buying your airtime and data on AjoMoney. An example is: If you buy 50,000 airtime, you will get an instant cashback of 1,000. The same applies to any other amount. • Pay for your utility bills i.e electricity, cable tv, internet, renewable, and sport. betting, insurance and examination. We are in this together, should you have any issues, kindly send an email to contact@ajo.money, our support team is always ready to help ASAP. ## Key features - Rotating group savings (Ajo, Esusu, Adashe) - Personal savings goals - Locked savings with cashback - Up to 18% interest on savings - Investment opportunities - Secure money management ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/ajomoney-group-savings/id1587583677/reviews.md ### 1/5 — Scammers *2024-10-03* He no go better for una as una carry my money go everything una dey do for life go spoil no tunder fire una ### 1/5 — Don’t b fooled *2024-04-29* Don’t put money in it ooo it all scam ### 1/5 — Foolish am *2022-09-08, version 1.1.5* Don’t put your money in it , they are scam and would rip you ## Frequently asked questions about AjoMoney ### What is AjoMoney? AjoMoney is a finance app that allows users to save and invest money securely. It offers features like rotating group savings, personal savings goals, and locked savings with interest. ### How does AjoMoney's group savings work? AjoMoney facilitates rotating group savings, also known as Ajo, Esusu, or Adashe. Members contribute regularly, and the total collected amount rotates among members based on their chosen turn. ### Can I earn interest on my savings with AjoMoney? Yes, AjoMoney offers up to 18% interest per annum on personal savings and locked savings. Locked savings also provide an instant cashback of 12% p.a. interest. ### Is AjoMoney secure? AjoMoney emphasizes security features to ensure your money is safe and secure. The app is designed for secure money management and tracking of savings progress. ### What devices does AjoMoney support? AjoMoney is available on iPhone, iPad, and iPod devices, indicating compatibility with Apple's iOS ecosystem. ### What is the age rating for AjoMoney? AjoMoney has an age rating of 4+, making it suitable for a wide range of users, including younger individuals and families. ### How often is AjoMoney updated? The app was last updated on September 28, 2023, with version 1.9.5, suggesting regular updates to improve functionality and security. ### Does AjoMoney have ads? No, AjoMoney is free to use and does not contain advertisements, providing an uninterrupted user experience. ## Version history (last 5 releases) ### 1.9.5 — 2023-09-28 This version contains bug fixes and renaming this app to AjoMoney. ### 1.9.4 — 2023-04-18 This version contains bug fixes and renaming this app to Tyms Money. ### 1.9.3 — 2023-02-05 * Bug fixes ### 1.9.2 — 2023-01-27 * Bug fixes and addition of customer testimonials. ### 1.9.1 — 2023-01-09 * Bug fixes * Ability to restart personal or thrift savings * Refer and earn added back ## Apps similar to AjoMoney | App | Rating | Price | Category | | --- | --- | --- | --- | | [ShareBanta](https://appshunter.io/ios/app/sharebanta/id1587973686) | — | Free | Finance | | [ClanePay](https://appshunter.io/ios/app/clanepay/id1436475431) | 4.4 (8) | Free | Finance | | [Prospa - Business Account](https://appshunter.io/ios/app/prospa-business-account/id1505367285) | 4.5 (125) | Free | Finance | | [Kolo Fullrange](https://appshunter.io/ios/app/kolo-fullrange/id1525735244) | — | Free | Finance | | [DirectBridge](https://appshunter.io/ios/app/directbridge/id1525249837) | 1.5 (4) | Free | Finance | | [Blackcopper](https://appshunter.io/ios/app/blackcopper/id1539032822) | 3.5 (15) | Free | Finance | ## More apps by AjoPay Financial Technology Limited - [Tyms - Accounting App](https://appshunter.io/ios/app/tyms-accounting-app/id6446375892) All apps by AjoPay Financial Technology Limited: https://appshunter.io/developer/1587583679 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*