# akart

> Digital debit card for seamless financial transactions, payments, and bonuses. (iPhone/iPad app by Azercell Telecom LLC.)

- Source: https://appshunter.io/ios/app/akart/id6472272894 (this page in markdown: same URL + `.md`)
- Developer: [Azercell Telecom LLC](https://appshunter.io/developer/1068439011)
- Category: Finance, Business
- Price: Free
- Rating: 4.40/5 from 42 App Store ratings · 14 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 167 MB
- Languages: American English, Azerbaijani, Russian
- Released: 2024-01-13
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/akart/id6472272894/reviews.md

## What is akart?

akart is a free debet card. You can activate it wherever you are with just one tap.

akart will help you to manage all your financial transactions in a seamless manner:

You will make contactless, in-app, online payments just with one akart,
You will send money to your friends by name or phone number, avoiding typing 16 digits wrongly,
You will send money to other bank cards very fast,
You will earn monthly cashback or gigabyte bonuses on payments, without choosing any payment category

Get akart wherever you are

Activate akart in just a few simple steps:
Type your mobile phone number
Enter required ID information
Pass the biometric verification
Choose and repeat the PIN code to enter the application. To save time, allow Face/Touch ID.
And all set up! 
Now it’s time to add your akart to Apple/Google Wallet and start to make contactless payments. 

Top up your akart with no commission.

Open doors to convenient payments, top up your akart first. You can top up your balance either at the app, or at the nearest “eManat” terminals. To manage the process faster, save the other bank card from which you top up your akart.

Make convenient payments with akart.

Top up either your or any friend’s mobile phone balance,
Pay for utility bills. In addition, activate the automated regime to pay on time,
Make payments for Internet, TV, Phone, Government, Insurance, Parking, ASAN Services, Education, etc. 

Transfer money fast with akart 

It’s possible to transfer money from akart either to another akart by name or phone number, or to other bank cards in a fast manner. To make the process faster, you can save the card for further transfers. 

Earn monthly bonuses on payments.

akart offers monthly cashback and gigabyte bonuses on payments without choosing a category. It’s possible to earn a maximum of 100 AZN cashback or 10 GB of internet based on your choice. Please find cashback bonuses here:
2% at supermarkets, pharmacies, petrol stations, and auto parts stores;
1% on mobile balance top-ups, Azərsu, Azərişıq, Azəristiliktəhcizatt, taxi, restaurants, entertainment, parking, clothes, and other categories.
akart also has a partner network. If you want to know where you can earn more cashback by paying with akart, go to the app. 

For further information, you can check the akart.az website. The customer care center is always here to solve your questions and concerns. 
* 3443

You can support us in the improvement of the app with your feedback.

## Key features

- Contactless, in-app, and online payments
- Send money by name or phone number
- Fast transfers to other bank cards
- Monthly cashback and gigabyte bonuses
- Easy activation with biometric verification
- Add to Apple/Google Wallet
- Top up with no commission

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/akart/id6472272894/reviews.md

### 1/5 — Kocurme

*2025-11-29*

Ugursu kocurme edende ugurlu kimi cavab gelir. Amma pul transfer olmur. Mesaj gelmemeyinden bilinir ancaq ugursuz transfer bilmek olur

**Developer response:** Salam! Sizə köməklik göstərməyimiz üçün çətinliyin nə ilə bağlı olduğunu akart tətbiqi vasitəsilə Onlayn Çata bildirin, bunu bilmək bizim üçün faydalı olacaqdır💜

### 1/5 — Н.Р.

*2025-10-22, version 1.15.1*

С " Тамамла" переборщили👎🏻20% очень много

### 1/5 — Spam notifications

*2025-03-31*

Очень много рекламных спам уведомлений каждый день - от которых невозможно отказаться. Остается запретить уведомления полностью - и остаться без важных банковских уведомлений.

**Developer response:** Спасибо, что поделились своим мнением💜

### 1/5 — Бойкот азерселл

*2025-03-30, version 1.10.0*

Азерселл бойкот

### 5/5 — Flawless experience!

*2024-10-23*

App looks modern and works better than expected 🥰

### 1/5 — Tədbiq çox pisdir heç məsləhət görmürəm

*2024-10-16*

Salam qəti şəkildə yükləməyin bu tədbiqi  çox pisdir çünki texniki problem olan zaman nə bildiriş göndərilir nə də ödəniş edərəkən xəta varsa kefləri nə vaxt istəyir o vaxt pulu geri qaytarırlar ya yox nə ofisləri var nədə müraciət edəcəyimiz qrum nə Azercell köməklik göstərir nədə paşabank məcbur edirlər ki gözlə.

