# Akimbo - Budgets and Allowance

> Prepaid card for household budgeting, allowances, and peer-to-peer money transfers. (iPhone/iPad app by Usio, Inc..)

- Source: https://appshunter.io/ios/app/akimbo-budgets-and-allowance/id505199985 (this page in markdown: same URL + `.md`)
- Developer: [Usio, Inc.](https://appshunter.io/developer/552895368)
- Category: Finance, Social Networking
- Price: Free
- Rating: 4.61/5 from 3,519 App Store ratings · 85 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 33 MB
- Languages: English
- Released: 2012-03-02
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/akimbo-budgets-and-allowance/id505199985/reviews.md

## What is Akimbo?

Using Akimbo with Apple Pay has never been easier! Add your card to Apple Wallet in just a few taps.

Akimbo - The Card for the Modern Household

The Akimbo Card is a unique budgeting and allowance tool designed to help manage your household finances. Link your bank account and set up regular loads to your card(s)*. Then keep track of your spending with real-time purchase alerts and our web and mobile apps. It all starts with one small goal - create a card and let the budgeting begin!
 
Add up to 5 additional “sub-cards” with any name. They are great for setting up specific budgets and allowances to family members or anyone. 
 
Plus, send money easily to anyone with an Akimbo Card. Find friends by entering an email or phone number. You can send money to friends with a click of a button and they have access to funds by using their Akimbo Card. 
 
You can use your Akimbo Prepaid MasterCard® everywhere Debit MasterCard is accepted and at ATMs around the world.***
 
Getting started is easy: Just download the app and if you don't already have an account, click the “Sign up” link at the bottom of the App’s login screen. There’s no fee to signup and no monthly fee!****
 
FEATURES:

Apple Pay support with in-app Apple Wallet provisioning

Add up to 5 sub-cards for budgets, allowances, family, or friends.
 
Setup one-time or automatic loads to your card and your sub-cards from linked bank accounts.
 
Load by direct deposit, cash, or with a paper check.
 
Send money free and quickly to any other Akimbo Card member or to any email address.**
 
Real-time text alerts for purchases (standard messaging rates may apply).
 
Add photos and notes to transactions.
 
24/7 Customer Support (phone, email, online).
 
No monthly fee and no charge for swipe and sign transactions with you Akimbo Card.****
 
Use it everywhere Debit MasterCard is accepted and at ATMs around the world.***
 
*U.S. bank accounts only. Successfully completing an account verification process is required before transferring funds. Bank transfers are executed through the Automated Clearing House (ACH) and generally takes between 2 to 4 days.
 
**Enrollment requires valid U.S. mailing address and identity verification (please see “Obtaining Your Card” below).
 
***The Akimbo Card is accepted at any ATM that displays the MasterCard or ACCEL® Acceptance Mark.
 
****Other fees, including ATM fees and POS PIN transaction fees may apply. Please see the Cardholder Agreement for more details.
 
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
 
The Akimbo Prepaid MasterCard is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to a license from MasterCard International Incorporated. This card may be used everywhere Debit MasterCard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
 
All trademarks and service marks are the properties of their respective owners. Akimbo is a trademark of FiCentive, Inc. © 2016 FiCentive, Inc. All Rights Reserved.

## Key features

- Apple Pay integration
- Up to 5 sub-cards for budgets
- Automatic and one-time card loads
- Send money to other Akimbo users
- Real-time purchase alerts
- Global Debit MasterCard acceptance

## What do users think of Akimbo?

Overall sentiment: negative

**Pros**

- 💰 Excellent prepaid card money management solution
- 🎁 Virtual credit card for surveys
- 👨‍👩‍👧‍👦 Great way to help kids build sound money-management practices
- 🤝 Fantastic service

**Cons**

- ⚠️ Reliability issues with maintenance and card freezes
- 🤯 Buggy app with frequent crashes and login problems
- 💳 Fees for everything, including $1 per transaction
- 🚫 Inability to transfer funds to bank account
- 🤖 Terrible customer service and lack of support

