# Akcha Flow — Private money organizer > Private iPhone money organizer for tracking, budgeting, and record-keeping. (iPhone/iPad app by Meerim Akmatova.) - Source: https://appshunter.io/ios/app/akcha-flow/id6820887964 (this page in markdown: same URL + `.md`) - Developer: [Meerim Akmatova](https://appshunter.io/developer/6820887966) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 8 MB - Languages: American English, Russian - Released: 2026-10-25 - Data updated: 2026-11-06 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/akcha-flow/id6820887964/reviews.md ## What is Akcha Flow? Akcha Flow is a private money organizer for your iPhone. Bring in your own bank statements, see where your money goes, plan budgets and keep your records in order, without creating an account and without sending your data anywhere. PRIVATE BY DESIGN • No account, no sign-up, no cloud sync. • No ads, no analytics, no tracking. • Your transactions, notes and receipts stay on your device. • Erase everything at any time from Settings. IMPORT YOUR STATEMENTS • Open PDF, CSV and OFX/QFX statement files that you choose yourself. • Preview what was found before anything is saved. • Akcha Flow never asks for your online-banking login and does not connect to your bank. TRACK EVERY DAY • Quick entry for expenses, income and transfers. • Categories with icons, notes, tags and receipt photos. • Search and filter your transactions. BUDGETS AND REPORTS • Monthly budgets for your categories. • Spending reports and clear summaries. • Recurring payments are recognized for you. READY FOR TAX TIME (US) • Mark transactions as business or personal, keep mileage trips and export your records to prepare your taxes. Akcha Flow is a record-keeping helper: it is not tax advice and it does not file taxes. FREE TO START, ONE PURCHASE • Free: manual entry, reports, budgets, backup, previews of imports and up to two accounts. • Akcha Flow Pro is a one-time purchase, not a subscription: save imported statements and add as many accounts as you need. Family Sharing is supported. Akcha Flow is a personal finance organizer. It is not a bank, does not hold or move money, and does not provide financial, investment or tax advice. Available in English and Russian. ## Key features - Private data storage, no account needed - Import bank statements (PDF, CSV, OFX) - Track expenses, income, and transfers - Categorize transactions with notes and photos - Create monthly budgets and view reports - Recognize recurring payments - Export records for tax preparation ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Akcha Flow Pro | $14.99 | one-time | ## Is Akcha Flow safe? Not enough ratings yet to assess Akcha Flow. ## Is Akcha Flow legit? Akcha Flow has limited verification signals. The AppsHunter Legitimacy Score for Akcha Flow is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/akcha-flow/id6820887964/reviews.md ### 5/5 — Deposit *2026-10-28* A useful app for managing personal finances! It helps you keep track of income, expenses, deposits, and your overall financial activity in one place. I like the idea of making money management simpler and more accessible. Great potential for anyone who wants to become more financially organized! ### 5/5 — Great App for Managing Money! *2026-10-28* Akcha Flow is a simple and useful app for managing personal finances. The interface is clean, easy to understand, and well organized. It makes tracking money much more convenient. Highly recommended! ⭐⭐⭐⭐⭐ ## Frequently asked questions about Akcha Flow ### Does Akcha Flow have ads? No, Akcha Flow is designed to be private and does not contain any advertisements. It also avoids analytics and tracking, ensuring your financial data remains solely on your device. ### How much does Akcha Flow cost? Akcha Flow is free to start, offering manual entry, reports, budgets, backup, import previews, and up to two accounts. The full features, including unlimited accounts and saved imported statements, are unlocked with a one-time purchase of Akcha Flow Pro. ### What devices is Akcha Flow available on? Akcha Flow is currently available for iPhone. It supports Family Sharing, allowing multiple family members to use the Pro version if purchased. ### How does Akcha Flow ensure privacy? Akcha Flow is private by design. It requires no account, sign-up, or cloud sync, and all your transactions, notes, and receipts stay on your device. You can erase all data at any time from the settings. ### Can I import my bank statements into Akcha Flow? Yes, Akcha Flow allows you to import statement files in PDF, CSV, and OFX/QFX formats that you choose. You can preview the imported data before saving it, and the app never asks for your online banking login. ### What are the limitations of the free version of Akcha Flow? The free version of Akcha Flow includes manual entry, reports, budgets, backup, previews of imports, and support for up to two accounts. To save imported statements and add more accounts, the one-time purchase of Akcha Flow Pro is required. ### How often is Akcha Flow updated? Akcha Flow was last updated on October 31, 2026, with version 1.0.1. This indicates a recent update, suggesting ongoing development and support for the application. ### Is Akcha Flow suitable for tax preparation in the US? Akcha Flow can assist with tax preparation by allowing you to mark transactions as business or personal, keep mileage trips, and export your records. However, it is important to note that Akcha Flow is a record-keeping helper and does not provide tax advice or file taxes. ## Version history (last 2 releases) ### 1.0.1 — 2026-10-31 Faster and smoother: • Reports, Overview and Transactions are much quicker with large amounts of data. • Restoring a backup no longer stops on a stray record. • The transactions list shows the month when you look at several months. • Statement import: cleaner merchant names, fewer false "check this text" warnings, and a notice box on a statement's first page is no longer read as a transaction. • New backup and export file names. ### 1.0 — 2026-10-26 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*