**Developer response:** Salam! Fikrinizi bizimlə bölüşdüyünüz üçün təşəkkür edirik. Çətinlik yarandığı zaman akart tətbiqindən Onlayn Çata müraciət etməyinizi xahiş edirik💜

### 5/5 — karti ag rengden xayiş edirem köhne rengine qaytarın

*2024-05-27, version 1.1.0*

karti ag rengden xayiş edirem köhne rengine qaytarın

### 1/5 — Misleading

*2024-03-17*

İt explicitly states in Step 2 that pass the registration with SİMA OR ASAN İMZA, yet onky SİMA is offered that İ cannot pass due to facial tatts.

**Developer response:** Hello, could you please let us know if the issue is still ongoing?💜

### 1/5 — Blok

*2024-03-14, version 1.0.1*

Bilmirəm niyə amma bir az pul gələn kimi blok eliyirlər

### 1/5 — Çox pis

*2024-02-27*

Bundan öncə yaxşı rəy bildirmiştim , amma bir az istifadə edərək anladım ki çox pis yanaşırlar. Bir şey olmamış kartı blok edirlər, zəng eliyirsən 2-3 danışırsan - açırlar, amma 2-3 gün sonra yənə blok edirlər. Bu, istifadəçiyə hörmətsizlikdir. Hər yerdə pis rəy bildirməyə məcburam…

**Developer response:** Salam! Qarşılaşdığınız hal ilə bağlı təəssüf edirik. Kart məlumatlarınızın yoxlanılması və sizə köməklik göstərilməsi məqsədilə akart tətbiqindən Onlayn Çata müraciət etməyinizi xahiş edirik💜

## Frequently asked questions about akart

### How secure is akart?

akart utilizes biometric verification and PIN codes for secure access. Users can also add their akart to Apple/Google Wallet for secure contactless payments. The app is designed to manage financial transactions seamlessly and safely.

### What are the cashback rates for akart?

akart offers monthly cashback bonuses on payments. You can earn 2% at supermarkets, pharmacies, petrol stations, and auto parts stores. Additionally, you can earn 1% on various other categories including mobile top-ups, utilities, and entertainment.

### Can I top up my akart balance?

Yes, you can top up your akart balance with no commission. You can do this directly within the app or at any "eManat" terminal. You can also save another bank card for faster top-up processes.

### What devices does akart support?

akart is available on iPhone, iPad, and iPod devices. It is designed to integrate with mobile wallets like Apple Wallet for convenient payments.

### How often is akart updated?

The latest version of akart is 1.16.1, last updated on February 16, 2026. Updates typically include improvements to app functionality and security.

### What is the age rating for akart?

akart has an age rating of 12+, making it suitable for users aged 12 and above. This rating indicates the app's content and features are appropriate for this age group.

### How do I activate my akart?

Activating akart is simple. You need to provide your mobile phone number, enter required ID information, pass biometric verification, and set a PIN code. You can then add it to your digital wallet.

### Can I pay utility bills with akart?

Yes, akart allows you to pay for utility bills, including services like Azərsu and Azəristiliktəhcizatt. You can also activate an automated payment regime to ensure timely bill payments.

## Version history (last 5 releases)

### 1.18.1 — 2026-08-11

What’s new in the akart app?

Fine payments are now all in one place! With the updated design, searching for, managing, and paying fines is now easier and more convenient. We’ve also made general performance improvements to deliver a smoother and faster app experience.

### 1.18.0 — 2026-07-02

What’s new in the akart app?

Fine payments are now all in one place! With the updated design, searching for, managing, and paying fines is now easier and more convenient. We’ve also made general performance improvements to deliver a smoother and faster app experience.

### 1.17.3 — 2026-06-22

What’s new in the akart app?

We’ve made improvements for a smoother and faster experience. We’re sure you’ll love the updated feel!

### 1.17.2 — 2026-05-04

What’s new in the akart app?

We’ve made improvements for a smoother and faster experience. We’re sure you’ll love the updated

### 1.17.1 — 2026-04-16

What’s new in the akart app?

We’ve made improvements for a smoother and faster experience. We’re sure you’ll love the updated

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## More apps by Azercell Telecom LLC

- [Azercell](https://appshunter.io/ios/app/azercell/id1459102065)
- [Azercell Biznes](https://appshunter.io/ios/app/azercell-biznes/id1664352478)
- [Kinon: TV, movies and series](https://appshunter.io/ios/app/kinon-tv-movies-and-series/id6474332001)
- [Azercell Partner](https://appshunter.io/ios/app/azercell-partner/id6755381125)

All apps by Azercell Telecom LLC: https://appshunter.io/developer/1068439011

## Related topics

[azercell](https://appshunter.io/ios/topics/azercell)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*