**Commonly reported bugs**

- Login screen freezes
- App crashes on launch
- Inability to log in on app or website
- Funds not loading or transferring properly

**Most requested features**

- Dark mode option
- Improved app stability and reliability
- Better customer support and communication
- Increased transfer limits and easier bank account integration

## Recent user reviews (10 of 85)

All indexed reviews: https://appshunter.io/ios/app/akimbo-budgets-and-allowance/id505199985/reviews.md

### 1/5 — Reliability

*2025-11-27, version 12.2*

All cards on the account have “maintenance” at the same time and without warning.  I have been late on bills and unable to pay for necessities because of this. This “maintenance” takes days.

### 1/5 — bad

*2025-09-04, version 12.2*

bad

### 2/5 — Not Flexible Enough

*2025-08-03, version 12.2*

Like at all, can’t make simple transactions without having to withdraw to bills then transfer to another card.

### 1/5 — Bad costumer service

*2025-03-31, version 12.2*

Unable foto transfer to bank

### 1/5 — Non working

*2024-11-04, version 12.2*

It doesn’t even work

### 1/5 — Fees for everything!

*2024-09-16, version 12.2*

Too expensive to use or NOT USE this stupid card!

### 1/5 — Disappointed

*2024-09-14, version 12.2*

I received this card digitally and it has proved impossible to use at stores as they refuse to accept it because of previous fraud issue and to use it online it is rejected.  May be better to have the actual card.

### 1/5 — Does not work

*2024-08-28, version 12.2*

I have never used a banking system like this before until I received an incentive from the state of Florida. 
Every time I have tried to transfer the funds to my regular bank account, there is ALWAYS a technical issue. I have to ALWAYS call customer service and it usually takes an hour or so to get the problem resolved. They have had to create a new card for me several times. 
I don’t understand why the state of Florida will not just deposit the money into my bank account!

### 5/5 — Virtual credit card for surveys

*2024-08-07, version 12.2*

The money I got for the surveys came just in time ( as it was my sons birthday)

### 1/5 — Buggy

*2024-06-28, version 12.2*

This app is pretty useless. You cant apple pay anywhere and it also doesnt let you send money to an external account.

## Frequently asked questions about Akimbo

### What is Akimbo?

Akimbo is a prepaid debit card designed for managing household finances, including budgeting and allowances. It allows you to create a main card and up to five sub-cards for different family members or specific budgets. You can load funds, track spending, and send money to other Akimbo users.

### How do I set up Akimbo?

Getting started is easy. Download the app and sign up via the provided link on the login screen. You will need to provide identifying information to open an account. Once verified, you can link your bank account to load funds onto your card.

### Are there any fees associated with Akimbo?

There is no fee to sign up and no monthly fee for the Akimbo card. While swipe and sign transactions are free, other fees such as ATM fees and POS PIN transaction fees may apply. Please refer to the Cardholder Agreement for full details.

### Can I use Akimbo for my children's allowances?

Yes, Akimbo is ideal for managing allowances. You can create up to five sub-cards, each with its own budget, which can be assigned to family members. This allows for easy tracking of their spending and controlled access to funds.

### Where can I use my Akimbo card?

Your Akimbo Prepaid MasterCard can be used everywhere Debit MasterCard is accepted, both online and in physical stores. You can also withdraw cash from ATMs worldwide that display the MasterCard or ACCEL® Acceptance Mark.

## Version history (last 5 releases)

### 19.4 — 2026-02-26

Bug Fixes and Maintenance

### 18.2 — 2026-01-06

Bug Fixes.

### 12.2 — 2023-08-01

- Bug Fixes.

### 12.1 — 2023-07-31

- Bug Fixes.

### 11.1 — 2023-01-31

We have integrated Finicity for managing your bank account.

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## More apps by Usio, Inc.

- [Stream Card](https://appshunter.io/ios/app/stream-card/id1087105271)

All apps by Usio, Inc.: https://appshunter.io/developer/552895368

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*