# AKKO — user reviews

> 40 indexed App Store user reviews of AKKO by AKKO Inc., rated 3.20/5 from 90 ratings.

- Source: https://appshunter.io/ios/app/akko/id1532439769/reviews
- App overview in markdown: https://appshunter.io/ios/app/akko/id1532439769.md
- Rating breakdown: 5★ 44 · 4★ 4 · 3★ 1 · 2★ 10 · 1★ 31

## Newest reviews (10 of 40)

### 2/5 — Deceptive Data Practices

*2025-11-17, version 1.30.11*

App Store page claims this app does not collect any data while in fact it collect huge amounts of personal data, to whit, to use theft protection, Akko requires persistent background location permissions.

### 2/5 — Not recommended

*2025-11-13, version 1.30.11*

I doubt that they will actually pay claims based on how poor their app and overall service seem to be so far.

### 2/5 — Location Permissions

*2025-11-11*

I have no idea if this company pays claims or not, I never made it that far. What I do know is that during setup they request always on location services. I don’t know how this company stores user location data or if they sell it to supplement the bottom line or maybe they protect it. Who cares, I don’t need another company tracking my every move. Be better.

### 1/5 — SCAM

*2024-06-06*

This company seems legit at first but they do not respond to customer service. They charged my card after canceling A YEAR AGO, and I am unable to cancel my subscription and receive a refund through the app (website as well) due to glitches or bugs that make it seem like the app is crashing? Ironically, a similar situation happens on their website.

### 1/5 — For a fintech they are not very techie

*2024-05-26, version 1.27.0*

I bought the family “unlimited phone” plan. It shows it under my plan but the app will not allow me to add more than one phone. Frustrating

### 5/5 — Great app and service

*2024-01-19*

The AKKO app is really straightforward, tidy, and super user-friendly. Be sure to take a look at the instructions to smoothly add your device photos.

The coverage is really strong and customer service is top-notch. I will definitely recommend it to my family and friends!

### 5/5 — AKKO made my life so much easiest

*2024-01-19*

AKKO insurance saved me from spending an arm and a leg on more expensive insurance and got my device back to me in half the time. The setup process was super simple and filing a claim took literally minutes.

Their service team was super responsive as well and helpful throughout the process when I had questions.

### 4/5 — Affordable Insurance

*2023-12-14*

I was having issues with the app crashing on iOS 17.2 on my iPhone 14 Pro Max. After deleting all data and reinstalling, it seems to be working fine.

### 1/5 — Annoying Slow and Glitchy

*2023-10-18*

User experience is terrible with this app.  It has the foundations of decent app but the sheer amount of bugs and slow responsiveness makes it a slog to do something as simple as adding a device.  Please implement better quality and testing standards.

### 2/5 — Unable to login

*2023-10-11*

After subscribing to the cell insurance I downloaded the app, however, I am unable to log into my account. The screen message states “A problem has occurred, contact support”

## Most critical reviews (10 lowest-rated)

### 1/5 — App and photo verification

*2026-08-16*

App is showing I need to retake 1 photo I did. Says 2 other newly added items need verified. Customer service says if I did not receive an email from them I do not have to do anything. They say 24 to 48 hours and items will be verified. Its been a month. App is not working as expected and customer service is not addressing the problem.

Buyer beware. If it’s not verified I am going to guess they will refuse any claims.

### 1/5 — Outright false store listing

*2026-02-02, version 1.31.0*

App page says it does not collect *any* information which obviously could never be true but is deliberately misleading and false. App collects device identifiers, requires you to take photos with the phone itself, and for loss protection requests and collects persistent location information.

### 1/5 — App rarely works

*2025-12-09, version 1.30.14*

App is updated. I’ve uninstalled and reinstalled. Can’t get past the loading screen. Worked great when I registered and paid. Hasn’t worked several times spread out over several months since.

### 1/5 — Asking for notifications Photos

*2025-11-10, version 1.30.11*

Such a hassle

### 1/5 — Horrible app

*2025-11-10, version 1.30.11*

First time downloading it only because my plan was offering it and I can’t even take a picture of the phone without it defaulting to a landscape picture. Right off the back app experience is horrible

### 1/5 — Waste of money

*2025-09-10*

Too many hoops to get protection. Requires pictures of each device front and back, serial numbers, police reports for lost/stolen (police don’t issue reports for lost items) if you don’t upload the pics exactly as they like you get denied.

### 1/5 — Claims

*2025-08-26, version 1.30.1*

Don’t add this insurance. The waste of time and money. And nothing done..

### 1/5 — Unhelpful

*2025-07-22*

Akko likes to take all your money and make claims take too long and complicated till the point you have to pay out of pocket for a repair and then they do not refund you. Also when canceling a subscription they will force you to pay for the next billing period instead of allowing you to cancel it immediately. I have had akko for a year. I have paid $10 a month and have had two broken devices. I have made two claims this year and did not receive any help for either of them.

### 1/5 — Terrible service

*2024-10-21*

They have unrealistic hoops for service processes and it goes against how my phone manufacturer (Apple) recommends. Stay far away from this company. Bad service

### 1/5 — App slow and crashing

*2024-08-31, version 1.29.0*

App keeps crashing. What is going on with this?

## Most praised reviews (10 highest-rated)

### 5/5 — Best Phone and electronics insurance

*2026-08-23*

Absolutely love this company and the protection they provide for all my electronics.  Customer Service is top notch and very helpful.  This is a must have for cell phone owners plus other electronics.

### 5/5 — Good and affordable insurance

*2026-06-07, version 1.31.0*

Easy claim process and going to continue insurance.

### 5/5 — Lost AirPods, replaced asap

*2025-11-30*

I lost my AirPods and got in touch with support super quickly and easily and they were so helpful. And I just switched to a new iPhone and was able to add it to my account so easily.

### 5/5 — Happy customer

*2025-11-29*

Thanks for protecting my invaluable equipment, I feel secure using this app. Good functionality, would recommend!! Great team and very responsive .

### 5/5 — It’s an app.

*2025-11-29, version 1.30.14*

App is smooth, worked good

### 5/5 — I never write reviews

*2025-11-26*

Akko legit saved me when I lost my phone in taxi right before a big vacation. Got a Venmo from them and new phone within like 48 hours. I tell all my friends to get this bc no point in feeling stressed and stupid!

### 5/5 — I never write reviews

*2025-11-12*

Akko legit saved me when I lost my phone in taxi right before a big vacation. Got a Venmo from them and new phone within like 48 hours. I tell all my friends to get this bc no point in feeling stressed and stupid!

### 5/5 — Good value

*2025-11-07*

I’ve had AKKO for several years now, haven’t found any service that will insure your cellphone, laptop, smartwatch, headphones, and more for only $15/month. The couple claims I’ve had have gone smoothly also. When my Oura ring broke they paid me $400 to put towards buying a replacement.

### 5/5 — Don't Let The Negative Reviews Fool You

*2024-06-17*

I've had Akko for a few months and was very skeptical because of the negative reviews. Well, i had a crappy accident with my Canon lens while working which resulted in damages near $600. After filing a claim, I provided all the requested information and a receipt once the repair was complete. I paid a small deductible and they covered the rest! Yes! So worth it. You cant beat this insurance.

### 5/5 — they actually legit

*2024-03-11*

I hereby confirm that this company really did help me with my phone. My phone got burned, and they replaced it. Full price. Whatever you see bad comments in there – those people probably didn’t follow the rules, but I can confirm that those people really did help me and they are legit. Thank you Akko team.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
